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HomeFlood Insurance AgentsTexas › San Marcos

Find Flood Insurance Agents Near You in San Marcos, TX

Browse flood insurance agents serving San Marcos, Texas. Updated 2026-07-14.

The top-rated flood insurance agent in San Marcos, Texas is Freeway Insurance, rated 4.9 stars across 684 reviews. Other highly rated options include Rosie Garcia - State Farm Insurance Agent, Farmers Insurance - Matthew Patterson, Rob Geiger - GEICO Insurance Agent. This directory lists 25 flood insurance agents serving San Marcos.

Showing 25 flood insurance agents in San Marcos, TXListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Freeway Insurance1404 Clarewood Dr Ste 113(512) 842-8706
2Rosie Garcia - State Farm Insurance Agent2401 Hunter Rd Ste 500(512) 392-8050
3Farmers Insurance - Matthew Patterson222 E Hutchison St(512) 396-1234
4Rob Geiger - GEICO Insurance Agent2804 Hunter Rd(737) 373-6000
5Ryan Powell - State Farm Insurance Agent1205 TX-123 #301(512) 392-4433
6Rosado Insurance Agency800 I-35(512) 805-8898
7Brian Parker: Allstate Insurance1244 TX-123(512) 392-2822
8Michael Feulner - State Farm Insurance Agent100 E San Antonio St #201(512) 392-6601
9Amber Leighe Armer - State Farm Insurance Agent460 W Holland St(512) 353-2800
10San Marcos Insurance Agency, Inc.1517 Aquarena Springs Dr(512) 754-7119
FI
1404 Clarewood Dr Ste 113
Freeway Insurance
Flood Insurance Agent · San Marcos, TX

Freeway Insurance serves the San Marcos, Texas, area as a flood insurance agent. The company helps homeowners, renters, and businesses secure coverage against flood damage, a vital need in the region's floodplain zones. Its agents assist with applying for National Flood Insurance Program policies and reviewing existing coverage limits. Freeway Insurance handles flood insurance applications and policy renewals for residential and commercial properties.

RG
2401 Hunter Rd Ste 500
Rosie Garcia - State Farm Insurance Agent
Flood Insurance Agent · San Marcos, TX

Rosie Garcia - State Farm Insurance Agent provides coverage options tailored to protect against flood damage. Its team assists clients with policy selection and claims guidance throughout the process. Regular consultations help property owners review and adjust their coverage as needed. The agency serves single-family homes, apartments, retail stores, and restaurants in San Marcos, Texas, and the surrounding areas.

FI
222 E Hutchison St
Farmers Insurance - Matthew Patterson
Flood Insurance Agent · San Marcos, TX

Homeowners, businesses, and property managers in San Marcos, Texas, turn to Farmers Insurance - Matthew Patterson for flood insurance coverage. This agency helps clients secure policies that protect against water damage from heavy rains and rising waterways common to the area. They explain the complexities of National Flood Insurance Program options and address the specific risks faced by local properties. Their service area extends to nearby Kyle, where similar flood exposure requires proactive planning.

RG
2804 Hunter Rd
Rob Geiger - GEICO Insurance Agent
Flood Insurance Agent · San Marcos, TX

Serving San Marcos and the surrounding communities of Hays County, Rob Geiger - GEICO Insurance Agent handles flood insurance policies for residential and commercial properties. This agency assists local property owners in understanding coverage options for weather events common to the region. Its typical approach involves reviewing each property's flood zone and risk factors, then presenting suitable policy options for individual needs.

RP
1205 TX-123 #301
Ryan Powell - State Farm Insurance Agent
Flood Insurance Agent · San Marcos, TX

As spring storms and flash flooding threaten homes across San Marcos, Ryan Powell - State Farm Insurance Agent helps local property owners secure flood coverage that standard policies exclude. This agency understands the specific risk of creek overflow and sudden downpours along the Blanco River. Clients receive clear explanations of flood insurance options and policy limits. The process begins with a personal consultation that includes a review of the property’s elevation and proximity to flood zones, followed by a scheduled initial assessment of the home’s flood risk factors.

RI
800 I-35
Rosado Insurance Agency
Flood Insurance Agent · San Marcos, TX

Rosado Insurance Agency in San Marcos, TX provides flood insurance for both one-time flood events and recurring seasonal protection. Coverage is tailored to defend homes and businesses against rising water damage from heavy rains or nearby river flooding. Property owners can select policies that meet local requirements or secure broader financial safeguards. Services run on both a scheduled policy renewal basis and an as-needed basis for immediate flood risks.

BP
1244 TX-123
Brian Parker: Allstate Insurance
Flood Insurance Agent · San Marcos, TX

Brian Parker: Allstate Insurance specializes in flood insurance policies for homeowners and renters in San Marcos, Texas. The agency guides clients through the process of securing coverage against rising waters and storm-related flooding. Located within the community, it provides standard risk assessments and policy comparisons to meet individual needs. Seasonal heavy rains and nearby river system threats often prompt residents to seek its advice on protecting their property and belongings from potential flood damage.

