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HomeFlood Insurance AgentsTexas › Wichita Falls

Find Flood Insurance Agents Near You in Wichita Falls, TX

Browse flood insurance agents serving Wichita Falls, Texas. Updated 2026-07-14.

The top-rated flood insurance agent in Wichita Falls, Texas is Acceptance Insurance, rated 4.9 stars across 227 reviews. Other highly rated options include Pond Insurance Agency Ltd, Mark Inman Insurance Agency, LLC, Rebecca Lammers: Allstate Insurance. This directory lists 20 flood insurance agents serving Wichita Falls.

Showing 20 flood insurance agents in Wichita Falls, TXListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Acceptance Insurance4022 Kemp Blvd(940) 341-2895
2Pond Insurance Agency Ltd2101 Kemp Blvd(940) 723-4567
3Mark Inman Insurance Agency, LLC1401 Kemp Blvd(940) 322-2800
4Rebecca Lammers: Allstate Insurance3500 McNiel Ave(940) 692-4000
5Kristy Aranda Insurance620 Scott Ave(940) 386-2300
6All-American Insurance1501 Midwestern Pkwy #111(940) 689-9300
7Holub Insurance Agency4001 Featherston Ave(940) 691-1053
8Kelly Ho-Montoya Insurance Group LLC1810 Southwest Pkwy Suite 200(940) 264-2644
9NavSav Insurance – Wichita Falls2108 Kemp Blvd(940) 322-3122
10Eichelmann Insurance Agency in Wichita Falls1315 Kemp Blvd(940) 248-9717
AI
4022 Kemp Blvd
Acceptance Insurance
Flood Insurance Agent · Wichita Falls, TX

Acceptance Insurance serves Wichita Falls and the surrounding Wichita County area, specializing in flood insurance coverage for local homeowners and businesses. The agency helps property owners navigate National Flood Insurance Program requirements and secure policies tailored to the region’s floodplain risks. It also assists with filing claims after storm events and adjusting coverage limits as property values change. Services include routine policy reviews for residential and commercial structures, ensuring adequate protection against flash flooding and river overflow common to this part of Texas.

PI
2101 Kemp Blvd
Pond Insurance Agency Ltd
Flood Insurance Agent · Wichita Falls, TX

Pond Insurance Agency Ltd in Wichita Falls, TX, serves homeowners, businesses, and property managers by helping them secure flood insurance policies tailored to their specific risks. It provides guidance on flood zone designations and coverage options for residential and commercial properties. The agency assists clients in navigating National Flood Insurance Program requirements as well as private market alternatives. It serves property owners across the Wichita Falls area, including neighboring communities such as Burkburnett and the broader Wichita County metro.

MI
1401 Kemp Blvd
Mark Inman Insurance Agency, LLC
Flood Insurance Agent · Wichita Falls, TX

Mark Inman Insurance Agency, LLC provides flood insurance services to clients in Wichita Falls, TX. The agency offers comprehensive policy guidance to help property owners understand their risk exposure and secure appropriate coverage. It assists clients with policy renewals and updates to ensure ongoing protection as flood zones change. Coverage options are available for single-family homes, apartments, retail establishments, and restaurants.

RL
3500 McNiel Ave
Rebecca Lammers: Allstate Insurance
Flood Insurance Agent · Wichita Falls, TX

Rebecca Lammers: Allstate Insurance serves Wichita Falls, Texas, and the surrounding communities of Burkburnett, Iowa Park, and Sheppard Air Force Base, handling residential and commercial flood insurance policies. It helps property owners understand their area's specific flood zone risks and federal requirements for securing adequate coverage. The agency typically begins a job by reviewing a client's property location and existing policy details to determine the most suitable plan.

KA
620 Scott Ave
Kristy Aranda Insurance
Flood Insurance Agent · Wichita Falls, TX

Kristy Aranda Insurance provides dedicated services as a flood insurance agent in Wichita Falls, TX. The company assists clients in understanding and securing the necessary coverage for properties vulnerable to water damage. It works with homeowners and businesses to navigate policy options and assess their individual flood risk. This guidance is especially critical during the seasonal spring rains, when unexpected heavy storms can lead to rapid flooding and costly structural harm.

AA
1501 Midwestern Pkwy #111
All-American Insurance
Flood Insurance Agent · Wichita Falls, TX

All-American Insurance in Wichita Falls, TX distinguishes between offering a single policy purchase for a specific property and providing ongoing service through annual policy renewals and reviews. Their coverage as a flood insurance agent helps property owners protect against water damage from rising waters, which is a significant risk in this region prone to heavy rains and flash flooding. This service operates on both a one-time basis for initial policy setup and on a scheduled recurring cycle for annual policy updates as flood maps change.

HI
4001 Featherston Ave
Holub Insurance Agency
Flood Insurance Agent · Wichita Falls, TX

As spring storms threaten Wichita Falls with flash flooding, property owners seek coverage against the rising waters. Holub Insurance Agency helps local residents understand their flood insurance options under the National Flood Insurance Program. The agency provides initial policy guidance for homes and commercial properties that may lie in designated flood zones. Each new client begins by scheduling an on-site inspection of their property to assess specific elevations and drainage risks before receiving a tailored coverage proposal.

