The top-rated flood insurance agent in Rowlett, Texas is Christian Serrano - State Farm Insurance Agent, rated 4.8 stars across 267 reviews. Other highly rated options include Farmers Insurance - Brady Ingle, Farmers Insurance - Sylvia Taylor, Aaron Toews - State Farm Insurance Agent. This directory lists 14 flood insurance agents serving Rowlett.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Christian Serrano - State Farm Insurance Agent | 6909 Rowlett Rd #103 | (214) 227-5391 |
| 2 | Farmers Insurance - Brady Ingle | 8212 Liberty Grove Rd Ste 400 | (972) 475-2408 |
| 3 | Farmers Insurance - Sylvia Taylor | 5501 Gordon Smith Dr #170 | (214) 402-2775 |
| 4 | Aaron Toews - State Farm Insurance Agent | 3706 Main St | (972) 475-6994 |
| 5 | Costlow Insurance | 3521 Main St #100 | (972) 463-8043 |
| 6 | Ryan Insurance | 5105 Martin Dr | (972) 475-1475 |
| 7 | Melanie Melton: Allstate Insurance | 2402 Rowlett Rd | (972) 412-4241 |
| 8 | Mysurance | 5321 Lakeview Pkwy #103A | (972) 475-6877 |
| 9 | Premier Coverage Insurance Agency | 8120 Lakeview Pkwy | (469) 209-1345 |
| 10 | Cordial Insurance Group LLC | 5001 Rowlett Rd Ste 200 | (469) 298-3766 |
Christian Serrano - State Farm Insurance Agent serves the Rowlett, Texas, area and provides flood insurance coverage for local residents and property owners. This agency helps clients understand the specific risks associated with flooding in this region. Policies can be arranged for homeowners, renters, and businesses to protect against water damage from rising waters. The agent works with individuals to select appropriate coverage limits and file claims if a loss occurs. Specific services handled include policy quotes and claims assistance for flood damage in the Rowlett community.
Farmers Insurance - Brady Ingle in Rowlett, TX provides flood insurance agent services for local property owners. The company offers consultations to assess flood risks and helps clients select appropriate coverage policies. It assists with documentation and filing for claims when water damage occurs. Policyholders can receive ongoing support for reviewing and updating their plans as needs change. The agency services single-family homes, apartments, retail spaces, and restaurants throughout the area.
Farmers Insurance - Sylvia Taylor serves homeowners, businesses, and property managers in Rowlett, Texas, by providing flood insurance policies that protect against water damage from storms and rising water levels. The agency guides clients through coverage options and helps them understand policy terms and deductibles. Regular consultations ensure property owners select limits tailored to their specific risks and local flood zone requirements. Beyond Rowlett, the agency also extends its coverage services to neighbors in the Rockwall metro area.
Aaron Toews - State Farm Insurance Agent serves the Rowlett, Texas, area and surrounding communities, handling flood insurance policies for homeowners and renters. The agency addresses the specific needs of local properties by assessing flood zone risks and explaining coverage options for structure and contents. Each policy recommendation is based on a careful review of the client’s location and protection requirements. The agent manages a typical job by starting with a thorough consultation to map out the property’s exposure and then customizing a plan to meet the individual situation.
Costlow Insurance, located in Rowlett, TX, offers both one-time flood insurance policy consultations and ongoing service for managing existing coverage, focusing on protecting properties from water damage risks in the region. Their services include helping clients understand flood zone maps and the specific coverage options available to protect against local weather events. The company’s assistance is available on an as-needed basis, allowing clients to request support for policy changes or questions without a rigid schedule.
Ryan Insurance specializes in helping Rowlett residents secure flood coverage, distinguishing between National Flood Insurance Program policies and private market options to address property-specific risks near Lake Ray Hubbard. The agency discusses elevation certificates, flood zone maps, and coverage limits, guiding clients through policy terms and deductibles. It assists with claims navigation after water damage occurs. The company also helps homeowners and businesses prepare for spring storms and hurricane season, ensuring adequate protection before heavy rainfall events become imminent.
Flood threats rise each spring along the lakes and creeks near Rowlett, and Melanie Melton: Allstate Insurance helps local property owners address that risk. As a flood insurance agent, the company guides clients through the available coverage options and explains how federal and private policies work. Homeowners and renters alike rely on this agency for clear information about protecting their buildings and belongings against rising water. A representative will schedule a property inspection or initial assessment to review specific flood exposure at your home.
Mysurance provides flood insurance services for property owners in the Rowlett, Texas area. The company focuses specifically on securing coverage against flood damage, which is a separate policy from standard homeowners insurance. Local businesses and residents benefit from guidance on federal flood program options as well as private market policies. Commercial clients can obtain tailored protection for a range of property types, including offices, warehouses, and food service establishments.
Premier Coverage Insurance Agency serves residential clients in Rowlett, TX, by writing flood insurance policies to protect homes from water damage. Commercial flood coverage is also available for businesses in the surrounding area. As a local agency, it provides guidance on coverage options tailored to flood zone requirements. Clients can expect follow-up service after policy issuance and assistance with renewals between regular visits.
Cordial Insurance Group LLC in Rowlett, TX, is known for providing flood insurance coverage tailored to residential and commercial property owners in the area. Their service range includes helping clients from the initial policy assessment through the application process, addressing common risks associated with local flood zones. They also assist with claims navigation when water damage occurs. To complement standard policies, the agency offers guidance on obtaining excess flood coverage for higher-value properties.
What Does a a Flood Insurance Agent in Rowlett Cost?
Flood insurance costs in Texas vary widely based on flood zone risk property elevation and coverage amount. For an NFIP policy in Rowlett annual premiums typically range from 700 to 2 500 for a standard home in a moderate-risk zone. High-risk properties can see premiums above 4 000 per year. Private insurers may offer lower rates for lower-risk homes. This is general information and not insurance advice.
About flood insurance agents in Rowlett
Flood insurance agents in Rowlett Texas help property owners understand their flood risk and secure coverage through the National Flood Insurance Program or private insurers. Texas law does not require flood insurance for most homes but mortgage lenders often mandate it for properties in high-risk flood zones. Rowletts location near Lake Ray Hubbard means many homes fall into Special Flood Hazard Areas where coverage is essential.
Frequently Asked Questions
Do I need flood insurance in Rowlett Texas?
Flood insurance is not required by Texas state law for most properties. However if your home is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage your lender will require flood insurance. Even outside high-risk zones flooding can occur so many Rowlett residents choose coverage for peace of mind.
How do I choose a flood insurance agent in Rowlett?
Look for an agent licensed in Texas with experience writing flood policies through the NFIP or private markets. Ask about their knowledge of Rowletts specific flood zones and elevation certificates. A good agent will explain the 30-day waiting period for NFIP policies and help you compare deductibles and coverage limits.
What is the waiting period for flood insurance in Texas?
NFIP policies have a standard 30-day waiting period from the date of application before coverage begins. There are exceptions if you are closing on a home or if the policy is required by a lender. Private flood insurance may have different waiting periods so ask your agent for details.
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