The top-rated flood insurance agent in Gretna, Louisiana is Thelma Ceballos-Meyers - State Farm Insurance Agent, rated 5.0 stars across 439 reviews. Other highly rated options include Blake Lawson - State Farm Insurance Agent, Dan Burghardt Insurance Agency, Alpha Insurance Agency. This directory lists 12 flood insurance agents serving Gretna.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Thelma Ceballos-Meyers - State Farm Insurance Agent | 501 Whitney Ave. | (504) 294-8290 |
| 2 | Blake Lawson - State Farm Insurance Agent | 2600 Belle Chasse Hwy Ste D | (504) 370-2573 |
| 3 | Dan Burghardt Insurance Agency | 1500 Lafayette St | (504) 367-7283 |
| 4 | Alpha Insurance Agency | 831 Lafayette St | (504) 227-1026 |
| 5 | KFT Insurance Agency | 1400 Calder St | (504) 391-0333 |
| 6 | Acadian Insurance Services | 152 Wall Blvd | (504) 394-2087 |
| 7 | Tamara Thigpen: Allstate Insurance | 91 Holmes Blvd Ste D | (504) 362-0977 |
| 8 | MUSA Insurance | 408 Realty Dr | (504) 392-6872 |
| 9 | Bowles & Associates Inc | 2804 Belle Chasse Hwy | (504) 362-0922 |
| 10 | Daul Insurance | 94 Westbank Expy | (504) 362-0667 |
Thelma Ceballos-Meyers - State Farm Insurance Agent serves the Gretna, Louisiana, area and surrounding communities. This agency specializes in providing flood insurance policies to protect local homes and businesses. Understanding the region’s vulnerability to heavy rainfall and storm surges, the office helps clients navigate flood maps and coverage options. Policies address both structural damage and contents loss due to rising water. The agency regularly assists with claims filing and adjusting coverage limits for changing flood zones.
Blake Lawson - State Farm Insurance Agent in Gretna, LA, provides flood insurance services for properties in flood-prone areas, offering coverage to protect structures and contents from water damage. It helps clients understand policy options and navigate the complexities of flood risk management. Its service model includes reviewing existing coverages and explaining how the National Flood Insurance Program applies locally. The agency works with single-family homes, apartments, retail spaces, and restaurants.
Wet weather in Gretna can arrive suddenly, leaving properties vulnerable to rising water. Dan Burghardt Insurance Agency specializes in flood insurance coverage to help local homeowners and businesses prepare for such events. Customers can expect clear guidance on policy options suited to regional risk factors. The agency focuses on straightforward explanations of coverage terms and available deductibles. A typical initial session involves reviewing the property’s location and discussing the necessary documentation. To begin, a simple inspection is scheduled to assess the building’s elevation and exposure to flood zones.
Alpha Insurance Agency serves homeowners, businesses, and property managers in Gretna, Louisiana, by guiding them through flood insurance options and helping secure appropriate coverage. This agent assists clients in understanding flood zone risks and policy requirements, ensuring properties are protected against potential water damage. The agency’s services include evaluating different flood insurance plans to match property needs and budgets. Alpha Insurance Agency also extends its coverage assistance to nearby communities such as Harvey and other parts of the greater New Orleans metro area.
KFT Insurance Agency serves the greater New Orleans area, including Gretna and surrounding communities, handling flood insurance policies for residential and commercial properties. The agency specializes in policies tailored to meet federal requirements and local risk factors common in this low-lying region. With each assignment, KFT Insurance Agency reviews property elevation data and flood zone maps to recommend appropriate coverage limits and deductibles.
Acadian Insurance Services in Gretna, LA distinguishes between single-policy flood coverage for specific needs and recurring annual updates to maintain continuous protection against rising water. Their policies safeguard residential and commercial properties from potential storm surge and river flooding common to the area. As a flood insurance agent, they help clients understand federal and private options for property located in designated flood zones. Their service operates on a one-time purchase basis, with policyholders returning for annual renewal as needed or whenever their coverage requirements change.
As a flood insurance agent in Gretna, LA, Tamara Thigpen: Allstate Insurance specializes in helping homeowners and renters secure coverage that protects against flood damage. The agency also provides general property and casualty insurance services tailored to the needs of local residents. Given the region’s susceptibility to both heavy rainfall and storm surges from the Gulf, this provider assists clients in understanding their policies before any severe weather event strikes.
With hurricane season bringing heavy rain and storm surge to the Gretna area, property owners need reliable flood protection. MUSA Insurance offers flood insurance agent services to help local residents and businesses assess their risk and secure appropriate coverage. The team works with standard National Flood Insurance Program policies to protect structures and contents from water damage. To begin, they schedule a property visit for a thorough inspection, examining elevation and flood zone data to guide the initial coverage assessment.
Bowles & Associates Inc assists property owners in Gretna, LA, with obtaining suitable flood insurance policies to protect against water damage. The agency specializes in navigating federal and local requirements for flood coverage, ensuring clients meet necessary compliance standards. Operating in a high-risk flood zone near the Mississippi River, it offers guidance on policy options and coverage limits tailored to individual properties. Commercial clients can also receive coverage solutions for offices, warehouses, and food service establishments, addressing their distinct operational needs and asset valuations.
Daul Insurance provides flood insurance services for residential properties in Gretna, Louisiana, meeting the needs of homeowners facing local flood risks. The agency also arranges commercial coverage for businesses in the metropolitan area. Clients receive guidance on policies that protect against water damage from storms or overflow. After a policy is bound or a claim is handled, the agency contacts clients for follow-up to ensure continued protection between regular visits.
What Does a a Flood Insurance Agent in Gretna Cost?
Typical flood insurance costs in Gretna Louisiana range from 600 to 2500 dollars annually for NFIP policies, though high-risk properties can exceed 4000 dollars. Factors include the property elevation certificate, flood zone designation, and deductible chosen. Private insurers may offer lower rates for low-risk homes. This is general information and not insurance advice.
About flood insurance agents in Gretna
Flood insurance agents in Gretna Louisiana help property owners secure coverage required by many lenders. Louisiana law mandates that all agents selling flood insurance must be licensed by the Louisiana Department of Insurance. Agents can explain the difference between building and contents coverage for homes in Jefferson Parish flood zones.
Frequently Asked Questions
Do I need flood insurance in Gretna Louisiana?
If your property is in a high-risk flood zone and you have a federally backed mortgage, you are required to carry flood insurance. Even in low-risk zones, flood insurance is recommended because 20% of flood claims come from outside high-risk areas.
What does a flood insurance agent do in Gretna?
A flood insurance agent helps you assess your flood risk, choose appropriate coverage limits, and file a policy through the National Flood Insurance Program or a private carrier. They also assist with claims and policy renewals.
How much does flood insurance cost in Gretna?
Costs depend on your flood zone, elevation, building age, and coverage amount. In Louisiana, average NFIP premiums range from 700 to 2000 dollars per year. Private market policies may offer different rates.
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