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Find Flood Insurance Agents Near You in Lancaster, TX
Browse flood insurance agents serving Lancaster, Texas. Contact information and addresses listed below.
14 agents listed
Updated May 2026
Lancaster, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Texas before hiring.
Showing 14 flood insurance agents in Lancaster, TX
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
La Familia Auto Insurance
3250 W Pleasant Run Rd Ste. 120, Lancaster, TX 75146
(972) 441-4021
lafamiliainsurance.com
A-MAX Auto Insurance
1445 W Pleasant Run Rd #600, Lancaster, TX 75146
(972) 227-5000
amaxinsurance.com
ALPA Insurance
1450 Pleasant Run Rd Ste. 148, Lancaster, TX 75146
(972) 218-2221
alpainsurance.com
Farmers Insurance - Louis Taylor
1053 W Pleasant Run Rd, Lancaster, TX 75146
(469) 547-3550
agents.farmers.com
Fred Loya Insurance
404 I-35E #102, Lancaster, TX 75146
(469) 643-5236
fredloya.com
Kimberly Giddings - State Farm Insurance Agent
211 W Pleasant Run Rd #101, Lancaster, TX 75146
(972) 227-2302
kimberlygiddings.com
Premier Cover Insurance Co.
1450 Pleasant Run Rd, Lancaster, TX 75146
(469) 306-0846
allstate.com
Ken Allen Insurance
222 Pleasant Run Rd #102, Lancaster, TX 75146
(972) 218-6700
American National Insurance Company - District Office
3200 W Pleasant Run Rd Suite 460, Lancaster, TX 75146
(972) 274-0119
SIG/Pruner Insurance Group
1506 S Interstate 35 E, Lancaster, TX 75134
(972) 224-3333
Hubbard Insurance
747 W Main St, Lancaster, TX 75146
(972) 227-1900
Texas Farm Bureau Insurance Company
3380 N Interstate 35 East Service Rd, Lancaster, TX 75134
Flood insurance agents in Lancaster Texas help property owners secure coverage through the National Flood Insurance Program or private insurers. Lancaster sits in a region with designated floodplains near the Trinity River, so many homes require flood insurance as a condition of a mortgage. Texas law does not mandate flood insurance for all properties, but lenders often require it for homes in high-risk zones.
What Does a Flood Insurance Agent in Lancaster Cost?
In Lancaster Texas, flood insurance premiums through the NFIP typically range from 700 to 2,000 dollars per year for a standard single-family home, depending on flood zone and deductible. Private insurers may offer policies starting around 500 dollars annually for low-risk areas. Costs increase significantly for properties in high-risk zones or with a history of claims. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Lancaster Texas?
Flood insurance is not required by Texas state law for all properties. However, if your home is in a Special Flood Hazard Area as shown on FEMA flood maps, your mortgage lender will likely require it. Even outside high-risk zones, flooding can occur, so many agents recommend coverage.
How does a flood insurance agent help me in Lancaster?
A flood insurance agent reviews your property location against current FEMA flood maps and helps you choose the right coverage amount. They can explain the 30-day waiting period for NFIP policies and assist with filing claims after a flood event. Agents also help you understand elevation certificates and rate adjustments.
What is the typical cost for flood insurance in Lancaster Texas?
Costs vary based on your property flood zone, elevation, and coverage limits. For an NFIP policy, premiums often range from 700 to 2,000 dollars per year for standard homes. Private flood insurance may offer different rates. An agent can provide a specific quote based on your address.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Texas.