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HomeFlood Insurance AgentsTexas › Lubbock

Find Flood Insurance Agents Near You in Lubbock, TX

Browse flood insurance agents serving Lubbock, Texas. Updated 2026-07-14.

The top-rated flood insurance agent in Lubbock, Texas is Grimes Insurance Agency Inc., rated 4.9 stars across 1,269 reviews. Other highly rated options include LSM Insurance Agency, Pirkle Weir Insurance Agency, The Shropshire Insurance Agency, Inc.. This directory lists 18 flood insurance agents serving Lubbock.

Showing 18 flood insurance agents in Lubbock, TXListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Grimes Insurance Agency Inc.8917 Milwaukee Ave(806) 762-0544
2LSM Insurance Agency7204 Joliet Ave Suite 1(806) 792-7098
3Pirkle Weir Insurance Agency2509 86th St(806) 368-7340
4The Shropshire Insurance Agency, Inc.5812 66th St(806) 763-7311
5SIG Dansby & Associates5147A 69th St(806) 785-0840
6Beadle Insurance Agency, LLC8008 Slide Rd Suite 22(806) 798-7900
7Farmers Insurance - Rebecca Craycraft4409 71st St(806) 793-9766
8Alliance Insurance Agency2706 82nd St(806) 792-0135
9Hettler Insurance Agency4720 S Loop 289(806) 798-7800
10Charles Short Insurance Agency2415 20th St(806) 763-4409
GI
8917 Milwaukee Ave
Grimes Insurance Agency Inc.
Flood Insurance Agent · Lubbock, TX

Grimes Insurance Agency Inc. serves the Lubbock, Texas, metro area and surrounding county as a flood insurance agent. The company helps homeowners, renters, and business owners obtain coverage for flood-related property damage. Given the region’s susceptibility to flash flooding and heavy rain events, securing appropriate flood protection is essential. The agency guides clients through policy options available through the National Flood Insurance Program. Grimes Insurance Agency Inc. handles both residential and commercial flood insurance policies in the Lubbock area.

LI
7204 Joliet Ave Suite 1
LSM Insurance Agency
Flood Insurance Agent · Lubbock, TX

LSM Insurance Agency provides comprehensive flood insurance services in Lubbock, TX, helping property owners evaluate their risk of water damage and secure appropriate coverage. It offers ongoing policy review and support to ensure clients maintain adequate protection as flood zones and regulations change. By staying current with National Flood Insurance Program guidelines, the agency assists customers in selecting suitable policies for their specific situations. LSM Insurance Agency serves single‑family homes, apartments, retail establishments, and restaurants.

PW
2509 86th St
Pirkle Weir Insurance Agency
Flood Insurance Agent · Lubbock, TX

Pirkle Weir Insurance Agency provides residential flood insurance for homeowners in Lubbock, Texas, and the surrounding area. The agency also offers commercial coverage tailored for local businesses operating in flood-prone zones. Their team focuses on explaining policy details and helping clients secure protection against potential water damage. After an initial policy is in place, they assist with routine reviews and updates to ensure coverage remains appropriate between scheduled visits.

SI
5812 66th St
The Shropshire Insurance Agency, Inc.
Flood Insurance Agent · Lubbock, TX

Homeowners, businesses, and property managers in Lubbock rely on The Shropshire Insurance Agency, Inc. for flood insurance agent services. This agency helps clients understand National Flood Insurance Program options and secure appropriate coverage for structures. The firm guides policyholders through risk assessment and claims processes, ensuring properties are protected against water damage. Its services extend to nearby communities in the South Plains metro area, including the neighborhoods and commercial districts around Wolfforth and Slaton.

SD
5147A 69th St
SIG Dansby & Associates
Flood Insurance Agent · Lubbock, TX

Serving Lubbock, Texas, and surrounding communities, SIG Dansby & Associates handles flood insurance policies for residential and commercial properties. It addresses protection needs for structures in both high-risk flood zones and lower-risk areas that may still experience water damage. The company educates clients about coverage requirements and policy exclusions. For a typical job, it evaluates the property’s flood zone designation and building characteristics, then presents customized plan options to match the client’s risk level and budget.

BI
8008 Slide Rd Suite 22
Beadle Insurance Agency, LLC
Flood Insurance Agent · Lubbock, TX

Clients in Lubbock, Texas, often choose between a one-time flood insurance policy for a single property or a recurring plan that automatically renews each year. Coverage typically protects the building’s structure and its contents against rising water damage from storms or overflowing waterways. The policy is designed to fill gaps left by standard homeowners insurance. Service is arranged strictly on an as-needed basis, allowing clients to request a policy review or quote whenever property circumstances change or prior to the flood season.

