The top-rated flood insurance agent in Richardson, Texas is Rodriguez Insurance Agency LLC, rated 4.7 stars across 1,187 reviews. Other highly rated options include Insurance Source Of Dallas, Insurance of DFW, Decisive Insurance Agency. This directory lists 20 flood insurance agents serving Richardson.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Rodriguez Insurance Agency LLC | 901 Waterfall Way #701 | (972) 528-6695 |
| 2 | Insurance Source Of Dallas | 888 S Greenville Ave Ste 134 | (972) 907-1100 |
| 3 | Insurance of DFW | 1056 E Belt Line Rd | (469) 518-9695 |
| 4 | Decisive Insurance Agency | 2100 N Greenville Ave ste 203 | (214) 730-0391 |
| 5 | Basha Insurance | 1001 S Sherman St ste 100D | (972) 677-7770 |
| 6 | Brightway Insurance, The Phan Agency | 500 E Arapaho Rd Suite 103 | (972) 865-7242 |
| 7 | Highstreet Insurance - Sandy Garza & Associates | 3400 N Central Expy Suite 110-221 | (972) 889-1833 |
| 8 | TWFG Insurance Services-Kathy Dumanski Agency/ | 1701 Gateway Blvd # 391 | (972) 768-2815 |
| 9 | Five Star Insurance Group | 100 N Central Expy # 1205 | (972) 235-8881 |
| 10 | Rising Star Insurance Group | 508 Twilight Trail Suite 201 | (972) 586-2981 |
Rodriguez Insurance Agency LLC serves the Richardson, Texas area as a reliable provider of flood insurance policies. This agency helps local homeowners, renters, and business owners secure coverage that protects properties against water damage from storms and rising waters. The team works with clients to understand flood zone risks and available policy options. Specific services it handles include personal flood insurance for residential properties and commercial flood coverage for business structures in Richardson.
Insurance Source Of Dallas provides flood insurance agent services to the Richardson, Texas area, specializing in assessing property flood risk and securing appropriate National Flood Insurance Program policies. Its ongoing service model includes regular policy reviews to keep coverage aligned with changing flood zone maps and local building codes. The company offers maintenance through annual renewal assistance and claims guidance following storm events. It services a range of properties, including single-family homes, apartments, retail spaces, and restaurants.
Insurance of DFW serves homeowners, businesses, and property managers in Richardson, Texas, by guiding them through flood insurance options. The agency helps clients understand federal and private coverage tailored to local flood zones and elevation risks. Its team clarifies policy distinctions and assists with paperwork to protect properties from storm surge and heavy rainfall. Alongside serving Richardson, the company extends its flood insurance services to the neighboring city of Plano within the broader Dallas-Fort Worth metro area.
Serving Richardson, Texas, and the surrounding communities of the Dallas-Fort Worth metroplex, Decisive Insurance Agency specializes in flood insurance for both residential and commercial properties. The agency helps property owners navigate the complexities of mandatory flood zone requirements and standard policies. To handle a typical client inquiry, the agency first reviews the property’s specific flood risk level and location, then presents tailored coverage options that align with the client’s unique exposure to local weather patterns.
Basha Insurance offers both one-time flood zone determination services and ongoing policy review options for property owners in Richardson, Texas. Their coverage guidance helps clients understand standard flood insurance policies, including structure and contents protection, as well as elevation certificates and required waiting periods. For those needing a rapid response after a weather event, the company provides as-needed assistance with claims documentation and policy adjustments. Their service structure is available on either a scheduled or an as-needed basis, depending on the client’s risk profile and property type.
As spring storms approach the Richardson area, homeowners and renters seek protection against potential flood damage. Brightway Insurance, The Phan Agency in Richardson, TX, serves as a flood insurance agent who helps residents assess their vulnerability and secure appropriate coverage. The company assists with policy questions regarding standard homeowners exclusions and flood zone requirements defined by local regulations. An initial property inspection begins the process to determine accurate risk levels and necessary coverage limits before presenting available plan options.
At Highstreet Insurance - Sandy Garza & Associates in Richardson, Texas, the local agency assists property owners with navigating flood insurance coverage. The team specializes in obtaining policies for structures located in designated flood zones and is addressing the specific requirements that come with varying elevation and risk levels. Clients include those who own stand-alone offices, multi-tenant industrial complexes, and full-service food establishments needing protection against potential water damage.
TWFG Insurance Services-Kathy Dumanski Agency in Richardson, Texas offers specialized flood insurance agent services, guiding property owners through the selection of appropriate National Flood Insurance Program policies for residential and commercial properties. The agency also provides general assistance with risk assessment and coverage details to protect against water damage from rising waters. It helps clients prepare policies before the spring rainy season begins each year.
Five Star Insurance Group of Richardson, TX provides residential flood insurance services for homes in flood-prone areas. Commercial coverage is also available for local businesses needing protection against water damage. The company serves properties throughout the Richardson region and surrounding communities. Clients may arrange follow-up consultations after a claim or policy review, and the agency routinely coordinates renewal discussions between regular service visits to ensure continuous coverage.
Rising Star Insurance Group in Richardson, Texas, is known for guiding property owners through flood insurance coverage options required in flood-prone areas. The agency serves homeowners and businesses throughout the Dallas-Fort Worth metroplex, helping them evaluate National Flood Insurance Program policies and private market alternatives. Their agents assist clients in securing appropriate limits and understanding elevation certificates. As a specialty add-on, they can provide coverage consultation for basement contents and finished below-grade living spaces.
What Does a a Flood Insurance Agent in Richardson Cost?
The cost of flood insurance in Texas varies based on flood zone elevation property value and coverage amount. An NFIP policy in a low risk zone may start around 500 dollars per year while high risk properties can pay 1,000 to 3,000 dollars or more annually. Private flood insurance may offer different rates. This is general information not insurance advice.
About flood insurance agents in Richardson
Flood insurance agents in Richardson Texas help homeowners and businesses secure coverage against flood damage. Texas law requires flood insurance for properties in high risk flood zones if you have a federally backed mortgage. A local agent can explain the National Flood Insurance Program and private options available in Richardson.
Frequently Asked Questions
Do I need flood insurance in Richardson Texas?
If your property is in a FEMA designated Special Flood Hazard Area and you have a federally backed mortgage you must have flood insurance. Even outside high risk zones flooding can occur so many agents recommend coverage.
How does a flood insurance agent help in Richardson?
An agent assesses your property risk explains NFIP and private policy options and helps you choose the right coverage. They also assist with filing claims and understanding Texas specific waiting periods.
What is the waiting period for flood insurance in Texas?
For NFIP policies there is typically a 30 day waiting period before coverage begins. Private insurers may have shorter waiting periods. An agent can explain the specific timeline for your policy.
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