ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.
HomeFlood Insurance AgentsTexas › El Paso

Find Flood Insurance Agents Near You in El Paso, TX

Browse flood insurance agents serving El Paso, Texas. Updated 2026-07-14.

The top-rated flood insurance agent in El Paso, Texas is Farmers Insurance - Araceli Rubio, rated 4.9 stars across 449 reviews. Other highly rated options include Homestate Insurance Agency, TWFG - DelaFuente Insurance Services, Mt. Franklin Insurance. This directory lists 24 flood insurance agents serving El Paso.

Showing 24 flood insurance agents in El Paso, TXListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Farmers Insurance - Araceli Rubio7830 N Loop Dr(915) 201-3838
2Homestate Insurance Agency4504 Montana Ave(915) 832-1894
3TWFG - DelaFuente Insurance Services1307 Wyoming Ave(915) 444-2700
4Mt. Franklin Insurance1444 Montana Ave suite 201(915) 599-2900
5Cheda Insurance Group2000 Lee Trevino Dr O(915) 412-1611
61st Trust Insurance2301 N Zaragoza Rd Suite 214(915) 231-6656
7BundleBee Insurance Agency, LLC11125 La Quinta Pl A(915) 591-0075
8Mountain View Insurance Agency, Inc.1127 N Zaragoza Rd ste a(915) 855-2599
9Flor Insurance Group LLC4420 N Mesa St(915) 996-9799
10Omega Insurance Agency1580 George Dieter Dr(915) 856-6700
FI
7830 N Loop Dr
Farmers Insurance - Araceli Rubio
Flood Insurance Agent · El Paso, TX

Farmers Insurance - Araceli Rubio serves the El Paso, Texas, metro area as a flood insurance agent. This agency helps property owners secure coverage that protects homes and businesses from water damage caused by rising waters or heavy storms. Flood insurance policies can safeguard structures and their contents, offering financial protection against costly repairs. Common services include assisting clients with policy selection, explaining flood zone risks, and filing claims after a loss.

HI
4504 Montana Ave
Homestate Insurance Agency
Flood Insurance Agent · El Paso, TX

Based in El Paso, Texas, Homestate Insurance Agency specializes in assisting property owners in securing National Flood Insurance Program policies. Its general service work includes advising clients on federal requirements and policy options. The agency is a critical resource for those navigating the specific flood risks common to the region, particularly for properties near arroyos and drainage areas. It helps homeowners prepare coverage well before the summer monsoon season begins.

TD
1307 Wyoming Ave
TWFG - DelaFuente Insurance Services
Flood Insurance Agent · El Paso, TX

TWFG - DelaFuente Insurance Services assists homeowners, businesses, and property managers in El Paso, TX, with securing flood insurance to protect against water damage from storms and rising rivers. The agency guides clients through policy options, ensuring coverage aligns with property needs and local flood zone requirements. Dedicated to clear communication, it helps property owners understand deductibles and waiting periods before binding a plan. The company also extends its flood insurance services to clients in Sunland Park and the surrounding metropolitan area of Las Cruces.

MF
1444 Montana Ave suite 201
Mt. Franklin Insurance
Flood Insurance Agent · El Paso, TX

Mt. Franklin Insurance serves El Paso, Texas, and the surrounding communities of the Rio Grande Valley region as a flood insurance agent. The company handles policies that help property owners comply with federal requirements and prepare for seasonal monsoon risks. Its typical work involves assessing a property's flood zone designation and explaining coverage options for structures and their contents. This agent generally helps each client understand their specific policy details before finalizing any agreement.

CI
2000 Lee Trevino Dr O
Cheda Insurance Group
Flood Insurance Agent · El Paso, TX

Flash flooding can strike El Paso's desert arroyos with little warning, threatening homes in low-lying zones. Cheda Insurance Group works as a local flood insurance agent to help property owners understand their risk and secure appropriate coverage through the National Flood Insurance Program. They guide clients in reviewing policy limits and deductibles tailored to the region's specific flood patterns. The process typically begins with a property inspection to assess elevation and drainage exposure before a policy is bound.

1T
2301 N Zaragoza Rd Suite 214
1st Trust Insurance
Flood Insurance Agent · El Paso, TX

1st Trust Insurance in El Paso, TX offers both one-time policies for specific flood events and recurring annual flood plans for ongoing property protection. Coverage typically safeguards the structure, its foundation, and essential systems against rising water damage. As an independent flood insurance agent, the company helps clients in the local area navigate federal and private insurance options to secure a plan that fits their needs. Service is provided on either a one-time per-event basis or a scheduled annual renewal cycle, depending on the client’s chosen coverage term.

BI
11125 La Quinta Pl A
BundleBee Insurance Agency, LLC
Flood Insurance Agent · El Paso, TX

BundleBee Insurance Agency, LLC provides flood insurance coverage for properties in the El Paso area. The agency specializes in helping clients secure policies that address specific water damage risks beyond standard homeowners insurance. Businesses looking to protect against flood-related losses can benefit from these tailored services. The agent works with commercial operations including offices, warehouses, and food service establishments.