FI
4409 71st St
Farmers Insurance - Rebecca Craycraft
Flood Insurance Agent · Lubbock, TX

As a flood insurance agent in Lubbock, Texas, Farmers Insurance - Rebecca Craycraft offers specialized policies designed to protect homes and businesses from water damage. It also provides general property insurance services to safeguard local assets against a range of common perils. The agency helps clients understand complex flood zone maps and coverage options tailored to the region’s unique weather patterns. This guidance proves especially vital during the spring thunderstorm season, when heavy rains frequently cause flash flooding across the South Plains.

AI
2706 82nd St
Alliance Insurance Agency
Flood Insurance Agent · Lubbock, TX

Alliance Insurance Agency provides property and casualty coverage tailored to the needs of property owners in Lubbock, Texas. The agency specializes in securing flood insurance policies, addressing the significant risk of water damage from heavy rains and flash flooding common across the South Plains. This supplemental protection fills critical coverage gaps left by standard homeowners policies. The company serves commercial sectors including offices, warehouses, and food service operations.

HI
4720 S Loop 289
Hettler Insurance Agency
Flood Insurance Agent · Lubbock, TX

In Lubbock, seasonal hailstorms and flash flooding make reliable flood coverage a significant concern for homeowners and businesses. Hettler Insurance Agency responds to this need by offering flood insurance agent services tailored to local property risks. The team reviews individual policies to help ensure properties can withstand potential water damage. Their approach focuses on practical guidance for navigating federal flood program requirements. An initial property assessment or risk review is scheduled to discuss specific coverage needs and begin the application process.

CS
2415 20th St
Charles Short Insurance Agency
Flood Insurance Agent · Lubbock, TX

Charles Short Insurance Agency provides residential flood insurance coverage for homeowners in Lubbock, Texas, helping protect properties from water damage risks. They also offer commercial flood insurance policies for local businesses needing financial protection against flood events. Their service area extends throughout the Lubbock region, ensuring policyholders have local support for their coverage needs. After an initial policy is written, the agency provides follow-up assistance and can adjust coverage during regular renewal visits.

NI
3805 146th St
NEST Insurance Agency
Flood Insurance Agent · Lubbock, TX
(806) 500-2580
nestinsuranceagency.com
FI
5121 69th St Ste A123
Farmers Insurance - Claudia Martinez Agency
Flood Insurance Agent · Lubbock, TX
(806) 705-7353
agents.farmers.com/tx/lubbock/claudia-martinez
SP
5313 50th St Ste C2
South Plains Insurance Agency
Flood Insurance Agent · Lubbock, TX
(806) 783-9517
southplainsinsurance.com
AH
3407 19th St
Alan Henry Insurance Agency
Flood Insurance Agent · Lubbock, TX
(806) 792-3771
alanhenry.com
BI
5717 66th St #110
Bednarz Insurance Agency, Inc
Flood Insurance Agent · Lubbock, TX
(806) 748-5619
bednarzinsurance.com
LI
7021 Kewanee Ave Bldg. 5, Ste.103
Lubbock Insurance Agency
Flood Insurance Agent · Lubbock, TX
(806) 445-0222
lubbockinsuranceagency.com
BI
5143 69th St
Bledsoe Insurance Agency, Inc.
Flood Insurance Agent · Lubbock, TX
(806) 794-8686
bledsoeinsurance.com
SP
3302 34th St
Sims-Perrin Insurance
Flood Insurance Agent · Lubbock, TX
(806) 795-4301
simsperrin.com

What Does a a Flood Insurance Agent in Lubbock Cost?

Flood insurance costs in Texas vary widely. An NFIP policy in Lubbock may cost between 500 and 3000 dollars per year depending on flood zone, building value, and deductible. Private flood insurance can be cheaper or more expensive based on risk. Elevation certificates and property characteristics affect the final premium. This is general information not insurance advice.

About flood insurance agents in Lubbock

Flood insurance agents in Lubbock Texas help property owners secure coverage through the National Flood Insurance Program or private insurers. Texas law requires lenders to mandate flood insurance for properties in high risk flood zones. Local agents understand Lubbock floodplain maps and can guide you on policy limits and elevation certificates.

Frequently Asked Questions

What does a flood insurance agent in Lubbock do?

A flood insurance agent helps you choose a policy that meets your needs. They explain coverage options, file applications, and assist with claims. In Texas agents must be licensed by the Texas Department of Insurance.

Is flood insurance required in Lubbock Texas?

Flood insurance is not required by state law. However lenders often require it for properties in Special Flood Hazard Areas. Lubbock participates in the NFIP so residents can buy federal flood insurance.

How do I find a flood insurance agent in Lubbock?

You can search the Texas Department of Insurance website for licensed agents. Many local independent agencies offer flood policies. Ask about NFIP and private market options for your specific property.

Flood Insurance Agents in Other Texas Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.