KH
1810 Southwest Pkwy Suite 200
Kelly Ho-Montoya Insurance Group LLC
Flood Insurance Agent · Wichita Falls, TX

Kelly Ho-Montoya Insurance Group LLC provides residential flood insurance services to homeowners in Wichita Falls, Texas, and also offers commercial flood coverage for local businesses. Serving the surrounding area, the agency helps clients secure policies that protect properties from water damage. Between regular service visits, the company remains available for follow-up questions or adjustments to coverage as needs change.

NI
2108 Kemp Blvd
NavSav Insurance – Wichita Falls
Flood Insurance Agent · Wichita Falls, TX

NavSav Insurance in Wichita Falls assists property owners with comprehensive coverage needs and specializes in flood insurance solutions. This agency helps clients secure policies to protect residential and commercial buildings from water damage risks common to the Texas plains. For local businesses requiring tailored protection, NavSav Insurance provides coverage options for a variety of commercial sectors, including offices, warehouses, and food service operations.

EI
1315 Kemp Blvd
Eichelmann Insurance Agency in Wichita Falls
Flood Insurance Agent · Wichita Falls, TX

Eichelmann Insurance Agency in Wichita Falls is known for providing flood insurance policies tailored to residential and commercial properties throughout the Wichita Falls, TX area. The agency helps clients understand their flood zone risks and secure appropriate National Flood Insurance Program coverage. It also assists customers whose properties lie in high-risk designated floodplains or those requiring a lender-mandated policy. For clients with specific needs, the agency can add building contents coverage to a standard flood insurance policy.

MI
4511 Southwest Pkwy
Morris Insurance Agency LLC
Flood Insurance Agent · Wichita Falls, TX
(940) 696-1199
morrisinsuranceagency.net
LI
710 Lamar St Suite 440F
Legacy Insurance Group Jones Agency
Flood Insurance Agent · Wichita Falls, TX
(940) 322-8400
jonesinsservices.com
KI
1607 Kemp Blvd
Kennedy Insurance Agency
Flood Insurance Agent · Wichita Falls, TX
(940) 766-2310
HW
1300 10th St
Higginbotham - Wichita Falls
Flood Insurance Agent · Wichita Falls, TX
(940) 723-0771
higginbotham.com/locations/wichita-falls
SI
3704 Kell W Blvd
Stoiloff Insurance Group
Flood Insurance Agent · Wichita Falls, TX
(940) 687-2193
BF
701 Lamar St
Boley-Featherston Insurance
Flood Insurance Agent · Wichita Falls, TX
(940) 723-7111
boleyfeatherston.com
HI
3415 McNiel Ave STE 104
Hoover Insurance Agency, LLC
Flood Insurance Agent · Wichita Falls, TX
(940) 692-3999
TI
4410 Kemp Blvd
TWFG Insurance Services
Flood Insurance Agent · Wichita Falls, TX
(940) 691-0042
twfg.com
JW
3415 McNiel Ave # 102A
Judy Wade Insurance Agency
Flood Insurance Agent · Wichita Falls, TX
(940) 691-5885
CI
2001 9th St
Confidant Insurance Wichita Falls
Flood Insurance Agent · Wichita Falls, TX
(940) 248-9946

What Does a a Flood Insurance Agent in Wichita Falls Cost?

In Texas, flood insurance premiums through the NFIP typically range from about $700 to $2,000 per year for a standard home, though rates can be higher in high-risk zones. Private flood insurance may cost between $500 and $3,000 annually depending on the property's value and flood risk. Costs vary based on factors such as elevation, building type, and deductible chosen. This is general information and not insurance advice.

About flood insurance agents in Wichita Falls

Flood insurance agents in Wichita Falls Texas help property owners understand their flood risk and secure coverage through the National Flood Insurance Program or private insurers. Texas law does not require flood insurance for most homes, but mortgage lenders often mandate it for properties in high-risk flood zones. The city of Wichita Falls sits near the Wichita River, making flood insurance a practical consideration for many residents.

Frequently Asked Questions

Do I need flood insurance in Wichita Falls Texas?

Texas law does not require flood insurance for most properties. However, if your home is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, your lender will likely require flood insurance. Even outside high-risk zones, flooding can occur due to heavy rain or drainage issues.

What does a flood insurance agent do in Wichita Falls?

A flood insurance agent helps you assess your property's flood risk, explains NFIP and private policy options, and assists with filing claims. They can also advise on elevation certificates and flood zone map changes specific to Wichita Falls. Agents do not provide legal advice but can guide you through coverage choices.

How long does it take to get flood insurance in Texas?

Most NFIP policies have a 30-day waiting period before coverage begins, unless the policy is purchased in connection with a new home loan. Texas law allows this waiting period to ensure coverage is not bought only when a storm is approaching. Private insurers may have different waiting periods, so ask your agent for details.

Flood Insurance Agents in Other Texas Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.