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HomeHome Insurance AgentsKentucky › Henderson

Find Home Insurance Agents Near You in Henderson, KY

Browse home insurance agents serving Henderson, Kentucky. Updated 2026-07-14.

The top-rated home insurance agent in Henderson, Kentucky is Best Insured, rated 5.0 stars across 352 reviews. Other highly rated options include Anne Thrasher Boyd - State Farm Insurance Agent, Oakmonte Insurance, Toddy Todd - State Farm Insurance Agent. This directory lists 20 home insurance agents serving Henderson.

Showing 20 home insurance agents in Henderson, KYListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Best Insured1138 N Elm St(270) 844-4150
2Anne Thrasher Boyd - State Farm Insurance Agent316 14th St(270) 826-9583
3Oakmonte Insurance2606 Zion Rd Ste O(270) 216-1232
4Toddy Todd - State Farm Insurance Agent113 N Main St(270) 869-2302
5Vaughn Insurance Agency Co.315 N Main St(270) 827-3505
6Melton-Daniel Insurance414 N Main St(270) 827-0990
7A Plus Insurance Services Of Henderson Inc528 N Elm St(270) 826-3646
8Melissa Carter: Allstate Insurance730 2nd St Ste A(270) 826-7830
9Josh Benton - State Farm Insurance Agent125 1st St #102(270) 826-5151
10Retreat Insurance Services961 Trail Dr(270) 238-6191
BI
1138 N Elm St
Best Insured
Home Insurance Agent · Henderson, KY

Best Insured provides a full range of home insurance services for property owners in Henderson, Kentucky. Its agents assist clients by evaluating coverage needs, explaining different policy options, and helping to secure appropriate protection for homes and their contents. The company also offers guidance on regular policy reviews and can help update coverage when personal circumstances change. Its plans are designed to address the common insurance requirements for a variety of local property types, including single-family homes, apartments, retail spaces, and restaurants.

AT
316 14th St
Anne Thrasher Boyd - State Farm Insurance Agent
Home Insurance Agent · Henderson, KY

Anne Thrasher Boyd - State Farm Insurance Agent serves Henderson, Kentucky, and the surrounding metro area, providing home insurance policies to local homeowners. The agency assists clients in protecting their properties against common regional risks, offering coverage plans tailored to individual needs. As a local State Farm agent, the company helps residents choose appropriate levels of dwelling and liability protection. It handles standard home insurance policies and can provide guidance on additional coverage for personal belongings.

OI
2606 Zion Rd Ste O
Oakmonte Insurance
Home Insurance Agent · Henderson, KY

Oakmonte Insurance serves homeowners, businesses, and property managers throughout Henderson, Kentucky, by offering personalized home insurance agent services. The agency helps clients evaluate coverage options for protecting residential properties and assets in the local area. Standard services include policy consultations, risk assessments, and claims assistance tailored to individual needs. Oakmonte Insurance also provides coverage guidance to property owners in nearby communities such as Evansville, Indiana, and surrounding parts of the Henderson metropolitan region.

TT
113 N Main St
Toddy Todd - State Farm Insurance Agent
Home Insurance Agent · Henderson, KY

Toddy Todd - State Farm Insurance Agent serves Henderson, Kentucky, and the surrounding communities within Henderson County. This agency handles home insurance policies that cover both the structure of a house and the personal belongings inside it against common property risks. It also addresses additional living expenses if a home becomes temporarily uninhabitable. To manage a typical job, the agent reviews a client's specific property details and coverage needs, then explains available policy features and deductibles to find a suitable balance of protection.

VI
315 N Main St
Vaughn Insurance Agency Co.
Home Insurance Agent · Henderson, KY

Vaughn Insurance Agency Co. in Henderson, KY provides both one-time policy reviews for new homeowners and recurring coverage management for established clients, tailoring home insurance to protect against regional weather risks and property damage. They handle personal dwelling, liability, and contents coverage by assessing individual needs and available limits. Their service operates on a one-time basis for initial policy setup or as-needed for claims, policy changes, and annual renewal consultations.

MD
414 N Main St
Melton-Daniel Insurance
Home Insurance Agent · Henderson, KY

When winter ice or spring storms threaten homes in Henderson, Melton-Daniel Insurance provides coverage evaluations to protect local properties from damage. As a home insurance agent serving this area, this company works with standard policies that address common regional risks such as wind, hail, and freeze-related issues. Clients can expect straightforward guidance on available protections without pressure or exaggerated promises. The process for a new policy or a review begins with a thorough assessment of the home’s condition and specific coverage needs.

