The top-rated flood insurance agent in Shreveport, Louisiana is Katrina Worsham - State Farm Insurance Agent, rated 4.8 stars across 242 reviews. Other highly rated options include Watley Insurance Group, Farm Bureau Insurance, 360 Insurance: Semon Agency. This directory lists 18 flood insurance agents serving Shreveport.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Katrina Worsham - State Farm Insurance Agent | 8216 Jewella Ave | (318) 688-8312 |
| 2 | Watley Insurance Group | 905 Francais Dr | (318) 423-7445 |
| 3 | Farm Bureau Insurance | 8640 Business Park Dr | (318) 524-5200 |
| 4 | 360 Insurance: Semon Agency | 6130 Line Ave | (318) 629-1905 |
| 5 | Muslow Insurance Inc | 7607 Fern Ave STE 1104 | (318) 424-7434 |
| 6 | Hudson-Silver Insurance Agency | 9241 Wallace Lake Rd | (318) 686-7700 |
| 7 | Shelter Insurance - Rusty Mixon | 4449 Youree Dr | (318) 868-8336 |
| 8 | ATLAS Insurance Agency | 910 Pierremont Rd | (318) 719-3323 |
| 9 | 318 Insurance Services | 864 Olive St | (318) 217-6110 |
| 10 | Goosehead Insurance - Lauren Harrington | 900 Pierremont Rd Suite 110 | (318) 459-8005 |
Katrina Worsham - State Farm Insurance Agent serves the Shreveport, Louisiana area, providing flood insurance services to local homeowners, renters, and business owners. Understanding the unique flood risks in this region, the agency helps clients navigate coverage options that protect property and belongings from water damage. Policies are designed to address standard gaps in homeowners insurance. The office assists with evaluating flood zone requirements, such as Elevation Certificates, and with filing claims after storm events.
Watley Insurance Group provides flood insurance consultation and policy procurement for property owners in Shreveport, LA. The agency assists clients in understanding National Flood Insurance Program options and navigating coverage requirements. It offers annual policy reviews and guidance on elevation certificates to ensure adequate protection for high-risk areas. Its service approach includes claims support and adjustments to changing flood zone regulations. The company serves single-family homes, apartments, retail spaces, and restaurants throughout the Shreveport region.
Farm Bureau Insurance in Shreveport, Louisiana offers specialized flood insurance agent services, guiding property owners through policy options for flood-prone areas. It also provides general insurance assistance to clients throughout the region. The agency helps residents understand coverage limits, adjust deductibles, and ensure compliance with local flood zone requirements. This support is especially valuable during the spring storm season, when heavy rainfall often raises the risk of flash flooding and water damage to homes and businesses.
Serving homeowners, businesses, and property managers in Shreveport, 360 Insurance: Semon Agency provides flood insurance policies to help protect local properties from water damage. These agents work to explain coverage options and guide clients through the application process, a standard service for firms in this flood-prone region. Policy assistance includes reviewing risks and ensuring adequate protection for structures and belongings. The agency also covers the neighboring community of Bossier City as part of its service area.
Muslow Insurance Inc provides flood insurance services to Shreveport, Louisiana, and the surrounding communities. The agency handles policies for residential and commercial properties, addressing risks common to the region’s flood zones. It works with clients to understand their coverage needs and policy options. A typical job begins with a property assessment and flood zone evaluation, then the agent explains available plans and exclusions. Each policy is set up according to the property’s specific risk profile and the client’s budget.
Hudson-Silver Insurance Agency offers flood insurance on either a one-time policy for specific coverage needs or a recurring annual plan for ongoing property protection. These policies help safeguard homes and businesses in the Shreveport, LA area against flood damage, a risk common to many local properties. Each plan is structured to meet standard flood hazard requirements for mortgages or general asset protection. Service appointments and policy consultations are conducted on an as-needed basis following an initial coverage review.
Shelter Insurance - Rusty Mixon specializes in securing flood insurance policies for residential and commercial properties in Shreveport, LA, and also provides general consultation on coverage options for water-related damage. With its local knowledge of the Red River floodplain and bayou systems common to the area, the agency assists clients in navigating policy details and FEMA requirements during property transactions. This service is especially valuable ahead of spring thaw and hurricane season, when rising water levels pose heightened risk.
ATLAS Insurance Agency provides flood insurance coverage to property owners in the Shreveport area. It specializes in adding flood protection to existing policies, ensuring clients have coverage for rising water damage. The agency assists with navigating the complexities of flood zone designations and policy requirements. It serves commercial sectors including offices, warehouses, and food service establishments that require tailored risk management solutions.
As spring storms and flash flooding threaten homes across north Louisiana, 318 Insurance Services guides Shreveport property owners through securing federally backed flood coverage. The agency helps clients evaluate their individual flood risk, explaining how National Flood Insurance Program policies protect structures and contents from water damage. Their process includes reviewing local flood zone maps and property elevation certificates. An initial consultation typically concludes with a full on-site inspection of the building’s foundation and drainage.
What Does a a Flood Insurance Agent in Shreveport Cost?
Typical flood insurance costs in Louisiana range from 500 to 2,500 dollars per year for NFIP policies, though rates can be higher for properties in high-risk zones or with low elevation. Private flood insurance may cost 400 to 3,000 dollars annually depending on coverage and risk. Costs vary by property, so an agent can provide a specific quote. This is general information and not insurance advice.
About flood insurance agents in Shreveport
Flood insurance agents in Shreveport Louisiana help property owners understand their flood risk and secure coverage through the National Flood Insurance Program or private insurers. Louisiana law requires flood insurance for properties in high-risk flood zones with a federally backed mortgage. Local agents can guide you through elevation certificates and flood map changes specific to Caddo Parish.
Frequently Asked Questions
What does a flood insurance agent in Shreveport do?
A flood insurance agent helps you find and purchase a flood insurance policy that meets your needs. They explain flood zones, coverage limits, and deductible options. They also assist with filing claims and understanding Louisiana flood disclosure requirements.
Do I need flood insurance in Shreveport Louisiana?
If your property is in a Special Flood Hazard Area and you have a federally backed mortgage, flood insurance is required by law. Even outside high-risk zones, flooding can occur, and many Louisiana homeowners choose coverage for peace of mind.
How does a Louisiana flood insurance agent determine my rate?
Rates are based on your property's flood zone, elevation, building characteristics, and the NFIP rating system. Louisiana agents use elevation certificates and flood maps to calculate premiums. Private insurers may offer different rates based on their own risk models.
Flood Insurance Agents in Other Louisiana Cities
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