The top-rated flood insurance agent in Amarillo, Texas is Merritt R Vaughn - State Farm Insurance Agent, rated 5.0 stars across 832 reviews. Other highly rated options include D3 Insurance Group, Amarillo's Insurance Agency, Goosehead Insurance - Lisa Link. This directory lists 20 flood insurance agents serving Amarillo.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Merritt R Vaughn - State Farm Insurance Agent | 14915 FM 2590 Suite 5 | (806) 655-7707 |
| 2 | D3 Insurance Group | 6011 SW 45th Ave | (806) 599-7475 |
| 3 | Amarillo's Insurance Agency | 1305 S Grand St | (806) 331-4467 |
| 4 | Goosehead Insurance - Lisa Link | 3955 S Soncy Rd Suite 208 | (806) 318-9095 |
| 5 | Kirk Insurance Agency | 3321 Bell St A | (806) 435-2900 |
| 6 | Broken Spoke Insurance | 1023 S Georgia St | (806) 396-2031 |
| 7 | Texas Preferred Insurance | 905 S Fillmore St Suite 703 | (806) 352-0534 |
| 8 | Chandler Insurance Agency - Farmers Insurance - Cody Chandler | 7659 Hillside Rd Suite 200 | (806) 359-5179 |
| 9 | NEST Insurance Agency | 7705 SW 34th Ave | (806) 476-2580 |
| 10 | Herring Insurance Agency of Amarillo | W 2921 I-40 Suite 700 | (806) 355-6596 |
Merritt R Vaughn - State Farm Insurance Agent serves the Amarillo area of Texas. The company provides flood insurance coverage tailored to property owners in this region. Flood policies address risks from heavy rainfall and overflowing waterways common to the local climate. The agent works with homeowners to assess their flood exposure and secure appropriate protection. Specific services include writing National Flood Insurance Program policies and assisting with claims documentation for flood-related damages in Amarillo.
D3 Insurance Group provides personalized flood insurance consultations and policy placement services for residents and businesses in Amarillo, Texas. It assists clients with assessing their flood risk, understanding coverage options, and completing applications through the National Flood Insurance Program. The company also helps policyholders with annual policy renewals and coverage adjustments to meet changing needs. D3 Insurance Group serves a variety of properties, including single-family homes, apartments, retail locations, and restaurants throughout the Amarillo area.
Amarillo's Insurance Agency serves homeowners in Amarillo, helping them secure flood coverage required by lenders for properties in high-risk zones. It also assists local business owners and property managers who need to safeguard commercial assets from water damage. The agency works within the National Flood Insurance Program to structure realistic policies for clients. Its services extend to residents and businesses in nearby Canyon as well.
Goosehead Insurance - Lisa Link serves Amarillo and the surrounding Texas Panhandle communities, handling flood insurance policies for residential and commercial properties. The agency helps property owners navigate federal and private flood coverage options to protect against water damage from storms and rising water. For a typical job, the agent evaluates the property’s flood zone risk and tailors a policy to match that specific exposure.
Kirk Insurance Agency in Amarillo, TX provides flood insurance solutions that can be arranged as either a one-time policy for specific property protection or as a recurring annual plan for ongoing peace of mind. Coverage options typically include damage from rising waters, storm surges, and heavy rainfall, safeguarding structures and their contents. Their service operates strictly on an as-needed basis, meaning clients can contact the agency at any time to purchase a new policy, adjust existing coverage, or file a claim without a scheduled appointment requirement.
Broken Spoke Insurance specializes in flood insurance policies for residential and commercial properties in and around Amarillo. The agency assists clients with understanding coverage options and navigating the application process to protect structures and belongings from water damage. This work is especially important during the spring and summer months, when sudden, severe thunderstorms can produce flash flooding across low-lying areas and dry washes.
Texas Preferred Insurance in Amarillo, Texas provides guidance on flood insurance policies to help property owners assess their risk and secure appropriate coverage. The agency specializes in navigating the complexities of flood protection for residential and commercial clients, offering tailored solutions to meet diverse needs. It routinely works with offices, warehouses, and food service establishments to ensure these commercial sectors have adequate flood insurance in place.
Spring storms and flash flooding often threaten Amarillo properties, making coverage essential for homeowners and businesses. Chandler Insurance Agency - Farmers Insurance - Cody Chandler provides flood insurance policies designed to protect against water damage from heavy rain or overflowing rivers. As a local flood insurance agent, the company helps clients understand the National Flood Insurance Program requirements and select appropriate coverage limits for their specific location. The typical process begins with a thorough inspection or initial assessment of the property’s flood risk and existing exposure.
NEST Insurance Agency in Amarillo, TX provides residential flood insurance for homeowners seeking coverage against water damage from rising waters. Commercial flood insurance policies are also available for local businesses needing protection for their properties. The agency serves the Amarillo area and surrounding communities, helping clients assess their flood risk and find suitable plans. After a policy is in place, representatives remain accessible for questions or adjustments to coverage, and they routinely follow up before seasonal renewals to ensure ongoing protection between annual visits.
Herring Insurance Agency of Amarillo serves as a local flood insurance agent for property owners in Amarillo, TX. The agency guides clients through the process of securing coverage against flood damage, a common risk in the region due to seasonal storms and flash flooding. It assesses individual property vulnerabilities and presents available policy options from the National Flood Insurance Program. As a specialty service, the agency also reviews existing homeowner policies to identify gaps in water damage protection.
What Does a a Flood Insurance Agent in Amarillo Cost?
Flood insurance costs in Texas vary by property risk, coverage amount, and elevation. For a standard NFIP policy, annual premiums range from around 700 to 2,500 dollars for lower-risk areas. High-risk properties may see premiums above 3,000 dollars. This is general information and not insurance advice.
About flood insurance agents in Amarillo
Flood insurance agents in Amarillo Texas help property owners protect against flood damage. Texas law requires flood insurance for properties in high-risk flood zones with a federally backed mortgage. Local agents understand the unique flood risks from the Canadian River and playa lakes in the Amarillo area.
Frequently Asked Questions
Do I need flood insurance in Amarillo Texas?
If your property is in a Special Flood Hazard Area and you have a federally backed mortgage, flood insurance is required by law. Even outside high-risk zones, flooding can occur from heavy rain or drainage issues. An agent can check your flood zone status.
How does a flood insurance agent help in Amarillo?
An agent evaluates your property's flood risk and explains NFIP policy options. They help you complete the required elevation certificate and determine coverage limits. They also assist with claims filing after a flood event.
What is the waiting period for flood insurance in Texas?
NFIP policies typically have a 30-day waiting period before coverage begins. This means you cannot buy a policy right before a storm. Plan ahead to ensure your property is protected.
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