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HomeFlood Insurance AgentsTexas › Prosper

Find Flood Insurance Agents Near You in Prosper, TX

Browse flood insurance agents serving Prosper, Texas. Updated 2026-07-14.

The top-rated flood insurance agent in Prosper, Texas is Christian Lett - State Farm Insurance Agent, rated 5.0 stars across 528 reviews. Other highly rated options include Bird’s Eye Insurance, Kevin George - State Farm Insurance Agent, Prosper Insurance Center. This directory lists 17 flood insurance agents serving Prosper.

Showing 17 flood insurance agents in Prosper, TXListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Christian Lett - State Farm Insurance Agent861 N Coleman St #180(972) 346-1638
2Bird’s Eye Insurance130 N Preston Rd Ste 100(972) 607-9246
3Kevin George - State Farm Insurance Agent1170 N Preston Rd #240(469) 715-9500
4Prosper Insurance Center900 N Preston Rd B(972) 347-5573
5Matt Cox - State Farm Insurance Agent291 S Preston Rd Ste 710(972) 346-2888
6Bamford Insurance Agency PLLC301 S Coleman St Ste 40(972) 731-2923
7DFW Insurance Services130 N Preston Rd(972) 781-1115
8Farmers Insurance - Daniel Dubberstein212 E Broadway St(469) 535-7999
9Lifelong Insurance Agency511 E Broadway St(469) 606-4590
10Goosehead Insurance - Eric Buchanan130 N Preston Rd Suite 252(972) 930-5744
CL
861 N Coleman St #180
Christian Lett - State Farm Insurance Agent
Flood Insurance Agent · Prosper, TX

Christian Lett - State Farm Insurance Agent serves the Collin County area from its location in Prosper, Texas, specializing in residential and commercial flood insurance policies. The agency helps property owners understand flood zone designations and secure coverage for their homes and businesses. It guides clients through the National Flood Insurance Program and associated private market options to protect against water damage from storms and rising waterways. The office handles policy quotes and claim assistance for flood-related losses in the Prosper community and surrounding regions.

BS
130 N Preston Rd Ste 100
Bird’s Eye Insurance
Flood Insurance Agent · Prosper, TX

Bird’s Eye Insurance in Prosper, TX, offers residential and commercial flood insurance coverage, helping property owners secure policies that meet federal and local requirements. They guide clients through the National Flood Insurance Program and private policy options, addressing the specific flood risks common to the area. Their service includes policy reviews at renewal and help with filing claims after water damage occurs. The company works with single-family homes, apartments, retail, and restaurants.

KG
1170 N Preston Rd #240
Kevin George - State Farm Insurance Agent
Flood Insurance Agent · Prosper, TX

Kevin George - State Farm Insurance Agent serves homeowners, businesses, and property managers in Prosper, Texas, offering flood insurance policies to protect against water damage from rising waters. The agency guides clients through the process of assessing property flood risks and securing coverage that meets their specific needs. By helping customers understand policy options, Kevin George ensures local properties are better prepared for seasonal storms and heavy rainfall. The agency also provides its flood insurance services to nearby communities such as Frisco and extends its coverage across the greater Dallas-Fort Worth metro.

PI
900 N Preston Rd B
Prosper Insurance Center
Flood Insurance Agent · Prosper, TX

Prosper Insurance Center serves Prosper, Texas, and the surrounding communities, handling flood insurance policies for residential and commercial properties. It helps clients navigate coverage options that address risks from heavy rainfall and nearby waterways. Assessing each property’s specific exposure to flooding guides its recommendations for appropriate protection. For a typical job, the agent first reviews the client’s location and existing policy before outlining available coverage limits and deductible choices tailored to the property’s needs.

MC
291 S Preston Rd Ste 710
Matt Cox - State Farm Insurance Agent
Flood Insurance Agent · Prosper, TX

Homeowners seeking flood insurance must decide between a one-time policy for immediate coverage or a recurring plan that renews automatically. Matt Cox - State Farm Insurance Agent in Prosper, TX, helps clients understand how flood coverage protects property from water damage not covered by standard homeowners policies. Services are available on an as-needed basis, allowing property owners to request a policy review whenever their flood risk changes or their current plan requires a crucial update.

BI
301 S Coleman St Ste 40
Bamford Insurance Agency PLLC
Flood Insurance Agent · Prosper, TX

Bamford Insurance Agency PLLC specializes in securing flood coverage for residential properties, including primary homes and rental structures, in Prosper, TX. The agency guides clients through National Flood Insurance Program options and private market policies that safeguard against water damage not covered by standard homeowners insurance. It evaluates flood zone designations and elevation requirements, working with homeowners to select appropriate deductibles and building replacement cost limits. This service is particularly crucial during heavy spring rains and hurricane season, when flash flooding and standing water pose heightened risks to local homes.

