The top-rated flood insurance agent in Lafayette, Louisiana is Leauxcal Insurance Agency, LLC, rated 5.0 stars across 237 reviews. Other highly rated options include Terry Romero Wofford - State Farm Insurance Agency, Ideal Insurance, LLC, TSL Insurance Group. This directory lists 19 flood insurance agents serving Lafayette.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Leauxcal Insurance Agency, LLC | 101 W Farrel Rd 5 Suite 101 | (337) 484-1171 |
| 2 | Terry Romero Wofford - State Farm Insurance Agency | 2200 W Congress St | (337) 232-4451 |
| 3 | Ideal Insurance, LLC | 102B Woodvale Ave | (337) 205-7433 |
| 4 | TSL Insurance Group | 210 Rue Fontaine | (337) 262-0511 |
| 5 | Liggio Insurance Agency | 3909 Ambassador Caffery Pkwy Building C | (337) 989-2323 |
| 6 | Complete Insurance Solutions of La | 101 Feu Follet Rd # 205 | (337) 735-7613 |
| 7 | Kastner Insurance Group LLC | 141 Ridgeway Dr #210 | (337) 291-0018 |
| 8 | Roane Insurance Agency, Inc. | 419 Rena Dr | (337) 981-6979 |
| 9 | Select Risk Insurance Group | 200 W Congress St Suite 9300 | (337) 504-3354 |
| 10 | Theriot Insurance Agency | 714 E Kaliste Saloom Rd Ste A2 | (337) 289-6880 |
Leauxcal Insurance Agency, LLC serves the Lafayette, Louisiana metro area as a local flood insurance agent. The company assists property owners by offering policies that cover residential and commercial structures against flood damage. Given the region’s high rainfall and proximity to waterways, the agency helps clients navigate the complexities of National Flood Insurance Program policies. Its services include evaluating a property’s flood risk and advising on appropriate coverage limits. The agency also handles renewals and policy adjustments for existing customers who need updated protection for changing flood zones.
Terry Romero Wofford - State Farm Insurance Agency in Lafayette, LA provides professional flood insurance agent services, helping clients navigate flood coverage options and secure policies that meet their needs. The agency offers ongoing support for policyholders, including annual policy reviews and assistance with filing claims after flood events. Services are available for single-family homes, apartments, retail establishments, and local restaurants.
Ideal Insurance, LLC in Lafayette, LA assists homeowners, businesses, and property managers with securing flood insurance policies to protect against water damage from heavy rains and storm surges. The agency explains coverage options from the National Flood Insurance Program and considers the specific flood zone risks for each property. Bringing knowledgeable guidance to the process, the company serves clients throughout the greater Lafayette area, including neighboring Broussard and Youngsville.
TSL Insurance Group serves Lafayette, Louisiana, and the surrounding communities. It handles flood insurance policies designed to protect residential and commercial properties from water damage. Because the area is prone to heavy rainfall and storm surges, it helps clients understand federal program requirements and private coverage options. For a typical job, the agency assesses the property’s flood zone designation and then presents clear quotes to ensure informed decisions about appropriate coverage levels.
Liggio Insurance Agency specializes in securing flood insurance policies for residential and commercial property owners in Lafayette, LA. The agency helps clients navigate the complexities of flood coverage, tailoring policies to protect against specific flood zone risks. It guides property owners through the National Flood Insurance Program and private market options. With Lafayette’s frequent heavy rains and the potential for hurricane-related storm surges from the Gulf, the agency assists clients in securing coverage before the seasonal threat of rising water each spring and summer.
For residential or commercial properties, a one-time policy provides specific protection for a stated term, while recurring coverage automatically renews to ensure continuous safeguarding against flood damage. Complete Insurance Solutions of La, located in Lafayette, LA, helps property owners secure the necessary coverage when renewing policies every year. As a flood insurance agent, the company can arrange coverage on a single-time basis or set up an annual renewal schedule, operating according to the client’s preference.
Kastner Insurance Group LLC in Lafayette, LA provides insurance solutions for property owners, with a specialty in flood insurance agent services. They help clients secure coverage against water damage from storms and rising waters. These policies protect residential and commercial structures located in flood-prone zones across the region. Their offerings extend to offices, warehouses, and food service establishments, ensuring varied commercial operations have tailored protection for their unique property risks.
With seasonal storms threatening Lafayette, Roane Insurance Agency, Inc. helps property owners manage the financial risk of rising water. As a dedicated flood insurance agent, the company guides clients through federal and private policy options tailored to their specific property needs. Thorough explanations ensure that coverage limits, deductibles, and waiting periods are clearly understood before any commitment. The process begins by scheduling an in-person inspection to assess the building’s elevation and flood zone exposure.
Select Risk Insurance Group provides residential flood insurance for homeowners in Lafayette, LA, and the surrounding areas. Commercial coverage is also available to protect local businesses from flood-related losses. The agency serves clients throughout the region, helping them secure policies that meet their specific property needs. Customers often follow up for annual policy reviews and return for updates between regular service visits as their coverage requirements change.
Theriot Insurance Agency in Lafayette, LA is known for helping property owners secure flood coverage, a necessity in a region prone to heavy rainfall and hurricane-related storm surge. Its service range includes assessing flood zone risks outlined by FEMA maps, guiding clients through the National Flood Insurance Program, and placing private flood policies for higher-value homes. The agency can also add on coverage for temporary living expenses if a flood forces a homeowner from their residence.
What Does a a Flood Insurance Agent in Lafayette Cost?
Typical flood insurance costs in Louisiana range from about $700 to $2,500 per year for an NFIP policy, depending on the property's flood zone, elevation, and coverage amount. Private market policies can be higher or lower. Premiums are set by federal guidelines or insurer risk models and vary by case. This is general information, not insurance advice.
About flood insurance agents in Lafayette
Flood insurance agents in Lafayette Louisiana help property owners understand their flood risk and secure coverage through the National Flood Insurance Program or private insurers. Louisiana law requires flood insurance for properties in high-risk flood zones with a federally backed mortgage. Agents in Lafayette are familiar with local flood maps and the unique risks from hurricanes and heavy rainfall.
Frequently Asked Questions
Do I need flood insurance in Lafayette Louisiana?
If your property is in a Special Flood Hazard Area and you have a federally backed mortgage, you are required by law to have flood insurance. Even if not required, many agents recommend coverage because Lafayette is prone to flooding from storms and heavy rain.
What does a flood insurance agent in Lafayette do?
A flood insurance agent helps you assess your flood risk, explains NFIP and private policy options, and assists with filing claims. They can also help you understand elevation certificates and flood zone designations specific to Lafayette Parish.
How long does it take to get flood insurance in Lafayette?
Standard NFIP policies have a 30-day waiting period before coverage begins, unless the policy is purchased in connection with a mortgage closing. Private insurers may have different waiting periods, so plan ahead.
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