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Find Flood Insurance Agents Near You in Harlingen, TX

Browse flood insurance agents serving Harlingen, Texas. Contact information and addresses listed below.

20 agents listed
Updated May 2026
Harlingen, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Texas before hiring.
Showing 20 flood insurance agents in Harlingen, TX Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Eagle Insurance
408 W Tyler Ave, Harlingen, TX 78550
(956) 620-2028
The Doug Thompson Agency: Allstate Insurance
1117 Stuart Place Rd Ste 104, Harlingen, TX 78552
(956) 423-4230 agents.allstate.com
Juarez Insurance Agency
1415 Stuart Place Rd Ste A, Harlingen, TX 78552
(956) 453-3174 juarez-insurance.com
Dominguez O'Connor Insurance Agency Inc.: Allstate Insurance
501 S 77 Sunshine Strip, Harlingen, TX 78550
(956) 421-3980 agents.allstate.com
Daniel Reza - State Farm Insurance Agent
1221 S 77 Sunshine Strip, Harlingen, TX 78550
(956) 425-3276 danielreza.com
Phoenix Insurance Group at Harlingen
8122 W Expy 83 C, Harlingen, TX 78552
(956) 622-3084 phoenixgrouptx.com
Victory Insurance Harlingen
2801 US-83 BUS, Harlingen, TX 78552
(956) 622-3200 victoryinsuranceharlingen.com
Friendly Insurance Agency
1205 S 77 Sunshine Strip, Harlingen, TX 78550
(956) 428-2133 harlingeninsurance.com
TWFG Garcia Insurance
2404 F St Suite A, Harlingen, TX 78552
(956) 305-2820 agentpages.twfg.com
JLR Insurance Group
502 E Harrison Ave # B, Harlingen, TX 78550
(956) 230-5330
Voorhes Insurance
518 N 1st St, Harlingen, TX 78550
(956) 428-7475
Elizondo Insurance Services LLC
2005 E Tyler Ave #2, Harlingen, TX 78550
(956) 230-0934 elizondoinsuranceservices.com
Greer & Associates Insurance Agency
1271 Stuart Place Rd, Harlingen, TX 78552
(956) 425-7776 greerins.com
Legacy 1st Insurance Group
306 S 3rd St, Harlingen, TX 78550
(956) 391-2220 legacy1stinsurance.com
Protect Insurance TX
301 S Rangerville Rd, Harlingen, TX 78552
(956) 694-1266
Texas Insurance Service Center
521 S 77 Sunshine Strip, Harlingen, TX 78550
(956) 423-0490 txisc.com
SafeGuard Insurance Agency
2303 N Ed Carey Dr, Harlingen, TX 78550
(956) 428-1912 safeguardnow.com
DPC Insurance Agency LLC
1239 N 77 Sunshine Strip, Harlingen, TX 78550
(956) 440-8736
friendly insurance agency
1617 E Harrison Ave, Harlingen, TX 78550
(956) 428-2133
TRB Insurance
6710 W Expy 83 Suite 201A, Harlingen, TX 78552
(956) 428-7400 trb.bank

What Does a Flood Insurance Agent in Harlingen Cost?

The cost of flood insurance in Harlingen Texas varies by flood zone, elevation, and building value. NFIP policies average around 700 to 1,200 dollars per year for standard coverage. Private market policies can range from 400 to 2,500 dollars annually depending on risk factors. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Is flood insurance required in Harlingen Texas?
Flood insurance is required by lenders for properties in Special Flood Hazard Areas designated by FEMA. Even outside these zones, Texas law does not mandate coverage but many homeowners choose it due to local storm risks.
How do I find a flood insurance agent in Harlingen?
You can search for licensed agents through the Texas Department of Insurance website or ask local real estate professionals for referrals. Many independent agents in Harlingen offer quotes from multiple carriers.
What does a flood insurance policy in Texas typically cover?
A standard NFIP policy covers building damage and contents up to policy limits. It does not cover basement improvements or temporary housing. Private policies may offer additional coverage options.