The top-rated flood insurance agent in Allen, Texas is Daniel Borden - State Farm Insurance Agent, rated 4.9 stars across 308 reviews. Other highly rated options include Texas Independent Insurance, Farmers Insurance - Dean Hansen, Shireen Khan: Allstate Insurance. This directory lists 17 flood insurance agents serving Allen.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Daniel Borden - State Farm Insurance Agent | 602 E Main St suite b | (469) 270-5743 |
| 2 | Texas Independent Insurance | 1020 W Exchange Pkwy Suite 2130 | (972) 612-2393 |
| 3 | Farmers Insurance - Dean Hansen | 780 North Watters Road Suite 140 | (972) 727-9705 |
| 4 | Shireen Khan: Allstate Insurance | 333 E Bethany Dr Ste J110 | (469) 270-0462 |
| 5 | Fuller Agency | 450 Century Pkwy Ste 250 | (469) 935-8978 |
| 6 | Claxton Insurance Agency | 550 S Watters Rd Suite 130 | (972) 449-0733 |
| 7 | Hempkins Insurance | 304 E McDermott Dr | (972) 396-9797 |
| 8 | Citadel Insurance Group | 28 Prestige Cir #2110 | (972) 747-7944 |
| 9 | Farmers Insurance - Wei Zou | 1776 W McDermott Dr Ste 150 | (972) 808-6098 |
| 10 | Farmers Insurance - Jeff Ivy | 900 W Bethany Dr Ste 245 | (214) 272-4350 |
Daniel Borden - State Farm Insurance Agent in Allen, TX, provides flood insurance policies for properties in high-risk and moderate-to-low flood zones. Service options include policy reviews to ensure adequate coverage limits and assistance with adjusting deductibles during renewal periods. Clients can also request help with filing flood damage claims and navigating the National Flood Insurance Program requirements. The agency services single-family homes, apartments, retail spaces, and restaurants in the Allen area.
Texas Independent Insurance serves the Allen, Texas area and Collin County as a flood insurance agent. The company assists homeowners and businesses with securing coverage for properties located in designated flood zones. It guides clients through the complexities of federal and private flood policies to protect against water damage from heavy rains and rising waterways. Local property owners depend on this agency for risk assessments and for help understanding flood map designations. The office handles residential policy applications and commercial flood endorsements.
Farmers Insurance - Dean Hansen serves homeowners, businesses, and property managers in Allen, Texas, seeking flood insurance coverage. The agency helps clients understand flood zone risks and secure policies that protect residential and commercial structures from water damage. Dean Hansen assists with policy selection and claims guidance, ensuring property owners have appropriate financial safeguards against flood-related losses. The agency also extends its flood insurance services to areas throughout Collin County, including the neighboring community of McKinney.
Serving Allen, TX and surrounding communities, Shireen Khan at Allstate Insurance helps local property owners obtain flood coverage. The agency handles federal NFIP policies and private market options for homes and businesses in flood-prone zones. It reviews individual risk factors, including elevation and prior claims, to find suitable policy limits and deductibles. To handle a typical job, the agent collects property details, compares available programs, explains coverage exclusions such as basements, and processes the application with required elevation certificates and payment.
Fuller Agency in Allen, TX assists property owners in distinguishing between a one-time flood insurance policy for immediate purchase and a recurring annual policy that renews automatically to maintain continuous protection. Coverage options are tailored to meet typical needs for flood damage in this region, addressing both structural and contents losses. This service operates on both a one-time purchase schedule for short-term needs and an as-needed basis for customers seeking periodic updates.
Claxton Insurance Agency in Allen, Texas specializes in securing flood insurance policies for residential and commercial properties. It actively assists clients through the complexities of the National Flood Insurance Program, ensuring appropriate coverage limits and deductible structures for individual risk profiles. The agency also guides property owners in understanding elevation certificates and flood zone designations. Its services become particularly valuable when severe spring storms or sudden flash flooding threaten the local area.
Homeowners in Allen, TX, often face sudden flooding after heavy spring storms or flash floods. Hempkins Insurance works to address these urgent needs by helping residents secure flood coverage that aligns with local risk patterns. The agency focuses on explaining the specialty policies required in flood-prone areas, guiding clients through the details of federal and private options. A practical first step involves scheduling a property inspection to assess the home’s specific flood exposure before the agent presents the appropriate plans.
Citadel Insurance Group in Allen, TX provides guidance on flood insurance policies for property owners seeking coverage against water damage. The agency specializes in assessing flood risks and selecting appropriate plans from available National Flood Insurance Program options. This ensures clients understand coverage limits and exclusions before purchasing a policy. Commercial clients can also arrange protection tailored to offices, warehouses, and food service operations requiring business-specific flood insurance solutions.
Farmers Insurance - Wei Zou in Allen, TX provides residential flood insurance services to homeowners, addressing protection against water damage from storms and rising waters. Commercial coverage is also available for local businesses seeking to safeguard their properties in the area. The agency serves clients throughout Allen and nearby communities, helping them secure policies that meet their specific flood risk needs. Between regular policy reviews, customers can return for guidance on claims or to adjust their coverage after seasonal events.
Farmers Insurance - Jeff Ivy in Allen, TX, provides flood insurance coverage for homeowners, renters, and business properties throughout the surrounding region. The agency helps clients evaluate their specific flood risks and secure policies that protect both structures and personal belongings from water damage. Customers can discuss residential or commercial property requirements directly with the local agent. As a specialty service, the agency also offers tailored endorsements to cover basement contents and sump pump failure.
What Does a a Flood Insurance Agent in Allen Cost?
Typical flood insurance costs in Allen, Texas range from 500 to 2,500 dollars per year for an NFIP policy. Private market policies can be higher or lower depending on property elevation and risk. Actual cost depends on your flood zone, building characteristics, and coverage limits. This is general information and not insurance advice.
About flood insurance agents in Allen
Flood insurance agents in Allen, Texas help property owners secure coverage required by many mortgage lenders. Texas law does not mandate flood insurance, but homes in high-risk flood zones often need it. Agents can explain the difference between National Flood Insurance Program policies and private market options.
Frequently Asked Questions
Is flood insurance required in Allen Texas?
Flood insurance is not required by Texas state law. However, if your property is in a Special Flood Hazard Area and you have a federally backed mortgage, your lender will require it.
What does a flood insurance agent do in Allen?
A flood insurance agent helps you assess your flood risk, compare NFIP and private policies, and complete the application. They also assist with claims and policy changes.
How long does it take to get flood insurance in Allen?
NFIP policies typically have a 30-day waiting period before coverage begins. Some private insurers offer shorter waiting periods. Plan ahead to avoid gaps in coverage.
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