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HomeFlood Insurance AgentsTexas › Sugar Land

Find Flood Insurance Agents Near You in Sugar Land, TX

Browse flood insurance agents serving Sugar Land, Texas. Updated 2026-07-14.

The top-rated flood insurance agent in Sugar Land, Texas is Inshora Group Insurance - Home Insurance, rated 4.9 stars across 344 reviews. Other highly rated options include Leavitt Group Texas Select, Kimball Insurance - Sugar Land, First Choice Insurance Partners. This directory lists 18 flood insurance agents serving Sugar Land.

Showing 18 flood insurance agents in Sugar Land, TXListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Inshora Group Insurance - Home Insurance6920 Brisbane Ct Ste 234(713) 943-9985
2Leavitt Group Texas Select6546 Greatwood Pkwy A(281) 953-5200
3Kimball Insurance - Sugar Land77 Sugar Creek Center Blvd Ste 600(281) 565-7550
4First Choice Insurance Partners830 Julie Rivers Dr Suite 804(832) 437-4180
5Acrisure Sugar Land, TX (Insurance Solutions of Texas)One Sugar Creek Center Blvd #550(281) 565-2222
6Hoffman Insurance Group Powered by YourPolicy14905 Southwest Fwy # 200(281) 491-6565
7Heitmann Agency LLC14090 Southwest Fwy #300(281) 207-5075
8Jacobs Insurance Agency15500 Voss Rd suite 325(832) 364-6304
9Kaizen Insurance Group LLC19901 Southwest Fwy Ste 205(281) 239-8469
10Brazos Insurance Agency1449 Hwy 6 #340(281) 715-7800
IG
6920 Brisbane Ct Ste 234
Inshora Group Insurance - Home Insurance
Flood Insurance Agent · Sugar Land, TX

Inshora Group Insurance - Home Insurance serves the Sugar Land, Texas area as a local flood insurance agent. The company specializes in helping property owners secure coverage for flood damage, which is a critical need given the region's exposure to heavy rainfall and hurricane-related storm surge. Their services include assessing individual property flood risks and guiding customers through the National Flood Insurance Program application process. They also assist with endorsements for elevated foundations and basement content protection.

LG
6546 Greatwood Pkwy A
Leavitt Group Texas Select
Flood Insurance Agent · Sugar Land, TX

Leavitt Group Texas Select is known for providing flood insurance solutions to property owners in Sugar Land, Texas, addressing policies tailored to both residential and commercial clients. Its service range covers standard flood risk assessments and guidance through federal program requirements for properties in designated flood zones. The agency offers customized add-on coverage for high-value belongings and basement contents often excluded from base policies.

KI
77 Sugar Creek Center Blvd Ste 600
Kimball Insurance - Sugar Land
Flood Insurance Agent · Sugar Land, TX

Kimball Insurance - Sugar Land provides a range of flood insurance agency services tailored to property owners in Sugar Land, TX. It helps clients assess their flood risk and secure appropriate National Flood Insurance Program policies. The agency assists with policy selection, applications, and coverage adjustments throughout the term. Its service approach includes guidance on understanding policy terms and renewal processes. For ongoing protection, the agent offers support with coverage reviews and policy maintenance. It services single-family homes, apartments, retail properties, and restaurants.

FC
830 Julie Rivers Dr Suite 804
First Choice Insurance Partners
Flood Insurance Agent · Sugar Land, TX

First Choice Insurance Partners in Katy, TX assists property owners with flood insurance, explaining the fundamental difference between one-time policies for specific high-risk events and recurring annual coverage that ensures continuous protection against rising water damage. Their team helps clients understand available coverage options and navigate federal flood program requirements, emphasizing the importance of securing adequate limits to protect homes and belongings. These flood insurance agent services typically operate on an annual scheduled basis, aligning with the National Flood Insurance Program renewal cycle.

AS
One Sugar Creek Center Blvd #550
Acrisure Sugar Land, TX (Insurance Solutions of Texas)
Flood Insurance Agent · Sugar Land, TX

Serving Sugar Land and the surrounding communities of Fort Bend County, Acrisure Sugar Land (Insurance Solutions of Texas) handles flood insurance policies for residential and commercial properties. The agency works with property owners to secure coverage that addresses the specific flood risks of the local region. To handle a typical job, it begins with a review of the property's location on the flood map and then guides the client through policy options to establish appropriate protection.

HI
14905 Southwest Fwy # 200
Hoffman Insurance Group Powered by YourPolicy
Flood Insurance Agent · Sugar Land, TX

Hoffman Insurance Group Powered by YourPolicy in Sugar Land, TX distinguishes between one-time flood policies for single-event coverage and recurring annual policies that protect homes year after year. This flood insurance agent helps clients secure coverage for both structure and contents, ensuring financial protection against rising water damage. Services are available on a one-time, scheduled, or as-needed basis to match individual risk profiles.