MV
1127 N Zaragoza Rd ste a
Mountain View Insurance Agency, Inc.
Flood Insurance Agent · El Paso, TX

Mountain View Insurance Agency, Inc. in El Paso, TX provides flood insurance for residential properties, helping homeowners protect their dwellings from water damage. The company also offers commercial flood coverage for local businesses needing to safeguard their assets in this region. Serving the El Paso area, the agency works with property owners to secure policies that address their specific location and coverage requirements. Clients can rely on this agent for periodic policy reviews and adjustments, ensuring coverage remains current between regular visits or after any policy renewal date.

FI
4420 N Mesa St
Flor Insurance Group LLC
Flood Insurance Agent · El Paso, TX

Flor Insurance Group LLC in El Paso, Texas, is known for providing flood insurance coverage tailored to the specific risks of the region. The company serves residential and commercial clients throughout the El Paso area and broader West Texas region. Its agents help property owners navigate flood maps and ensure adequate protection against water damage from storms and flash flooding. As a specialty service, the firm can also assist clients in securing policies for buildings located in high-risk flood zones.

OI
1580 George Dieter Dr
Omega Insurance Agency
Flood Insurance Agent · El Paso, TX

Omega Insurance Agency in El Paso, TX, is known for assisting property owners with flood insurance policies tailored to local needs. The agency offers guidance on federal and private coverage options for residential and commercial properties. Flood risks in the region require careful evaluation of elevation maps and policy limits. Services include reviewing existing policies to identify coverage gaps and expediting claims paperwork after water damage events. As a specialty service, the agency can coordinate with adjusters for post-flood property inspections.

HI
550 N Yarbrough Dr Suite 208
Homestate Insurance Agency
Flood Insurance Agent · El Paso, TX
(915) 832-1894
homestateinsuranceagency.com
AI
311 Montana Ave
Asegura Insurance Agency
Flood Insurance Agent · El Paso, TX
(877) 200-1866
asegura-insurance.com
AI
3010 Saul Kleinfeld Dr Ste C
AMC Insurance Agency LLC
Flood Insurance Agent · El Paso, TX
(915) 781-6192
amcinsagency.com
AI
11930 Vista del Sol Dr Ste. A
Advantage Insurance Agency
Flood Insurance Agent · El Paso, TX
(915) 855-2996
advantageinsuranceelp.net
CA
620 Resler Dr
Cynthia Aguilar-Granillo Insurance
Flood Insurance Agent · El Paso, TX
(915) 845-5100
aguilargranilloinsurance.com
LR
4110 Montana Ave
Low Rate Insurance Agency - El Paso
Flood Insurance Agent · El Paso, TX
(915) 248-1444
lowrateinsuranceagency.com
GI
1504 Montana Ave
Goosehead Insurance - Chris Joudi
Flood Insurance Agent · El Paso, TX
(915) 975-5962
goosehead.com/agents/tx/el-paso/chris-joudi
BC
1200 Golden Key Cir # 164
Border City Insurance Services
Flood Insurance Agent · El Paso, TX
(800) 588-6895
bordercityins.com
HI
1760 Airway Blvd
Home Insurance Agency
Flood Insurance Agent · El Paso, TX
(915) 771-8552
homeinsagy.com
SI
2039 Trawood Dr
Saenz Insurance Agency
Flood Insurance Agent · El Paso, TX
(915) 250-0003
norasaenzinsurance.com
FI
8899 Alameda Ave #119
Farmers Insurance- Cesar Uriel
Flood Insurance Agent · El Paso, TX
(915) 995-0316
agents.farmers.com/tx/el-paso/cesar-uriel
CI
2000 Lomaland Dr
Clover Insurance Agency, LLC
Flood Insurance Agent · El Paso, TX
(915) 921-0529
clover-ep.com
NI
1400 N Zaragoza Rd ste e
Nationwide Insurance: Ed Flores Insurance Agency, Inc.
Flood Insurance Agent · El Paso, TX
(915) 857-3300
agency.nationwide.com/tx/el-paso/79936/ed-flores-insurance-agency-inc
DI
11436 Rojas Dr STE B19
Dependable Insurance Agency
Flood Insurance Agent · El Paso, TX
(915) 275-4910

What Does a a Flood Insurance Agent in El Paso Cost?

Flood insurance costs in Texas vary by property location elevation and coverage amount. For an NFIP policy in El Paso average annual premiums range from about 700 to 2000 dollars for a standard home. Higher risk properties or those with basements may cost more. Private flood insurance can sometimes offer lower rates or higher limits. This is general information not insurance advice.

About flood insurance agents in El Paso

A flood insurance agent in El Paso Texas can help you understand your flood risk and find a policy that meets your needs. Texas law requires lenders to mandate flood insurance for properties in high risk flood zones. El Paso property owners should consider flood coverage even outside mapped floodplains due to local flash flooding.

Frequently Asked Questions

Do I need flood insurance in El Paso Texas?

If your property is in a high risk flood zone your lender will require flood insurance. Even if not required flood insurance is recommended because El Paso can experience sudden flash floods.

What does a flood insurance agent do in Texas?

A flood insurance agent helps you compare policies from the National Flood Insurance Program and private insurers. They explain coverage limits waiting periods and Texas specific flood risks to help you choose the right plan.

How long does it take for flood insurance to start in Texas?

Standard NFIP policies have a 30 day waiting period before coverage begins. Private insurers may offer shorter waiting periods but you should plan ahead and not wait until a storm is forecast.

Flood Insurance Agents in Other Texas Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.