Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Louisiana before hiring.
Showing 20 flood insurance agents in Lake Charles, LA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Madison Crain - State Farm Insurance Agent
4080 Nelson Rd Ste 900, Lake Charles, LA 70605
(337) 477-3830
coveredwithcrain.com
Kelly Lee Insurance
3205 Ryan St, Lake Charles, LA 70601
(337) 656-2890
kellyleeinsurance.com
Shayne Laughlin - State Farm Insurance Agent
4328 Lake St, Lake Charles, LA 70605
(337) 477-7354
insureswla.net
Mila Robichaux: Allstate Insurance
4405 Lake St, Lake Charles, LA 70605
(337) 474-3500
agents.allstate.com
Goosehead Insurance - James Bice
417 W College St, Lake Charles, LA 70605
(337) 313-2603
goosehead.com
Goosehead Insurance - Garet Berry
113 W Sallier St, Lake Charles, LA 70601
(337) 347-7022
goosehead.com
John Fear: Allstate Insurance
1634 Ryan St, Lake Charles, LA 70601
(337) 419-0755
agents.allstate.com
Jennifer Stevens - GEICO Insurance Agent
4201 Nelson Rd Suite 300, Lake Charles, LA 70605
(337) 474-1700
geico.com
Goosehead Insurance - Jeff Jones
4216 Lake St, Lake Charles, LA 70605
(225) 960-4370
goosehead.com
Insurance Unlimited
3111 Ryan St, Lake Charles, LA 70601
(337) 477-6922
insunlimited.com
Curtis Insurance
509 7th St, Lake Charles, LA 70601
(337) 433-1683
curtisinsuranceswla.com
Shelter Insurance - Ross Byrley
4566 Lake St, Lake Charles, LA 70605
(337) 478-8349
shelterinsurance.com
Insurance World, Inc.
5640 Gerstner Memorial Blvd, Lake Charles, LA 70607
(337) 478-6767
insurance-world.com
Raymond M. Fondel Jr. Insurance Agency
3001 Gerstner Memorial Dr, Lake Charles, LA 70601
(337) 433-6052
Shelter Insurance - Karla Hunt
3028 Ryan St, Lake Charles, LA 70601
(337) 433-9720
shelterinsurance.com
Ratliff-Myers Insurance
3311 Ernest St, Lake Charles, LA 70601
(337) 433-1000
ratliffinsurance.com
Lake Area Insurance Group
407 Sam Houston Jones Pkwy Ste. A, Lake Charles, LA 70611
(337) 419-1965
lakeareainsurance.com
Higginbotham - Lake Charles
700 W Prien Lake Rd Suite 200, Lake Charles, LA 70601
(337) 475-7441
higginbotham.com
Insurance Advantage LLC
725 US-171 #300, Lake Charles, LA 70611
(337) 905-0661
insuranceadvantage.net
Allstate
1700 E Prien Lake Rd Ste 1, Lake Charles, LA 70601
(337) 508-3036
agents.allstate.com
What Does a Flood Insurance Agent in Lake Charles Cost?
Flood insurance costs in Louisiana vary by flood zone, elevation, and property value. NFIP rates for a standard home in Lake Charles can range from $700 to $2,500 per year. Higher risk zones or older structures may cost more. Private market policies may offer lower rates but have different terms. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Lake Charles Louisiana?
If your property is in a Special Flood Hazard Area and you have a federally backed mortgage, flood insurance is required by law. Even outside high-risk zones, flooding is possible and coverage is recommended.
What does a flood insurance agent do in Lake Charles?
A flood insurance agent helps you determine your flood zone, compare NFIP and private policy options, and complete the application. They also assist with elevation certificates and claims guidance after a flood event.
How long does it take to get flood insurance in Louisiana?
Most NFIP policies have a 30-day waiting period before coverage begins. Private insurers may offer shorter waiting periods. Plan ahead and do not wait until a storm is approaching.