Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Texas before hiring.
Showing 14 flood insurance agents in Rowlett, TX
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Christian Serrano - State Farm Insurance Agent
6909 Rowlett Rd #103, Rowlett, TX 75089
(214) 227-5391
rowlettinsurance.net
Farmers Insurance - Brady Ingle
8212 Liberty Grove Rd Ste 400, Rowlett, TX 75089
(972) 475-2408
agents.farmers.com
Farmers Insurance - Sylvia Taylor
5501 Gordon Smith Dr #170, Rowlett, TX 75089
(214) 402-2775
agents.farmers.com
Aaron Toews - State Farm Insurance Agent
3706 Main St, Rowlett, TX 75088
(972) 475-6994
aarontoews.com
Costlow Insurance
3521 Main St #100, Rowlett, TX 75088
(972) 463-8043
costlowinsurance.com
Ryan Insurance
5105 Martin Dr, Rowlett, TX 75088
(972) 475-1475
ryaninsurance.org
Melanie Melton: Allstate Insurance
2402 Rowlett Rd, Rowlett, TX 75088
(972) 412-4241
agents.allstate.com
Mysurance
5321 Lakeview Pkwy #103A, Rowlett, TX 75088
(972) 475-6877
Premier Coverage Insurance Agency
8120 Lakeview Pkwy, Rowlett, TX 75088
(469) 209-1345
Cordial Insurance Group LLC
5001 Rowlett Rd Ste 200, Rowlett, TX 75088
(469) 298-3766
cordialinsurancegroup.com
Wigant & Associates, LLC
5706 Antioch Dr, Rowlett, TX 75089
(469) 252-5089
wigant.com
Choice Insurance Group
8701 Liberty Grove Rd #200, Rowlett, TX 75089
(214) 865-9993
choiceinsurancetx.com
D' LEON INSURANCE
5321 Lakeview Pkwy #103A, Rowlett, TX 75088
(214) 501-3186
Mike Boland Insurance
Rowlett, TX 75030
(972) 412-6002
What Does a Flood Insurance Agent in Rowlett Cost?
Flood insurance costs in Texas vary widely based on flood zone risk property elevation and coverage amount. For an NFIP policy in Rowlett annual premiums typically range from 700 to 2 500 for a standard home in a moderate-risk zone. High-risk properties can see premiums above 4 000 per year. Private insurers may offer lower rates for lower-risk homes. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Rowlett Texas?
Flood insurance is not required by Texas state law for most properties. However if your home is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage your lender will require flood insurance. Even outside high-risk zones flooding can occur so many Rowlett residents choose coverage for peace of mind.
How do I choose a flood insurance agent in Rowlett?
Look for an agent licensed in Texas with experience writing flood policies through the NFIP or private markets. Ask about their knowledge of Rowletts specific flood zones and elevation certificates. A good agent will explain the 30-day waiting period for NFIP policies and help you compare deductibles and coverage limits.
What is the waiting period for flood insurance in Texas?
NFIP policies have a standard 30-day waiting period from the date of application before coverage begins. There are exceptions if you are closing on a home or if the policy is required by a lender. Private flood insurance may have different waiting periods so ask your agent for details.