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Looking for a flood insurance agent in Austin? Review the directory below to compare your options.
20 agents listed
Updated May 2026
Austin, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Texas before hiring.
Showing 20 flood insurance agents in Austin, TX
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Heaton Bennett Insurance
3933 Steck Ave B119, Austin, TX 78759
(512) 372-8311
insureaustin.com
Starr Insurance Agency
8801 Research Blvd #104, Austin, TX 78758
(512) 586-2000
mystarr.com
Cedar Oak Insurance
901 S MoPac Expy Bldg.1, Suite 300, Austin, TX 78746
(512) 777-2967
cedaroakinsurance.com
Contigo Insurance Agency
9310 Georgian Dr Suite A, Austin, TX 78753
(512) 518-7000
contigoagency.com
Prime Insurance Group LLC
706 W Ben White Blvd Building B Ste 186, Austin, TX 78704
(512) 843-9000
facebook.com
Benjamin-Fry Insurance
1213 W Slaughter Ln #140, Austin, TX 78748
(512) 212-7185
agentpages.twfg.com
Lewis & Partners Insurance Firm dba Fact Insurance Texas
2901 S Capital of Texas Hwy #125, Austin, TX 78746
(512) 764-1183
home-insurance-austin.com
Ez-Way insurance agency
1200 W Howard Ln ste N, Austin, TX 78753
(512) 539-0817
Archangel Insurance
901 MoPac Expy Building 1, Suite 300, Austin, TX 78746
(737) 257-6007
austin-affordable-insurance.com
Austin Area Insurance Agency
8711 Burnet Rd STE E50, Austin, TX 78757
(512) 259-5633
austinareainsurance.com
Flood insurance agents in Austin Texas help property owners secure coverage against flood damage. Texas law requires flood insurance for many properties in high-risk zones. Agents can explain the difference between NFIP policies and private market options specific to Central Texas floodplains.
What Does a Flood Insurance Agent in Austin Cost?
Flood insurance costs in Texas vary by property location elevation and coverage amount. NFIP rates are set by FEMA and average around 700 to 1000 dollars per year for standard policies. Private market policies may cost 500 to 1500 dollars annually depending on risk. Actual costs depend on your specific property and flood zone. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Austin Texas?
If your property is in a FEMA-designated high-risk flood zone your lender will require flood insurance. Even outside high-risk zones flooding is common in Austin due to heavy rain and flash floods. An agent can help you assess your risk.
What does a flood insurance agent do in Texas?
A flood insurance agent helps you compare NFIP and private flood policies. They explain coverage limits waiting periods and exclusions. They also assist with filing claims and understanding Texas flood disclosure laws.
How long does it take to get flood insurance in Austin?
NFIP policies typically have a 30-day waiting period before coverage starts. Private insurers may have shorter waiting periods. An agent can help you find a policy that meets your timeline.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Texas.