DI
130 N Preston Rd
DFW Insurance Services
Flood Insurance Agent · Prosper, TX

As spring storms arrive in Prosper, homeowners and businesses face the rising risk of flash flooding on area streets. DFW Insurance Services responds by guiding clients through the specific coverage options needed for flood-prone structures. Agents assess each property's elevation and proximity to drainage systems to match policies with local flood maps. They break down waiting periods and policy exclusions plainly. A typical visit begins with an in-person inspection of the lowest floor level and surrounding grading to determine immediate coverage recommendations for the property.

FI
212 E Broadway St
Farmers Insurance - Daniel Dubberstein
Flood Insurance Agent · Prosper, TX

Farmers Insurance - Daniel Dubberstein provides general property and casualty coverage for homes, vehicles, and personal belongings in the Prosper, TX area. The agency specializes in flood insurance, offering policies that address damage from rising water and storm surges often excluded from standard homeowners plans. These policies help protect residential structures and their contents against water-related loss. Commercial clients can also obtain flood protection for their business operations, including offices, warehouses, and food service establishments.

LI
511 E Broadway St
Lifelong Insurance Agency
Flood Insurance Agent · Prosper, TX

Lifelong Insurance Agency serves residential property owners in the Prosper, Texas area seeking flood protection for their homes. The agency also offers commercial flood coverage for local businesses and operates throughout the wider region. Each client’s property receives careful evaluation to determine appropriate coverage levels for their specific flood risk. Policyholders receive clear explanations about their flood policies and can return to the agency for adjustments or follow-up questions between scheduled policy reviews.

GI
130 N Preston Rd Suite 252
Goosehead Insurance - Eric Buchanan
Flood Insurance Agent · Prosper, TX

Goosehead Insurance - Eric Buchanan is known as a flood insurance agent serving the Prosper, Texas area and its surrounding communities. The company assists homeowners and businesses with understanding flood risk and securing appropriate policies to protect their properties from potential water damage. This service is essential in a region where heavy rainfall and storm surges can occur. Agents help clients navigate federal and private flood insurance options. Additionally, the agency offers guidance on elevating essential utilities within a home.

PI
713 E First St
Prosper Insurance Agency
Flood Insurance Agent · Prosper, TX
(972) 347-2707
prosperinsagency.com
CB
301 S Coleman St Ste 40
Clay Baker: Allstate Insurance
Flood Insurance Agent · Prosper, TX
(469) 440-2585
agents.allstate.com/clay-baker-prosper-tx.html
JC
202 S Coleman St Ste 200 Suite 200
Jeff Clarke Insurance Agency
Flood Insurance Agent · Prosper, TX
(469) 777-4583
GI
301 S Coleman St Ste 40
Goosehead Insurance - BJ Gunn and Agustina Rodriguez
Flood Insurance Agent · Prosper, TX
(214) 646-2012
goosehead.com/agents/tx/prosper/bj-gunn-and-agustina-rodriguez
HD
900 N Preston Rd B
Huck David
Flood Insurance Agent · Prosper, TX
(972) 347-5573
prosperins.com
JM
301 S Coleman St #30
John Mark Baker - State Farm Insurance Agent
Flood Insurance Agent · Prosper, TX
(972) 346-3160
johnmbaker.com
LI
202 E Broadway St
Long Insurance
Flood Insurance Agent · Prosper, TX
(903) 845-5533
longinsgroup.com

What Does a a Flood Insurance Agent in Prosper Cost?

Typical flood insurance costs in Texas range from 500 to 3000 dollars per year for an NFIP policy. Private market policies may cost more or less depending on risk. Factors include flood zone elevation and deductible chosen. This is general information and not insurance advice.

About flood insurance agents in Prosper

Flood insurance agents in Prosper Texas help property owners understand their flood risk and secure coverage through the National Flood Insurance Program or private carriers. Texas law requires lenders to mandate flood insurance for properties in high-risk zones. Agents can also assist with elevation certificates and flood zone determinations for new construction or refinancing.

Frequently Asked Questions

Do I need flood insurance if I live outside a flood zone in Prosper Texas?

Even outside high-risk zones flooding can occur. Texas law does not require flood insurance outside Special Flood Hazard Areas but lenders may still require it. An agent can review your specific property risk.

How does a flood insurance agent determine my premium in Prosper?

The agent uses your property flood zone elevation and building characteristics. In Texas the NFIP sets base rates but private insurers may offer different pricing. An elevation certificate is often needed for accurate quotes.

Can I buy flood insurance right before a storm in Texas?

NFIP policies have a 30-day waiting period before coverage begins. Texas state law does not waive this waiting period. You cannot get same-day coverage for an approaching flood event.

Flood Insurance Agents in Other Texas Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.