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Find Flood Insurance Agents Near You in Pharr, TX

Browse flood insurance agents serving Pharr, Texas. Contact information and addresses listed below.

18 agents listed
Updated May 2026
Pharr, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Texas before hiring.
Showing 18 flood insurance agents in Pharr, TX Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Eagle Insurance
212 W Ferguson Ave, Pharr, TX 78577
(956) 620-2028
Amtex Insurance
516 N Cage Blvd, Pharr, TX 78577
(956) 283-1000 amtexinsurance.com
Contigo Insurance Agency
1101 N Cage Blvd #5B, Pharr, TX 78577
(956) 782-2443 contigoagency.com
Fred Loya Insurance
101 N Cage Blvd, Pharr, TX 78577
(956) 782-6262 fredloya.com
RG Insurance Agency
208 W Ferguson Ave STE 4, Pharr, TX 78577
(956) 702-2705 pharrinsuranceservices.com
B & B Insurance Agency LLC
300 E Expressway 83 ste j, Pharr, TX 78577
(956) 782-8686 bbelsegurito.com
Clark Insurance Plus: Allstate Insurance
900 N Sugar Rd Ste A, Pharr, TX 78577
(956) 283-5815 agents.allstate.com
GUZMAN INSURANCE AGENCY
300 I-2 Suite D, Pharr, TX 78577
(956) 354-9645
World Insurance Associates LLC
101 E Delta St Suite C-D, Pharr, TX 78577
(956) 627-2521 locations.worldinsurance.com
Olympia Insurance Services, LLC. | Commercial Insurance Specialist
800 S Cage Blvd STE E, Pharr, TX 78577
(956) 884-4912 olympia-insurance.com
Univista Insurance
1201 S Jackson Rd #3, Pharr, TX 78577
(956) 709-1109 univistainsurance.com
J.O.A. Insurance Agency LLC
126 E Park Ave # 2, Pharr, TX 78577
(956) 448-4821 joainsurance.com
Mancha Insurance Agency
2114 N Cage Blvd, Pharr, TX 78577
(956) 781-6581 manchainsurance.com
United Auto Insurance
310 N Cage Blvd, Pharr, TX 78577
(956) 782-5559
Reliability Insurance Texas
1501 S Cage Blvd, Pharr, TX 78577
(956) 663-1756
SafeGuard Insurance Agency
3003 S Cage Blvd, Pharr, TX 78577
(956) 787-4600 safeguardnow.com
Amigo Insurance Inc
944 W Nolana Loop, Pharr, TX 78577
(956) 994-1868
Daniel Trevino Insurance Agency, LLC
1301 W Sam Houston Blvd Ste D, Pharr, TX 78577
(956) 370-0404 danieltrev-insurance.com

A flood insurance agent in Pharr Texas helps property owners secure coverage through the National Flood Insurance Program or private insurers. Pharr is in Hidalgo County which has designated flood zones requiring mandatory purchase of flood insurance for federally backed mortgages. Texas law does not require flood insurance for all properties but agents can explain local flood risks and policy options.

What Does a Flood Insurance Agent in Pharr Cost?

Typical flood insurance costs in Pharr Texas range from 500 to 3000 dollars per year for a standard single family home under the NFIP. Factors include the property elevation flood zone designation and deductible chosen. Private market policies may have different pricing structures. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance in Pharr Texas?
If your property is in a Special Flood Hazard Area designated by FEMA and you have a federally backed mortgage then flood insurance is required. Even outside these zones flood damage is common in the Rio Grande Valley so many homeowners choose coverage.
What does a flood insurance agent in Pharr do?
A flood insurance agent helps you assess your flood risk compare NFIP and private policies and complete the application. They can also explain waiting periods which are typically 30 days for NFIP policies before coverage starts.
How much does flood insurance cost in Pharr Texas?
Costs vary based on flood zone elevation building type and coverage amount. In Pharr NFIP policies can range from 500 to 3000 dollars per year for a standard home. Private insurers may offer different rates.