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HomeFlood Insurance AgentsLouisiana › Lake Charles

Find Flood Insurance Agents Near You in Lake Charles, LA

Browse flood insurance agents serving Lake Charles, Louisiana. Updated 2026-07-14.

The top-rated flood insurance agent in Lake Charles, Louisiana is Madison Crain - State Farm Insurance Agent, rated 5.0 stars across 289 reviews. Other highly rated options include Shayne Laughlin - State Farm Insurance Agent, Mila Robichaux: Allstate Insurance, Kelly Lee Insurance. This directory lists 20 flood insurance agents serving Lake Charles.

Showing 20 flood insurance agents in Lake Charles, LAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Madison Crain - State Farm Insurance Agent4080 Nelson Rd Ste 900(337) 477-3830
2Shayne Laughlin - State Farm Insurance Agent4328 Lake St(337) 477-7354
3Mila Robichaux: Allstate Insurance4405 Lake St(337) 474-3500
4Kelly Lee Insurance3205 Ryan St(337) 656-2890
5Goosehead Insurance - James Bice417 W College St(337) 313-2603
6Goosehead Insurance - Garet Berry113 W Sallier St(337) 347-7022
7John Fear: Allstate Insurance1634 Ryan St(337) 419-0755
8Goosehead Insurance - Jeff Jones4216 Lake St(225) 960-4370
9Jennifer Stevens - GEICO Insurance Agent4201 Nelson Rd Suite 300(337) 474-1700
10Insurance Unlimited3111 Ryan St(337) 477-6922
MC
4080 Nelson Rd Ste 900
Madison Crain - State Farm Insurance Agent
Flood Insurance Agent · Lake Charles, LA

Madison Crain - State Farm Insurance Agent serves the Lake Charles, Louisiana, metro area as a flood insurance agent. The agency provides flood insurance policies designed to help property owners protect their homes and businesses from water damage associated with heavy rains and storm surges common to the region. It also offers related property and casualty insurance options. The agency specifically handles flood coverage adjustments and new policy consultations for Lake Charles residents and commercial property owners.

SL
4328 Lake St
Shayne Laughlin - State Farm Insurance Agent
Flood Insurance Agent · Lake Charles, LA

Shayne Laughlin – State Farm Insurance Agent serves homeowners, renters, and business owners seeking flood insurance coverage in the Lake Charles region. The agency helps clients navigate available flood insurance options to protect their property from potential water damage. As a local agent, they provide guidance on evaluating risks near waterways and low-lying areas. Their services also extend to neighboring communities such as Sulphur and the surrounding parts of Calcasieu Parish.

MR
4405 Lake St
Mila Robichaux: Allstate Insurance
Flood Insurance Agent · Lake Charles, LA

Serving Lake Charles and the surrounding communities of southwest Louisiana, Mila Robichaux: Allstate Insurance handles flood insurance policies for residential and commercial properties. The company assists clients in understanding their specific flood zone risks and the coverage options available to mitigate potential water damage. Each client’s location and property type are evaluated individually to determine the appropriate level of protection. The typical job begins with a thorough review of the property’s flood history, followed by a customized policy recommendation based on that analysis.

KL
3205 Ryan St
Kelly Lee Insurance
Flood Insurance Agent · Lake Charles, LA

Kelly Lee Insurance offers coverage options for property owners seeking protection against flood-related damage in Lake Charles, Louisiana. The agency provides consultation to help clients understand policy requirements and assists with filing necessary documentation. It also facilitates regular policy reviews to ensure coverage remains adequate as conditions change. Service plans include guidance on navigating the National Flood Insurance Program and support during the claims process. The company services single-family homes, apartments, retail spaces, and restaurants.

GI
417 W College St
Goosehead Insurance - James Bice
Flood Insurance Agent · Lake Charles, LA

Goosehead Insurance - James Bice in Lake Charles, LA differentiates between one-time policies for single incidents and recurring annual plans for continuous coverage. As a flood insurance agent, the company guides property owners through coverage options tailored to local flood zone risks. Policies protect structures and contents from rising water damage, a common concern in this Louisiana region. Service arrangements operate on a full as-needed basis for inquiries, policy adjustments, or claims support without requiring a pre-set appointment schedule.

GI
113 W Sallier St
Goosehead Insurance - Garet Berry
Flood Insurance Agent · Lake Charles, LA

Goosehead Insurance - Garet Berry provides flood insurance agent services, specializing in securing policies that protect residential and commercial properties from water damage. Serving the Lake Charles, Louisiana area, the agency helps clients navigate the complexities of flood coverage and risk assessment. It works to match each policy with the specific flood zone requirements and property needs. This service is particularly vital during hurricane season, when heavy rains and storm surges pose an elevated threat to homes and businesses in the region.

JF
1634 Ryan St
John Fear: Allstate Insurance
Flood Insurance Agent · Lake Charles, LA

With the Gulf Coast’s hurricane season bringing frequent storm threats to Lake Charles, local property owners depend on reliable coverage for potential flood damage. John Fear, operating through Allstate Insurance, helps clients understand the specific flood risks tied to their homes and businesses in the area. He reviews policy options that address structural flood exposure and contents protection. To begin a flood insurance quote, the company organizes a thorough inspection of the property’s elevation and foundation, assessing drainage patterns before recommending any coverage limits.

