ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.
HomeFlood Insurance AgentsLouisiana › Baton Rouge

Find Flood Insurance Agents Near You in Baton Rouge, LA

Browse flood insurance agents serving Baton Rouge, Louisiana. Updated 2026-07-14.

The top-rated flood insurance agent in Baton Rouge, Louisiana is The Root Agency, rated 4.9 stars across 363 reviews. Other highly rated options include Gama Insurance Agencies, Chabert Insurance of Baton Rouge, The Highland Insurance Group. This directory lists 20 flood insurance agents serving Baton Rouge.

Showing 20 flood insurance agents in Baton Rouge, LAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1The Root Agency8676 Goodwood Blvd Ste 303(225) 926-0160
2Gama Insurance Agencies5185 S Sherwood Forest Blvd(225) 963-6383
3Chabert Insurance of Baton Rouge3888 S Sherwood Forest Blvd T(225) 395-4000
4The Highland Insurance Group8235 YMCA Plaza Dr Suite 200(225) 408-1630
5Insurance Network of Louisiana4606 Bluebonnet Blvd(225) 293-0450
6The Louisiana Insurance Center5432 Superior Dr A Suite A(225) 233-6861
7Insurance & Financial Services, Inc3466 Drusilla Ln Suite A(225) 296-0226
8Independent Insurance Agents18153 E Petroleum Dr(225) 819-8007
9Lewis Mohr Insurance Agency11051 Coursey Blvd(225) 293-1086
10Airline Insurance LLC11747 Wentling Ave(225) 926-2999
RA
8676 Goodwood Blvd Ste 303
The Root Agency
Flood Insurance Agent · Baton Rouge, LA

The Root Agency serves the Baton Rouge, Louisiana, metro area as a dedicated flood insurance agent. This local agency helps property owners understand and secure coverage against flood damage, a critical need given the region’s exposure to heavy rainfall and hurricane-related storm surge. Policies are designed to protect homes and businesses from financial loss caused by rising waters and overflowing bodies of water. The agency specializes in obtaining National Flood Insurance Program policies and also assists with applying for private flood insurance options in East Baton Rouge Parish.

GI
5185 S Sherwood Forest Blvd
Gama Insurance Agencies
Flood Insurance Agent · Baton Rouge, LA

Gama Insurance Agencies in Baton Rouge, Louisiana, provides a range of flood insurance services, including evaluating property risks and securing appropriate National Flood Insurance Program policies. The agency offers ongoing support during the application process and helps clients review their coverage as flood maps update. Its service plans include assisting with policy renewals and answering claims-related questions to ensure proper recovery after a flood event. Gama Insurance Agencies services single-family homes, apartments, retail properties, and restaurants.

CI
3888 S Sherwood Forest Blvd T
Chabert Insurance of Baton Rouge
Flood Insurance Agent · Baton Rouge, LA

Chabert Insurance of Baton Rouge serves homeowners, businesses, and property managers needing flood insurance in the Baton Rouge area. The agency helps clients navigate National Flood Insurance Program requirements and select appropriate private coverage for properties in flood zones. Assessments of local flood risks and regulatory needs are part of its service to ensure adequate policy terms. This Baton Rouge firm also works with clients across neighboring communities such as Zachary.

HI
8235 YMCA Plaza Dr Suite 200
The Highland Insurance Group
Flood Insurance Agent · Baton Rouge, LA

Serving Baton Rouge and its surrounding communities, The Highland Insurance Group handles flood insurance policies for residential and commercial properties in the area. This agency focuses on navigating the complexities of the National Flood Insurance Program and private market options to secure appropriate coverage for clients in designated flood zones. For a typical job, the agent begins by assessing a property’s specific flood risk, then reviews available policy terms and deductibles to present suitable choices for the client’s budget and protection needs.

IN
4606 Bluebonnet Blvd
Insurance Network of Louisiana
Flood Insurance Agent · Baton Rouge, LA

Insurance Network of Louisiana in Baton Rouge distinguishes between one-time policies for individual property owners and recurring annual renewals for those requiring continuous flood protection. Coverage options protect structures and contents from rising water, helping homeowners meet lending requirements and safeguard their investment. Given the region’s flood risk, the agent evaluates each property’s zone and elevation to recommend appropriate limits. Service for new policies and adjustments runs on an as-needed basis, with annual renewals handled on a scheduled cycle as policyholders approach their expiration dates.

LI
5432 Superior Dr A Suite A
The Louisiana Insurance Center
Flood Insurance Agent · Baton Rouge, LA

The Louisiana Insurance Center offers specialized guidance on flood insurance policies, tailoring coverage to meet the unique needs of property owners in Baton Rouge. Its general work involves helping clients assess flood risks and navigate NFIP or private market options. The agency addresses seasonal concerns, particularly during the Atlantic hurricane season, when rising water threats make securing or updating a flood policy a critical priority for local homeowners and businesses.

