The top-rated flood insurance agent in Mesquite, Texas is Rosalinda Aguero - State Farm Insurance Agent, rated 4.9 stars across 750 reviews. Other highly rated options include Imelda Mendoza - State Farm Insurance Agent, Vincent Greene: Allstate Insurance, ALPA Insurance. This directory lists 20 flood insurance agents serving Mesquite.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Rosalinda Aguero - State Farm Insurance Agent | 202 W Davis St | (972) 682-6011 |
| 2 | Imelda Mendoza - State Farm Insurance Agent | 1919 Faithon P Lucas Sr Blvd Suite 140 | (214) 447-1400 |
| 3 | Vincent Greene: Allstate Insurance | 18601 Lyndon B Johnson Fwy Ste 420 | (972) 288-2288 |
| 4 | ALPA Insurance | 1111 N Town E Blvd #5 | (972) 947-2222 |
| 5 | Texas Quality Insurance | 500 N Galloway Ave SUITE 26 | (972) 216-2600 |
| 6 | Suitable Insurance | 3001 Motley Dr L | (972) 880-7152 |
| 7 | Hugo Gonzalez: Allstate Insurance | 820 E Cartwright Rd Ste 126 | (972) 913-6514 |
| 8 | Wileman Insurance Agency, Inc. | 701 TX-352 A | (972) 222-5674 |
| 9 | Roy Cruz - Allstate Insurance - Mesquite | 921 S Bryan-Belt Line Rd | (972) 216-5000 |
| 10 | Farmers Insurance - Michael Hooker | 4019 N Galloway Ave # D | (972) 972-8020 |
Rosalinda Aguero - State Farm Insurance Agent serves the Mesquite, Texas area as a flood insurance agent. This agency assists homeowners and renters in understanding their flood zone risks and securing policies that protect against water damage from storms and overflowing waterways. Federal flood insurance is often required for properties in designated high-risk areas. The office guides clients through the enrollment process and helps assess appropriate coverage limits for their homes and belongings.
Offering flood insurance solutions for properties in Mesquite, TX, Imelda Mendoza - State Farm Insurance Agent provides policy assessments to help clients understand their coverage options. Service consultations and periodic policy reviews are available to ensure plans remain aligned with changing needs. Common areas of risk, including seasonal rainfall and stormwater runoff in North Texas, are evaluated when discussing protection. The agency serves a variety of local properties, from single-family homes and apartments to retail storefronts and full-service restaurants.
Vincent Greene: Allstate Insurance serves homeowners, businesses, and property managers in Mesquite, Texas, with flood insurance coverage for residential and commercial properties. The agency helps clients assess their flood risk and secure policies that protect structures and contents from water damage. It also supports policyholders through the claims process to ensure timely assistance after a storm or flood event. The firm additionally covers clients in the neighboring communities of Garland and the greater Dallas metro area.
ALPA Insurance in Mesquite, Texas, is known for providing flood insurance coverage to help protect local properties from water damage. Its service range includes helping homeowners, renters, and business owners evaluate their need for flood protection in flood-prone areas. Policies are designed to address the specific risks of regions near lakes and low-lying zones. A common add-on service from this agency includes reviewing existing homeowners policies to identify potential coverage gaps for rising water.
Texas Quality Insurance serves the Mesquite, Texas area as a flood insurance agent. The company assists property owners in securing policies that protect against flood damage, a common risk in local low-lying zones. Clients can receive guidance on coverage options and requirements for residential and commercial structures. The firm handles policy applications and claim filing support for flood-related losses.
For clients in Mesquite, Texas, Suitable Insurance provides flood insurance guidance for both single-purchase policies and ongoing coverage renewals tailored to evolving floodplain maps. The agency assists property owners in understanding the scope of flood peril, ensuring they select coverage that addresses their specific risk exposure and lender requirements. Flood insurance programs are offered on a one-time basis for individual closings or scheduled annually for continuous protection through the National Flood Insurance Program.
Hugo Gonzalez: Allstate Insurance serves Mesquite, Texas, and the surrounding communities in Dallas County. The agency handles flood insurance policies tailored for residential and commercial properties in the area. Clients work with the agent to understand local flood zone maps and the application process. The agency takes a straightforward approach, starting with a full review of property risk before explaining coverage options and policy limits.
In spring, many Mesquite homeowners face the threat of rising water from seasonal storms and flash floods. Wileman Insurance Agency, Inc. provides flood insurance options for local residential and commercial properties, helping clients prepare before the rains arrive. As a dedicated flood insurance agent in Mesquite, the agency guides policyholders through coverage choices and typical NFIP requirements. They discuss property risks and existing elevation details. The process begins with a review of the home’s flood zone status and a scheduled on-site inspection to assess the structure’s current vulnerability.
As a flood insurance agent in Mesquite, TX, Roy Cruz - Allstate Insurance - Mesquite specializes in helping homeowners and renters secure coverage specifically for flood damage. This agency also provides general insurance services tailored to local property risks, addressing policies that protect against water-related losses common in the region. Clients often turn here for guidance during the rainy season or after a severe storm, when flood risks become a pressing concern.
Farmers Insurance - Michael Hooker provides homeowners and business owners in Mesquite, Texas, with essential property coverage against fire, theft, and liability risks. As a flood insurance agent, the company further specializes in securing policies through the National Flood Insurance Program to protect local structures from water damage caused by heavy rains or overflowing waterways. The agency serves a range of commercial sectors, including offices requiring business interruption protection, warehouses needing equipment and inventory coverage, and food service establishments demanding liability and property safeguards.
What Does a a Flood Insurance Agent in Mesquite Cost?
Typical flood insurance costs in Texas range from 500 to 2,500 per year for NFIP policies, depending on flood zone, building elevation, and coverage amount. Private market rates may vary. In Mesquite, properties in moderate-to-low risk zones may pay around 600 annually. High-risk properties can exceed 3,000 per year. This is general information, not insurance advice.
About flood insurance agents in Mesquite
Flood insurance agents in Mesquite Texas help property owners understand their flood risk and secure coverage through the National Flood Insurance Program (NFIP) or private insurers. Texas law requires flood insurance for properties in high-risk flood zones with a federally backed mortgage. Mesquite residents should work with a local agent to review flood maps and policy options specific to their area.
Frequently Asked Questions
Do I need flood insurance in Mesquite Texas?
If your property is in a high-risk flood zone (A or V zone) and you have a federally backed mortgage, flood insurance is required. Even outside high-risk zones, flooding can occur, so many agents recommend coverage.
How does a flood insurance agent help in Mesquite?
A flood insurance agent can assess your property risk, explain NFIP and private policy differences, and help you choose the right coverage limits. They also assist with filing claims and understanding Texas-specific flood disclosure rules.
What is the waiting period for flood insurance in Texas?
NFIP policies typically have a 30-day waiting period before coverage begins. Some private insurers may offer shorter waiting periods. Plan ahead to avoid gaps in coverage, especially during hurricane season.
Flood Insurance Agents in Other Texas Cities
Abilene · Allen · Alvin · Amarillo · Arlington · Austin · Balch Springs · Baytown · Beaumont · Bedford · Belton · Brownsville · Bryan · Burleson · Carrollton