The top-rated flood insurance agent in Abilene, Texas is Koda Insurance Group, rated 4.9 stars across 335 reviews. Other highly rated options include Perkins Insurance Agencies, LLC, Tatum Insurance Agency, LLC, Inner Circle Advisors. This directory lists 20 flood insurance agents serving Abilene.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Koda Insurance Group | 2658 Industrial Blvd | (325) 695-9999 |
| 2 | Perkins Insurance Agencies, LLC | Building D, 749 Gateway St Suite 401 | (325) 673-9300 |
| 3 | Tatum Insurance Agency, LLC | 5200 Buffalo Gap Rd bldg a | (325) 695-5200 |
| 4 | Inner Circle Advisors | 209 S Danville Dr STE B107 | (325) 893-2772 |
| 5 | Kennedy Insurance Mart | 1718 N 1st St | (325) 676-1126 |
| 6 | Rhodes Insurance Agency | 3814 N 1st St | (325) 677-6303 |
| 7 | American Insurance Agency | 3244 N 1st St | (325) 676-1306 |
| 8 | Legacy Bridge Insurance Advisors | 1018 N 5th St Ste 6 | (325) 603-2060 |
| 9 | Silverthorne Insurance Brokers LLC | 1150 N 2nd St Suite 100 | (325) 733-1333 |
| 10 | Daniel Salsman Insurance Agency | 1500 Industrial Blvd #101 | (325) 437-0030 |
Koda Insurance Group serves the Abilene area as a local flood insurance agent. The company helps property owners understand their exposure to flood risk in frequently flood-prone regions. It assists clients in selecting appropriate coverage for residential and commercial structures. Navigating the requirements of the National Flood Insurance Program can be complex, and this agency offers guidance through the process. It also helps secure policies for renters needing contents protection.
Perkins Insurance Agencies, LLC in Abilene, TX provides flood insurance coverage for residential and commercial clients, helping property owners protect against water damage risks common to the region. Their services include policy reviews and plan adjustments to maintain adequate protection as flood zones and building values change. Regular consultations ensure clients understand their coverage options and any updates to federal requirements. The company serves single-family homes, apartments, retail spaces, and restaurants.
Tatum Insurance Agency, LLC serves homeowners, businesses, and property managers in Abilene, Texas, who need reliable flood insurance coverage. The agency helps clients understand National Flood Insurance Program options to protect against seasonal downpours and flash flooding common to the region. All standard policies are written with a thirty-day waiting period before taking effect, which agents explain clearly during the application process. Tatum Insurance Agency, LLC also covers nearby communities such as Tye and Potosi.
In Abilene, TX, a homeowner considering flood insurance through Inner Circle Advisors can request a single policy or establish an ongoing relationship for periodic adjustments to their coverage, which protects their property from rising waters. Individual quotes are provided so each client understands their specific needs and the resulting premium. After selecting his or her plan, the client receives information on the renewal process. Service runs on a one-time, scheduled, or as-needed basis based on the client’s preference.
Located in Abilene, Texas, and serving the surrounding communities, Kennedy Insurance Mart provides flood insurance coverage for local homes and businesses. The agency handles both National Flood Insurance Program policies and private market options for property owners in flood-prone areas. Each client receives a careful review of their property’s specific exposure to water damage. Navigating the complexities of flood maps and coverage limits, the agent adopts a detailed, consultative approach to explain policy exclusions and recommend appropriate protection levels for each unique situation.
Rhodes Insurance Agency in Abilene, TX specializes in flood insurance policies tailored to residential and commercial property needs. The agency assists clients with understanding coverage options and navigating the complexities of flood risk assessment in the region. It works to help customers secure financial protection against water damage from heavy rainfall or overflowing waterways. During the spring storm season, this service becomes essential for safeguarding homes and businesses from costly flood losses that other homeowners policies typically exclude.
With spring rains often bringing sudden flash flooding to the Abilene area, American Insurance Agency helps local homeowners and renters understand their financial exposure by offering specialized flood insurance policies. These plans cover surface water damage that standard home insurance policies exclude. The agents guide clients through assessing property-based risk factors, including elevation and proximity to drainage systems. A complete initial inspection is scheduled to identify specific vulnerabilities before any policy recommendation begins.
Legacy Bridge Insurance Advisors provides flood insurance guidance to property owners in Abilene, TX. The agency specializes in structuring policies that address local flood zone requirements and coverage gaps often missed in standard plans. By evaluating specific flooding risks and property details, it helps clients select appropriate protection for their assets. This service extends to commercial sectors, including offices, warehouses, and food service operations, ensuring these businesses obtain flood coverage tailored to their operational needs.
Based in Abilene, TX, Silverthorne Insurance Brokers LLC helps residential property owners secure flood insurance policies to protect against water damage. The firm also provides commercial flood coverage for local businesses facing rising water risks. Serving Abilene and the surrounding communities, they guide clients through available insurance options and federal program requirements. After an initial policy is written, the agency follows up to discuss coverage adjustments or renewal needs for the next regular visit.
Daniel Salsman Insurance Agency is known for providing flood insurance policies to property owners in Abilene, TX, covering a range of residential and commercial needs. The agency works with clients to assess local flood zone risks and secure appropriate coverage for homes and businesses. Common services include policy selection, risk evaluation, and claims assistance. The company can also add on excess flood coverage for higher-value properties requiring additional protection beyond standard federal limits.
What Does a a Flood Insurance Agent in Abilene Cost?
Typical flood insurance costs in Texas range from about $700 to $2,000 per year for an NFIP policy, though rates can be higher for properties in high-risk zones or with older construction. Private market policies may offer different pricing and coverage limits. Costs vary based on flood zone, elevation, and property value. This is general information, not insurance advice.
About flood insurance agents in Abilene
A flood insurance agent in Abilene Texas helps property owners understand their flood risk and secure coverage through the National Flood Insurance Program or private insurers. Texas law requires flood insurance for properties in high-risk flood zones with a federally backed mortgage. Local agents know the specific floodplain maps for Taylor County and can guide you through the process.
Frequently Asked Questions
Do I need flood insurance in Abilene Texas?
If your property is in a Special Flood Hazard Area and you have a federally backed mortgage, you are required to have flood insurance. Even outside high-risk zones, flooding can occur, so many homeowners choose to purchase a policy.
How do I find a flood insurance agent in Abilene?
You can search online for flood insurance agents in Abilene or contact local insurance agencies that offer property coverage. Many agents are licensed to sell NFIP policies and can also provide quotes from private insurers.
What does flood insurance cover in Texas?
Standard flood insurance policies cover structural damage to your home and its foundation, as well as damage to electrical and plumbing systems. Contents coverage for personal belongings is available separately.
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