PI
528 N Elm St
A Plus Insurance Services Of Henderson Inc
Home Insurance Agent · Henderson, KY

A Plus Insurance Services Of Henderson Inc specializes in structuring customized homeowners policies that address specific property exposures and liability concerns. Serving the Henderson, Kentucky area, the agency guides clients through the process of evaluating dwelling coverage limits, personal property valuations, and appropriate deductible levels for individual needs. It assists homeowners in comparing options from multiple insurance carriers to find suitable protection that fits their financial circumstances. The company also helps residents review their policies for adequate coverage after seasonal storms or flooding events.

MC
730 2nd St Ste A
Melissa Carter: Allstate Insurance
Home Insurance Agent · Henderson, KY

Melissa Carter: Allstate Insurance provides comprehensive home insurance solutions for residents in Henderson, Kentucky. The agency offers standard homeowners coverage alongside optional add-ons such as personal property protection and liability insurance for unforeseen incidents. Tailored policies can include extended replacement cost or water backup coverage to address local weather concerns. This agency serves a variety of commercial clients, including offices requiring property and liability protection, warehouses needing inventory and equipment coverage, and food service establishments seeking specialized policies for their unique operational risks.

JB
125 1st St #102
Josh Benton - State Farm Insurance Agent
Home Insurance Agent · Henderson, KY
RI
961 Trail Dr
Retreat Insurance Services
Home Insurance Agent · Henderson, KY
EF
2111 US-41
EM Ford
Home Insurance Agent · Henderson, KY
(270) 830-8877
emford.com
EJ
442 N Elm St
E J Mabry Insurance Agency Inc
Home Insurance Agent · Henderson, KY
(270) 827-4102
ejmabryinsurance.com
NB
226b N Elm St
New Bedford Insurance Co
Home Insurance Agent · Henderson, KY
(270) 238-6121
SI
222 N Main St
Supreme Insurance Agency
Home Insurance Agent · Henderson, KY
(270) 238-6939
KF
19 N Main St
Kentucky Farm Bureau Insurance
Home Insurance Agent · Henderson, KY
(270) 830-3011
kyfb.com/henderson/n-main-st
HI
839 N Green St A
Henderson Insurance
Home Insurance Agent · Henderson, KY
(270) 827-1826
SI
417 S Main St Ste 5
Shelter Insurance - Jules Harrison
Home Insurance Agent · Henderson, KY
(270) 827-0388
shelterinsurance.com/CA/agent/JULESHARRISON
FA
914 N Elm St
First Advantage Insurance Agency
Home Insurance Agent · Henderson, KY
(270) 212-3154
erieinsurance.com/Agencies/kk1033
AB
311 5th St D
Al Baity - State Farm Insurance Agent
Home Insurance Agent · Henderson, KY
(270) 826-0111
statefarm.com/agent/US/KY/Henderson/Al-Baity-H9NLD1YS000
LI
140 N Main St suite a
Latta Insurance
Home Insurance Agent · Henderson, KY
(270) 827-3543
lattains.net

What Does a a Home Insurance Agent in Henderson Cost?

The average cost of home insurance in Kentucky is around $1,500 to $2,200 per year for a standard policy, but rates in Henderson can vary based on your homes age, location, and coverage limits. Factors like proximity to the Ohio River and the homes construction materials also affect the premium. This is general information and not insurance advice.

About home insurance agents in Henderson

A home insurance agent in Henderson, Kentucky can help you find a policy that protects your property and belongings. Kentucky law requires insurers to offer coverage for windstorm and hail damage, which is important given the region's weather patterns. Agents in Henderson understand local risks like Ohio River flooding and can guide you through policy options that meet state regulations.

Frequently Asked Questions

What does a home insurance agent in Henderson do?

A home insurance agent helps you compare policies from different companies to find coverage that fits your needs. They explain policy terms, help you understand deductibles, and assist with filing claims. In Kentucky, agents must be licensed by the state Department of Insurance.

Is flood insurance required in Henderson Kentucky?

Flood insurance is not required by state law, but your mortgage lender may require it if your home is in a high-risk flood zone. Henderson is near the Ohio River, so many homes benefit from a separate flood policy. Standard home insurance policies do not cover flood damage.

How do I choose a home insurance agent in Henderson?

Look for an agent who is licensed in Kentucky and has experience with homes in the Henderson area. Ask about their knowledge of local risks such as severe storms and flooding. You can verify an agents license through the Kentucky Department of Insurance website.

Home Insurance Agents in Other Kentucky Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.