HA
14090 Southwest Fwy #300
Heitmann Agency LLC
Flood Insurance Agent · Sugar Land, TX

When seasonal storms threaten the Sugar Land area, property owners seek reliable protection against rising water damage. Heitmann Agency LLC serves as a local flood insurance agent, connecting clients with essential National Flood Insurance Program policies. The agency helps residents understand coverage options tailored to their specific property risks and community flood zone requirements. Each homeowner receives guidance through the entire policy application process. Finally, an agent will schedule a thorough on-site inspection of the property to verify flood zone elevation data before finalizing the coverage terms.

JI
15500 Voss Rd suite 325
Jacobs Insurance Agency
Flood Insurance Agent · Sugar Land, TX

As a flood insurance agent in Sugar Land, TX, Jacobs Insurance Agency specializes in helping clients secure coverage for residential and commercial properties. The agency works to guide individuals through the complexities of flood insurance, addressing policy options and risk assessment needs. Serving the local community, it provides assistance with applications and claims support. This is especially valuable during the Gulf Coast hurricane season, when heavy rains and storm surges often threaten homes and businesses with potential flooding.

KI
19901 Southwest Fwy Ste 205
Kaizen Insurance Group LLC
Flood Insurance Agent · Sugar Land, TX

Kaizen Insurance Group LLC in Sugar Land, TX provides professional guidance in securing flood insurance coverage for property owners. Its work focuses on helping clients understand their risk from local water events and choose appropriate policies to protect their structures and belongings. The company specializes in navigating the complexities of flood insurance programs available for this region. It can serve a range of commercial sectors needing this protection, including offices, warehouses, and food service establishments.

BI
1449 Hwy 6 #340
Brazos Insurance Agency
Flood Insurance Agent · Sugar Land, TX
AM
2150 Town Square Pl Suite 600
Amica Mutual Insurance Company
Flood Insurance Agent · Sugar Land, TX
(800) 532-6422
amica.com/en/customer-service/contact-us/find-an-office/tx/houston-regional-office.html
SI
5711 Flagstone Pass Ct
Soham Insurance Agency Inc.
Flood Insurance Agent · Sugar Land, TX
(832) 339-5712
sohaminsurance.com
AO
245 Commerce Green Blvd # 110
Assurance One of Texas LLC
Flood Insurance Agent · Sugar Land, TX
(281) 494-6400
sugarlandinsuranceagent.com
MI
16107 Kensington Dr #457
MAKZ Insurance Agency LLC
Flood Insurance Agent · Sugar Land, TX
(281) 912-3338
makzinsurance.com
AI
10021 S Texas 6 Suite C
Affordable Insurance of Tx
Flood Insurance Agent · Sugar Land, TX
(281) 530-4040
GI
2150 Town Square Pl UNIT 705
Gulledge Insurance
Flood Insurance Agent · Sugar Land, TX
(281) 207-0771
gulledgeins.com
CD
1601 Industrial Blvd Ste 3017
The C. Delaney Agency
Flood Insurance Agent · Sugar Land, TX
(346) 450-5104
agents.farmers.com/tx/sugar-land/christopher-delaney
MI
1 Sugar Creek Center Blvd #550
Murray Insurance & Financial Services
Flood Insurance Agent · Sugar Land, TX
(281) 499-0377
murray.agency

What Does a a Flood Insurance Agent in Sugar Land Cost?

The cost of flood insurance in Sugar Land, Texas varies based on flood zone, property elevation, and coverage amount. NFIP policies average around $700 to $1,200 per year for standard coverage, but properties in high-risk zones may pay $2,000 or more. Private insurers may offer lower rates or higher limits. This is general information and not insurance advice.

About flood insurance agents in Sugar Land

Flood insurance agents in Sugar Land, Texas help property owners obtain coverage through the National Flood Insurance Program (NFIP) and private insurers. Because Sugar Land is located near the Brazos River and experiences heavy rainfall, flood insurance is often required by lenders for properties in Special Flood Hazard Areas. Texas law does not require homeowners to carry flood insurance, but mortgage lenders may mandate it for certain properties.

Frequently Asked Questions

Do I need flood insurance in Sugar Land Texas?

Flood insurance is not required by Texas state law, but your mortgage lender may require it if your property is in a high-risk flood zone. Even outside high-risk zones, flooding can occur due to heavy rain or drainage issues, so many homeowners choose to purchase a policy.

How does a flood insurance agent help me in Sugar Land?

A flood insurance agent in Sugar Land can review your property's flood zone designation, explain NFIP and private policy options, and help you choose coverage that meets your needs. They also assist with filing claims and understanding policy exclusions.

What is the waiting period for flood insurance in Texas?

NFIP policies typically have a 30-day waiting period before coverage begins, unless the policy is purchased in connection with a new home loan. Private flood insurance may have different waiting periods, so it is important to plan ahead.

Flood Insurance Agents in Other Texas Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.