MF
100 E San Antonio St #201
Michael Feulner - State Farm Insurance Agent
Flood Insurance Agent · San Marcos, TX

Serving the San Marcos area, this agency provides flood insurance solutions that protect residential and commercial properties from water damage. It specializes in flood insurance policies, ensuring clients have coverage for one of the most common yet overlooked natural perils in the region. Policies address risks from heavy rainfall, river overflow, and flash flooding common to Central Texas. The agency can serve offices, warehouses, and food service establishments, helping these commercial sectors secure necessary flood protection for their operations and assets.

AL
460 W Holland St
Amber Leighe Armer - State Farm Insurance Agent
Flood Insurance Agent · San Marcos, TX

Residents in San Marcos, Texas, rely on Amber Leighe Armer - State Farm Insurance Agent for affordable flood protection for their homes. The office also assists local business owners with commercial flood coverage, securing policies that safeguard storefronts and equipment throughout the greater San Marcos area. Clients appreciate the agent’s plain explanations of policy details and coverage limits. This reliable wind and water service makes it easy for customers to return for policy updates or adjustments between annual renewal visits, ensuring their protection stays current against unexpected water damage.

SM
1517 Aquarena Springs Dr
San Marcos Insurance Agency, Inc.
Flood Insurance Agent · San Marcos, TX
JS
1540 S Interstate 35 Ste 101
Jo Stephens - State Farm Insurance Agent
Flood Insurance Agent · San Marcos, TX
(512) 805-0600
jostephens.com
PI
1104 Thorpe Ln
Pronto Insurance
Flood Insurance Agent · San Marcos, TX
(512) 216-6150
prontoinsurance.com
AI
118 E San Antonio St
Allstate Insurance: Chandler Insurance Group
Flood Insurance Agent · San Marcos, TX
(512) 396-5277
agents.allstate.com/chandler-insurance-group-san-marcos-tx.html
MI
1904 Old Ranch Rd 12 #115
Meadows Insurance Agency San Marcos
Flood Insurance Agent · San Marcos, TX
(512) 392-9000
meadowsinsuranceagency.com
II
111C E McCarty Ln
Integrity Insurance Solutions
Flood Insurance Agent · San Marcos, TX
(512) 396-2211
iis-tx.com
IA
112 N LBJ Dr
Insurance Agency of San Marcos
Flood Insurance Agent · San Marcos, TX
(512) 396-8290
insagencyofsanmarcos.com
GI
1205 TX-123 Suite 302
Goosehead Insurance - Jacob Frankel
Flood Insurance Agent · San Marcos, TX
(512) 201-4535
goosehead.com/agents/tx/san-marcos/jacob-frankel
PI
651 E Hopkins St
Pronto Insurance
Flood Insurance Agent · San Marcos, TX
(512) 400-7111
prontoinsurance.com/agentdetail/sanmarcos-auto-332
GI
221 North St
Germer Insurance Services
Flood Insurance Agent · San Marcos, TX
(512) 295-6530
germerinsurance.com/san-marcos-texas
NI
900 Bugg Ln Ste 240
Nationwide Insurance: Mahan Insurance Services Inc.
Flood Insurance Agent · San Marcos, TX
(512) 392-5585
BI
225 W Hopkins St
Benchmark Insurance Group Inc
Flood Insurance Agent · San Marcos, TX
(512) 754-2700
benchmark-ins.com
WI
116 N LBJ Dr
Waldrip Insurance Agency, LLC
Flood Insurance Agent · San Marcos, TX
(512) 353-7411
waldripinsurance.com
RG
2804 Hunter Rd
Rob Geiger Local Agent
Flood Insurance Agent · San Marcos, TX
(737) 302-1117
robgeigerlocalagent.com
AI
100 N Edward Gary St # B
Ability Insurance & Financial Services, LLC
Flood Insurance Agent · San Marcos, TX
(512) 396-5000
abilityagent.com
MP
222 E Hutchison St
Matt Patterson Insurance Agency
Flood Insurance Agent · San Marcos, TX
(512) 757-8700
mattpattersoninsurance.com

What Does a a Flood Insurance Agent in San Marcos Cost?

Flood insurance costs in Texas vary widely based on flood zone, property elevation, and coverage amount. An NFIP policy for a home in a moderate-risk zone may cost around $700 to $1,200 per year, while high-risk properties can exceed $2,500. Private insurers sometimes offer lower rates for low-risk homes. This is general information and not insurance advice.

About flood insurance agents in San Marcos

Flood insurance agents in San Marcos, Texas assist property owners with policies from the National Flood Insurance Program and private carriers. Texas law requires lenders to mandate flood insurance for properties in high-risk zones, but many San Marcos homeowners choose coverage even outside mapped areas. A local agent can evaluate your flood risk and explain policy options specific to the San Marcos River and creeks.

Frequently Asked Questions

Do I need flood insurance in San Marcos Texas?

If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, flood insurance is required by law. Even outside these zones, flooding can occur from heavy rains or flash floods, so many residents choose to buy a policy.

How does a flood insurance agent help me?

A flood insurance agent can compare NFIP policies with private market options to find coverage that fits your property and budget. They also help you understand elevation certificates, waiting periods, and Texas-specific flood disclosure rules.

What is the waiting period for flood insurance in Texas?

NFIP policies typically have a 30-day waiting period before coverage starts. Some private insurers may offer shorter waiting periods. An agent can explain these timelines so you plan ahead for storm seasons.

Flood Insurance Agents in Other Texas Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.