IF
3466 Drusilla Ln Suite A
Insurance & Financial Services, Inc
Flood Insurance Agent · Baton Rouge, LA

Flood season in Baton Rouge brings heightened awareness of property vulnerabilities, and Insurance & Financial Services, Inc works as a flood insurance agent to help local property owners address this recurring need. Through individual consultations, the agency reviews flood zone designations and policy options that match each building’s specific exposure. Understanding the frequent water threats across Louisiana, the firm aims to guide clients toward appropriate coverage. To begin the process, an agent schedules a thorough site inspection to assess current protection levels and discuss possible adjustments.

II
18153 E Petroleum Dr
Independent Insurance Agents
Flood Insurance Agent · Baton Rouge, LA

Independent Insurance Agents provides flood insurance services for residential properties in Baton Rouge, Louisiana, working to secure coverage for homes in flood-prone areas. The agency also offers commercial flood policies for local businesses in need of protection. Serving all parts of the Greater Baton Rouge area, the agents assist clients with policy selection and claims guidance. They follow up with policyholders to review coverage needs between regular visits.

LM
11051 Coursey Blvd
Lewis Mohr Insurance Agency
Flood Insurance Agent · Baton Rouge, LA

Lewis Mohr Insurance Agency helps clients in Baton Rouge, Louisiana, secure coverage for their properties. The firm specializes in flood insurance, addressing the specific needs of homeowners and commercial operators in this region. Policies can be arranged for a variety of business properties, including offices requiring protection against water damage, warehouses storing valuable inventory, and food service establishments vulnerable to flooding. These structures often need tailored solutions based on their location and risk profile.

AI
11747 Wentling Ave
Airline Insurance LLC
Flood Insurance Agent · Baton Rouge, LA

Airline Insurance LLC is known as a flood insurance agent serving Baton Rouge, LA, and works with property owners to secure coverage against flood damage. The company assists with policies required for homes and businesses in high-risk zones throughout the local area. It helps clients understand federal flood program options and private market alternatives. An additional service it can provide is expedited policy processing for closing on a property purchase.

GL
5917 Jones Creek Rd
Greater Louisiana Insurance Group
Flood Insurance Agent · Baton Rouge, LA
(225) 771-8751
gligins.com
BI
8312 Florida Blvd D
Banner Insurance Agency
Flood Insurance Agent · Baton Rouge, LA
(225) 293-1103
bannerins.com
BR
10734 Coursey Blvd
Baton Rouge Insurance Agency
Flood Insurance Agent · Baton Rouge, LA
(225) 293-7350
bria.net
SI
9191 Siegen Ln Bldg VI Ste A
Safesource Insurance
Flood Insurance Agent · Baton Rouge, LA
(225) 300-4500
safesourceins.com
CL
11949 Bricksome Ave # A
Coastal Louisiana Insurance
Flood Insurance Agent · Baton Rouge, LA
(225) 389-6024
coastallains.com
CI
8064 Summa Ave STE D
Cordell Insurance, LLC.
Flood Insurance Agent · Baton Rouge, LA
(225) 767-8840
cordell-ins.com
GI
3029 S Sherwood Forest Blvd Suite 249
Goosehead Insurance - Mathews Agency
Flood Insurance Agent · Baton Rouge, LA
(225) 304-0322
quotewithmathews.com
GI
1500 Lobdell Ave STE A
Goosehead Insurance - Brad Landry
Flood Insurance Agent · Baton Rouge, LA
(225) 960-5998
goosehead.com/agents/la/baton-rouge/brad-landry
PI
11824 Bricksome Ave STE B
Preferred Insurance Agency of Louisiana, LLC
Flood Insurance Agent · Baton Rouge, LA
(225) 930-8370
preferredinsagencyoflouisiana.com
LC
Baton Rouge, LA 70810
Low Cost Insurance 24/7
Flood Insurance Agent · Baton Rouge, LA
(855) 757-6720

What Does a a Flood Insurance Agent in Baton Rouge Cost?

Typical flood insurance costs in Baton Rouge range from 700 to 2000 dollars per year for an NFIP policy in moderate risk zones. High risk zones can cost 2000 to 5000 dollars or more. Private market policies may be cheaper or more expensive depending on your property elevation and flood history. This is general information not insurance advice.

About flood insurance agents in Baton Rouge

Flood insurance agents in Baton Rouge help property owners secure coverage required by many Louisiana mortgages. Louisiana law mandates that all homeowners policies exclude flood damage, making a separate flood policy essential. Agents guide clients through the National Flood Insurance Program and private market options specific to East Baton Rouge Parish flood zones.

Frequently Asked Questions

Do I need flood insurance in Baton Rouge?

Yes if your property is in a high risk flood zone and you have a federally backed mortgage. Even in low risk zones flooding can occur so many agents recommend a policy. Louisiana law does not require flood insurance but lenders often do.

How do I choose a flood insurance agent in Baton Rouge?

Look for an agent licensed in Louisiana who understands NFIP rules and private flood options. Ask about their experience with properties in your specific flood zone. A good agent will explain the 30 day waiting period for new NFIP policies.

What does a flood insurance policy cover in Louisiana?

Standard NFIP policies cover building structure up to 250000 dollars and contents up to 100000 dollars. Private policies may offer higher limits and additional coverage. Flood damage from storm surge and heavy rain is included but not sewer backup unless caused by flooding.

Flood Insurance Agents in Other Louisiana Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.