The top-rated flood insurance agent in DeSoto, Texas is Jarvis Hill - State Farm Insurance Agent, rated 4.9 stars across 241 reviews. Other highly rated options include ALPA Insurance, Jennifer Reed - GEICO Insurance Agent, Knott Insurance Group. This directory lists 18 flood insurance agents serving DeSoto.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jarvis Hill - State Farm Insurance Agent | 204 W Pleasant Run Rd | (972) 228-8877 |
| 2 | ALPA Insurance | 900 N Hampton Rd | (469) 297-9003 |
| 3 | Jennifer Reed - GEICO Insurance Agent | 1001 N Interstate 35 E Rd STE 316B | (469) 801-2700 |
| 4 | Knott Insurance Group | 1319 S Interstate 35 E | (972) 217-2004 |
| 5 | Krystal Brown - State Farm Insurance Agent | 1231 E Pleasant Run Rd Ste 102 | (972) 274-2273 |
| 6 | A-MAX Auto Insurance | 604 N Hampton Rd | (972) 230-4000 |
| 7 | Ernie Williams Insurance Agency | 917 N Hampton Rd Suite 205 | (972) 200-7089 |
| 8 | AFIG, LLC Insurance Services | 1801 N Hampton Rd Ste. 383 | (469) 461-3381 |
| 9 | Ai United Insurance | 719 N Hampton Rd suite 609 | (469) 225-3999 |
| 10 | America's Favorite Insurance & Tax | 921 W Belt Line Rd #150 | (972) 662-8221 |
Jarvis Hill - State Farm Insurance Agent in DeSoto, TX, serves Dallas County by providing flood insurance policies to local homeowners and renters. This agency helps clients protect their properties by offering coverage tailored to the region's specific flood risks. By assessing individual property needs, the agent ensures each customer understands their policy options. Services include guiding clients through the National Flood Insurance Program application process and assisting with claims for flood damage after severe weather events.
ALPA Insurance serves DeSoto, Texas, and nearby communities in Dallas County, handling flood insurance coverage for residential and commercial properties. The company helps property owners navigate federal flood program requirements and private policy options to protect against water damage from storms or rising waters. It assesses each client’s location and risk level, then matches them with appropriate coverage limits and deductibles. ALPA Insurance typically reviews the property’s flood zone designation and policy exclusions while explaining how claims are settled after a loss.
Jennifer Reed - GEICO Insurance Agent in DeSoto, TX offers flood insurance policies designed to protect residential and commercial properties from water damage. Standard service includes policy review, coverage consultations, and claims assistance to help clients understand their protection options. Maintenance plans are not typically offered for flood insurance, but the agent provides ongoing support with policy updates and renewal reminders. This agent services single-family homes, apartments, retail spaces, and restaurants needing flood coverage.
Knott Insurance Group serves DeSoto, Texas, and the surrounding Dallas–Fort Worth metroplex communities. The company handles flood insurance policies, helping property owners secure coverage against water damage from rising waters and storms. It assesses each client’s specific flood risk based on local flood zones, including those near creeks and drainage areas. The agency typically guides clients through the application process by reviewing coverage limits and explaining federal program requirements to ensure each property is adequately protected and compliant with lender standards.
Krystal Brown - State Farm Insurance Agent in DeSoto, TX provides flood insurance coverage for homeowners, businesses, and property managers seeking financial protection against water damage from storms or rising water. The agency guides clients through policy options that help safeguard buildings and personal property from flood-related losses. This agent serves residents and commercial property owners throughout DeSoto as well as those in neighboring Cedar Hill or the surrounding Dallas-Fort Worth metro area.
A-MAX Auto Insurance in DeSoto, Texas differentiates between helping homeowners choose a single-policy flood plan for immediate protection versus bundling ongoing flood coverage with existing policies for continuous security. The agency arranges policies that safeguard residential structures and their contents against water damage common during sudden storms or prolonged rainfall in the region. Flood Insurance Agents here provide explanations of deductible options. Service for flood insurance typically runs on a one-time basis at initial enrollment and then on a scheduled renewal cycle thereafter.
Ernie Williams Insurance Agency in DeSoto, TX distinguishes between a one-time flood policy purchase for a single property and a recurring annual option to maintain continuous coverage. As a flood insurance agent, the company assists residents in securing federal and private plans that protect homes and businesses from flood damage common in this region. Evaluating risk factors and guiding clients through application procedures is standard practice. Service for obtaining or renewing policies runs on a scheduled basis as needed before each coverage period begins.
AFIG, LLC Insurance Services specializes in helping property owners secure flood coverage in DeSoto, TX. The agency assists clients with understanding National Flood Insurance Program policies and private market alternatives. It works with homeowners, renters, and commercial property owners to find appropriate levels of protection against water damage from rising waters. Flood insurance is required by lenders for properties in high-risk zones. The team is particularly equipped to review policies ahead of the Gulf Coast hurricane season each spring.
Ai United Insurance provides flood insurance policies tailored to the specific needs of properties in DeSoto, Texas. This agency helps residents and business owners understand flood zone designations and secure appropriate coverage. Navigating federal and private insurance options, the company works to protect against potential water damage. During heavy spring rains or hurricane season, it assists clients in reviewing their policy limits and adjusting coverage before weather threats intensify.
What Does a a Flood Insurance Agent in DeSoto Cost?
In Texas, flood insurance through the NFIP typically costs between $700 and $2,000 per year for a standard home, but rates can be higher in high-risk areas. Private flood insurance may offer different pricing and coverage options. Costs depend on your propertys flood zone, elevation, and building characteristics. This is general information and not insurance advice.
About flood insurance agents in DeSoto
Flood insurance agents in DeSoto, Texas help property owners protect against flood damage. Texas law does not require flood insurance, but mortgage lenders often do for homes in high-risk flood zones. DeSoto is near creeks and drainage areas, so working with a local agent can help you find the right National Flood Insurance Program or private policy.
Frequently Asked Questions
Do I need flood insurance in DeSoto Texas?
Flood insurance is not required by Texas state law. However, if your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, your lender will require it. Even outside high-risk zones, flooding can occur, so many agents recommend coverage.
How do I find a flood insurance agent in DeSoto?
You can search online for independent insurance agents in DeSoto who offer flood policies. Many local agents work with the National Flood Insurance Program and private insurers. Ask about their experience with properties in Dallas County and nearby flood zones.
What does flood insurance cover in Texas?
Standard flood insurance covers structural damage to your building and damage to personal belongings. It does not cover temporary living expenses or items in basements. Texas policies follow NFIP rules, which have a 30-day waiting period before coverage starts.
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