The top-rated flood insurance agent in Georgetown, Texas is Evans Ewan & Brady Insurance Agency, rated 4.9 stars across 586 reviews. Other highly rated options include Allison Dickmann - State Farm Insurance Agent, Farmers Insurance - Briggs Insurance Agency LLC, Melissa Rodriguez - State Farm Insurance Agent. This directory lists 20 flood insurance agents serving Georgetown.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Evans Ewan & Brady Insurance Agency | 2404 Williams Dr | (512) 869-1511 |
| 2 | Allison Dickmann - State Farm Insurance Agent | 4402 Williams Dr Suite 110 | (512) 868-1088 |
| 3 | Farmers Insurance - Briggs Insurance Agency LLC | 605 Riverbend Dr | (512) 930-5053 |
| 4 | Melissa Rodriguez - State Farm Insurance Agent | 4112 Williams Dr Ste 107 | (512) 819-6262 |
| 5 | Todd Hargrove - State Farm Insurance Agent | 118 E 8th St | (512) 863-2587 |
| 6 | Doug Townsend: Allstate Insurance | 301 Leander Rd Ste 103 | (512) 931-2591 |
| 7 | Alcorn Insurance Agency, Inc. | 4853 Williams Dr Ste 111D | (512) 560-0731 |
| 8 | StraightEdge Insurance Agency | 503 Woodland Park | (512) 280-3500 |
| 9 | Lone Mountain Insurance Group, LLC | 1613 Williams Dr | (512) 677-7203 |
| 10 | Farmers Insurance - Lauren Doering | 1530 Sun City Blvd Ste 140 | (512) 591-7366 |
Evans Ewan & Brady Insurance Agency serves the Williamson County area, including Georgetown, Texas, as a provider of flood insurance policies. This agency assists property owners in understanding their risk of flooding in a region where seasonal storms and flash flooding are common considerations. Clients can secure coverage for residential structures or commercial properties facing potential water damage from rising waters. The firm specifically handles National Flood Insurance Program policies and private flood insurance options.
Allison Dickmann - State Farm Insurance Agent in Georgetown, TX, offers flood insurance services for properties in flood-prone areas and provides guidance on coverage options tailored to the FEMA flood map. Its maintenance plans include policy reviews before storm seasons and assistance with claims filings following water damage events. The agency serves a variety of property types, including single-family homes, apartments, retail locations, and restaurants.
Farmers Insurance - Briggs Insurance Agency LLC serves homeowners, businesses, and property managers in Georgetown, Texas, by providing flood insurance policies and guidance. Agents help clients understand flood zone risks and coverage options, ensuring properties are protected against potential water damage. The agency assists with policy selection and claims support for both residential and commercial structures. Its services extend to residents and property owners throughout the surrounding Williamson County area, including nearby communities such as Round Rock and Cedar Park.
Melissa Rodriguez, a flood insurance agent located in Georgetown, Texas, serves the immediate area and surrounding communities throughout Williamson County. The office handles applications for flood insurance policies that protect homes and businesses from water damage. By carefully reviewing each property's unique risk from local weather and terrain, the agency helps clients secure appropriate coverage. For a typical job, it focuses on explaining the policy options and the waiting period clearly to ensure every homeowner makes an informed decision.
Todd Hargrove - State Farm Insurance Agent in Georgetown, TX, provides flood insurance with two distinct service structures. Clients may choose a single-term policy for a fixed period of coverage or an annually recurring plan that automatically renews to ensure continuous protection against rising waters. Both options address structural damage and contents loss from flooding events. Policies are tailored to meet local risk conditions and federal requirements. Service operates on a scheduled basis, with policy reviews and renewals occurring at set intervals each year.
With the arrival of spring storms and the threat of flash flooding in Georgetown, securing proper coverage becomes a priority for many homeowners. Doug Townsend: Allstate Insurance serves as a local flood insurance agent, helping clients understand the specific risks their properties face in this Central Texas community. This agency guides individuals through the process of choosing a policy that meets their needs, emphasizing the importance of preparation before a storm arrives. The initial step involves scheduling a personal consultation to assess the property’s eligibility and determine the appropriate coverage.
Alcorn Insurance Agency, Inc. specializes in flood insurance policies designed to protect residential and commercial properties in Georgetown, TX. The agency guides clients through the complexities of flood risk assessment and coverage selection, ensuring appropriate protection for their specific needs. With regional waterways and seasonal heavy rains posing recurring threats to local homes and businesses, the company assists property owners in securing coverage before storm seasons intensify.
StraightEdge Insurance Agency in Georgetown, TX, assists homeowners with residential flood insurance policies to protect properties from water damage. The agency also provides commercial coverage for local businesses needing financial safeguards against flood-related losses. Their service area encompasses Georgetown and the surrounding communities within Williamson County. By helping clients evaluate appropriate coverage options during initial consultations, the agency ensures policyholders are prepared for seasonal weather events. Clients often return for policy adjustments between regular visits as coverage needs evolve.
Lone Mountain Insurance Group, LLC works with property owners in Georgetown, Texas to secure flood coverage tailored to the local risk landscape. The company specializes in adding flood protection to existing policies, recognizing that standard plans frequently omit water damage from rising waters. Its agents assist both residential and commercial clients in understanding flood zone requirements and coverage options. The firm can serve offices, warehouses, and food service operations needing dedicated flood insurance policies.
Farmers Insurance - Lauren Doering in Georgetown, TX is known for providing flood insurance agent services to homeowners and businesses in the area. The company helps clients navigate flood zone requirements and secure policies that cover structure and contents damage. It offers coverage tailored to local risks from seasonal storms and flash flooding. Additional services include assistance with filing claims and endorsing policies for basement improvements or temporary housing.
What Does a a Flood Insurance Agent in Georgetown Cost?
Flood insurance costs in Georgetown Texas vary by property location elevation and coverage amount. NFIP policies average between 700 and 1,200 dollars per year for standard coverage. Higher risk properties in Special Flood Hazard Areas may cost 2,000 dollars or more annually. Private flood insurance can offer competitive rates for lower risk homes. This is general information and not insurance advice.
About flood insurance agents in Georgetown
Flood insurance agents in Georgetown Texas help property owners secure coverage through the National Flood Insurance Program or private insurers. Georgetown sits along the San Gabriel River and faces flood risks from heavy rain events. Texas law requires lenders to mandate flood insurance for properties in high risk flood zones.
Frequently Asked Questions
Do I need flood insurance if I live outside a flood zone in Georgetown?
Even outside mapped flood zones, Georgetown properties can flood from heavy rain or drainage issues. Many Texas homeowners buy flood insurance to protect against unexpected events. An agent can review your specific risk and policy options.
What is the typical waiting period for a flood insurance policy in Texas?
The National Flood Insurance Program has a 30 day waiting period before coverage begins. Private insurers may have shorter or different waiting periods. Plan ahead and do not wait until a storm is approaching.
How does a flood insurance agent help with Texas floodplain regulations?
An agent can explain how Georgetown floodplain ordinances affect your coverage needs. They help you understand elevation certificates and compliance with local building codes. This ensures your policy meets both lender and city requirements.
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