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Find Flood Insurance Agents Near You in Cedar Hill, TX

Compare flood insurance agents in Cedar Hill. Review contact information and insurance categorys before you decide.

17 agents listed
Updated May 2026
Cedar Hill, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Texas before hiring.
Showing 17 flood insurance agents in Cedar Hill, TX Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Roslyn Knight - State Farm Insurance Agent
642 Uptown Blvd #190, Cedar Hill, TX 75104
(972) 293-1300 protectedbyknight.com
Rick Smith - State Farm Insurance Agent
518 N Hwy 67, Cedar Hill, TX 75104
(972) 223-3618 askricksmith.com
Tim Gibbs - State Farm Insurance Agent
500 W Farm to Market Rd 1382 c, Cedar Hill, TX 75104
(469) 575-0334 timgibbsinsurance.com
Safe Hands Insurance Services, LLC
610 Uptown Blvd ste 2000, Cedar Hill, TX 75104
(972) 332-4263 ext. 1 safehandsins.com
SouthWestern Insurance
610 Uptown Blvd Suite 4700, Cedar Hill, TX 75104
(972) 291-2926
Don Atwell and Associates, LLC
610 Uptown Blvd Suite 4700, Cedar Hill, TX 75104
(972) 230-0880 donatwell.com
Les Dixon: Allstate Insurance
320 W Belt Line Rd # 402, Cedar Hill, TX 75104
(972) 291-5858 agents.allstate.com
Nakira Insurance Agency
610 Uptown Blvd ste 2000, Cedar Hill, TX 75104
(972) 774-5168 nakirainsuranceagency.com
Texas P&C Insurance Agencies, Inc.
806 N Hwy 67, Cedar Hill, TX 75104
(972) 293-2139 texaspnc.com
Clark-Patton Insurance Inc
875 Straus Rd # 600, Cedar Hill, TX 75104
(972) 291-1551 clarkpatton.com
Warren Goss: Allstate Insurance
610 Uptown Blvd ste 2000, Cedar Hill, TX 75104
(972) 293-1212 agents.allstate.com
Wallace Insurance Agency
610 Uptown Blvd ste 2000, Cedar Hill, TX 75104
(972) 283-2555 wallaceinsuranceagency.net
Farmers Insurance - Todd Killebrew
320 S Clark Rd Ste E, Cedar Hill, TX 75104
(214) 446-0110 agents.farmers.com
Paula Garthoff - State Farm Insurance Agent
444 FM1382 Suite B, Cedar Hill, TX 75104
(469) 272-0101 statefarm.com
Ruiz Insurance Agency
1221 W Belt Line Rd Ste. 206, Cedar Hill, TX 75104
(469) 272-6060 ruizinsagency.com
The Fite Agency, Cedar Hill Insurance
475 FM1382 #1791, Cedar Hill, TX 75104
(469) 575-6289 cedarhill-insurance.com
Nielsen Insurance Group
806 N Hwy 67, Cedar Hill, TX 75104
(972) 293-2139 niginsurance.com

Flood insurance agents in Cedar Hill, Texas help homeowners and businesses secure coverage through the National Flood Insurance Program or private insurers. Cedar Hill lies in a region prone to flash flooding, and Texas law requires lenders to mandate flood insurance for properties in high-risk zones. An agent can explain policy options, coverage limits, and the 30-day waiting period for NFIP policies.

What Does a Flood Insurance Agent in Cedar Hill Cost?

The cost of flood insurance in Cedar Hill varies by property. An NFIP policy typically ranges from 700 to 2,000 dollars per year for a single-family home, but rates depend on flood zone, elevation, and coverage amount. Private flood insurance may offer lower rates or higher limits. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance in Cedar Hill Texas?
If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, flood insurance is required. Even outside high-risk zones, Texas law does not mandate it, but heavy rains in Cedar Hill can cause unexpected flooding.
What does a flood insurance agent in Cedar Hill do?
A flood insurance agent helps you assess your flood risk, compare NFIP and private policies, and complete the application. They also explain coverage details like building property and contents coverage, and assist with claims after a flood event.
How long does it take for flood insurance to start in Texas?
Standard NFIP policies have a 30-day waiting period from the date of application and payment. However, if you are buying a home with a mortgage, the waiting period may be waived if the policy is purchased during the loan closing process.