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Looking for a flood insurance agent in Carrollton? Review the directory below to compare your options.
17 agents listed
Updated May 2026
Carrollton, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Texas before hiring.
Showing 17 flood insurance agents in Carrollton, TX
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
4120 International Pkwy #2000, Carrollton, TX 75007
(972) 512-7700
hotchkissinsurance.com
Goosehead Insurance - Doug Crawford
2340 E Trinity Mls Rd Ste 300, Carrollton, TX 75006
(972) 478-4310
goosehead.com
Cuddigan Group Insurance
2340 E Trinity Mls Rd Suite 300, Carrollton, TX 75006
(214) 550-6681
cuddiganins.com
Trotter Insurance Group
2400 E Hebron Pkwy Ste. A, Carrollton, TX 75010
(972) 428-3911
trotterins.com
Univista Insurance
2640 Old Denton Rd suite 240 2, Carrollton, TX 75007
(972) 349-1936
univistainsurance.com
A flood insurance agent in Carrollton Texas helps property owners understand their flood risk and secure coverage through the National Flood Insurance Program or private insurers. Texas law requires flood insurance disclosures for certain real estate transactions, and Carrollton properties in Special Flood Hazard Areas may need flood insurance for mortgage compliance. An agent can explain coverage limits, deductibles, and the 30-day waiting period for new NFIP policies.
What Does a Flood Insurance Agent in Carrollton Cost?
Typical flood insurance costs in Carrollton Texas range from about 500 to 1,500 dollars per year for an NFIP policy, depending on your property's flood zone, elevation, and coverage amount. Private flood insurance may cost more or less based on risk assessment. Actual premiums vary by situation. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Carrollton Texas?
If your property is in a FEMA-designated Special Flood Hazard Area, your mortgage lender will likely require flood insurance. Even outside high-risk zones, Carrollton experiences heavy rainfall and flash flooding. Many homeowners choose coverage for financial protection.
What is the 30-day waiting period for flood insurance?
The National Flood Insurance Program has a standard 30-day waiting period before a new policy takes effect. This means you cannot buy coverage right before a storm. A flood insurance agent in Carrollton can help you plan ahead to avoid gaps in protection.
How does Texas law affect flood insurance requirements?
Texas law does not mandate flood insurance for all homeowners, but it requires sellers to disclose known flood risks and past flood damage. If you live in a Carrollton flood zone, your lender will enforce the federal flood insurance requirement under the Flood Disaster Protection Act.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Texas.