GI
4216 Lake St
Goosehead Insurance - Jeff Jones
Flood Insurance Agent · Lake Charles, LA

Goosehead Insurance - Jeff Jones in Lake Charles, LA provides residential flood insurance services for homeowners seeking protection against regional water damage risks. Commercial flood coverage is also available for local businesses, and the service area includes the greater Lake Charles region. Policies are designed to address specific property needs in a flood-prone environment. After an initial policy placement, the agency maintains contact to adjust coverage as conditions change, ensuring continued protection. The staff offers follow-up service between regular visits to review policy updates and answer client questions.

JS
4201 Nelson Rd Suite 300
Jennifer Stevens - GEICO Insurance Agent
Flood Insurance Agent · Lake Charles, LA

Jennifer Stevens - GEICO Insurance Agent provides general property insurance services in Lake Charles, LA, with a specific specialty in flood insurance. The agency helps clients navigate the complexities of flood risk in a region prone to water damage. It assists homeowners, renters, and business owners in securing policies that protect properties against potential flood losses. The agency can serve a variety of commercial sectors, including offices, warehouses, and food service establishments, tailoring coverage to their unique needs.

IU
3111 Ryan St
Insurance Unlimited
Flood Insurance Agent · Lake Charles, LA

Insurance Unlimited in Lake Charles, Louisiana, is known as a local provider for flood insurance agent services to residential and commercial property owners in the area. The company assists clients in navigating flood policy requirements for homes and businesses within flood-prone zones near the Gulf Coast. It also offers guidance on required documentation and coverage adjustments. As a specialty service, the firm can also integrate windstorm coverage into a client's risk management plan.

CI
509 7th St
Curtis Insurance
Flood Insurance Agent · Lake Charles, LA
(337) 433-1683
curtisinsuranceswla.com
SI
4566 Lake St
Shelter Insurance - Ross Byrley
Flood Insurance Agent · Lake Charles, LA
(337) 478-8349
shelterinsurance.com/CA/agent/RBYRLEY
IW
5640 Gerstner Memorial Blvd
Insurance World, Inc.
Flood Insurance Agent · Lake Charles, LA
(337) 478-6767
insurance-world.com
SI
3028 Ryan St
Shelter Insurance - Karla Hunt
Flood Insurance Agent · Lake Charles, LA
(337) 433-9720
shelterinsurance.com/CA/agent/KARLAHUNT
RM
3311 Ernest St
Ratliff-Myers Insurance
Flood Insurance Agent · Lake Charles, LA
(337) 433-1000
ratliffinsurance.com/contact
RM
3001 Gerstner Memorial Dr
Raymond M. Fondel Jr. Insurance Agency
Flood Insurance Agent · Lake Charles, LA
(337) 433-6052
LA
407 Sam Houston Jones Pkwy Ste. A
Lake Area Insurance Group
Flood Insurance Agent · Lake Charles, LA
(337) 419-1965
lakeareainsurance.com
HL
700 W Prien Lake Rd Suite 200
Higginbotham - Lake Charles
Flood Insurance Agent · Lake Charles, LA
(337) 475-7441
higginbotham.com/locations/lake-charles
AL
1700 E Prien Lake Rd Ste 1
Allstate
Flood Insurance Agent · Lake Charles, LA
(337) 508-3036
agents.allstate.com/usa/la/lake-charles
IA
725 US-171 #300
Insurance Advantage LLC
Flood Insurance Agent · Lake Charles, LA
(337) 905-0661
insuranceadvantage.net

What Does a a Flood Insurance Agent in Lake Charles Cost?

Flood insurance costs in Louisiana vary by flood zone, elevation, and property value. NFIP rates for a standard home in Lake Charles can range from $700 to $2,500 per year. Higher risk zones or older structures may cost more. Private market policies may offer lower rates but have different terms. This is general information, not insurance advice.

About flood insurance agents in Lake Charles

Flood insurance agents in Lake Charles Louisiana help property owners secure coverage through the National Flood Insurance Program and private carriers. Louisiana law requires flood insurance for properties in high-risk flood zones with a federally backed mortgage. Local agents understand the specific flood risks from the Calcasieu River and Lake Charles area.

Frequently Asked Questions

Do I need flood insurance in Lake Charles Louisiana?

If your property is in a Special Flood Hazard Area and you have a federally backed mortgage, flood insurance is required by law. Even outside high-risk zones, flooding is possible and coverage is recommended.

What does a flood insurance agent do in Lake Charles?

A flood insurance agent helps you determine your flood zone, compare NFIP and private policy options, and complete the application. They also assist with elevation certificates and claims guidance after a flood event.

How long does it take to get flood insurance in Louisiana?

Most NFIP policies have a 30-day waiting period before coverage begins. Private insurers may offer shorter waiting periods. Plan ahead and do not wait until a storm is approaching.

Flood Insurance Agents in Other Louisiana Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.