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HomeFlood Insurance AgentsLouisiana › New Orleans

Find Flood Insurance Agents Near You in New Orleans, LA

Browse flood insurance agents serving New Orleans, Louisiana. Updated 2026-07-14.

The top-rated flood insurance agent in New Orleans, Louisiana is FM Agency Group, rated 5.0 stars across 272 reviews. Other highly rated options include Garcia Insurance Services, Brightway Insurance, The Ben Rodriguez Agency, Brooks Insurance Services NOLA. This directory lists 16 flood insurance agents serving New Orleans.

Showing 16 flood insurance agents in New Orleans, LAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1FM Agency Group201 Evans Rd Ste 315(504) 348-3131
2Garcia Insurance Services3815 MacArthur Blvd(504) 875-4077
3Brightway Insurance, The Ben Rodriguez Agency7115 Dominican St(504) 603-0900
4Brooks Insurance Services NOLA3910 General De Gaulle Dr(504) 294-4759
5Daniel Rahman Agency701 Dante St Ste C(504) 756-1234
6Hartwig Moss Insurance Agency2626 Canal St #3(504) 525-9901
7KTS Insurance Agency3239 Bienville St(504) 371-5519
8Chabert Insurance The Ehrhardt Agency824 Elmwood Park Blvd Suite 145(504) 326-6526
9Pappalardo Agency, Inc.145 Allen Toussaint Blvd(504) 486-7441
10Louisiana Underwriters, LLC4718 Paris Ave(504) 326-6986
FA
201 Evans Rd Ste 315
FM Agency Group
Flood Insurance Agent · New Orleans, LA

FM Agency Group serves the New Orleans, Louisiana metro area as a flood insurance agent. The company helps property owners understand the specific flood risks common to the region’s low-lying and coastal geography. It guides clients through the process of securing coverage that meets federal and local requirements. By offering personalized consultations, FM Agency Group assists with policy selection and claims support. Services include finding appropriate plans for residential homes and commercial structures in flood-prone zones.

GI
3815 MacArthur Blvd
Garcia Insurance Services
Flood Insurance Agent · New Orleans, LA

Garcia Insurance Services assists homeowners, businesses, and property managers in New Orleans, Louisiana, with securing flood insurance policies that meet local requirements. The agency focuses on helping clients understand coverage options for properties in high-risk flood zones common to the region. Their work involves assessing individual needs and explaining policy details to ensure adequate protection against water damage from storms or rising water. Additionally, the firm extends its services to clients throughout the broader metro area, including neighboring Jefferson Parish communities.

BI
7115 Dominican St
Brightway Insurance, The Ben Rodriguez Agency
Flood Insurance Agent · New Orleans, LA

Brightway Insurance, The Ben Rodriguez Agency provides expert guidance on flood insurance policies and helps clients assess coverage needs for properties in New Orleans. It offers straightforward service that includes policy review and claims assistance following storm events. Maintenance of coverage involves adjusting policy limits to reflect changing property values and local flood zone updates. The agency services single-family homes, apartments, retail spaces, and restaurants throughout the area.

BI
3910 General De Gaulle Dr
Brooks Insurance Services NOLA
Flood Insurance Agent · New Orleans, LA

Brooks Insurance Services NOLA serves New Orleans and its surrounding communities, including the greater metropolitan area and nearby parishes. As a dedicated flood insurance agent, it handles both standard and excess flood policies needed to protect properties in this high-risk coastal region. It understands the specific flood zone regulations and elevation requirements that affect local homeowners and businesses. The company works by analyzing each property’s unique exposure and then identifying appropriate coverage from the National Flood Insurance Program.

DR
701 Dante St Ste C
Daniel Rahman Agency
Flood Insurance Agent · New Orleans, LA

The Daniel Rahman Agency in New Orleans, LA offers flood insurance either as a one-time policy purchase for existing property owners or as a recurring annual renewal for ongoing protection. Coverage typically includes both structural damage and contents losses caused by rising water. The agency assists clients in understanding flood maps and federal program guidelines to secure appropriate limits. This service is available on a one-time, scheduled, or as-needed basis depending on whether the client requires a single negotiation or regular policy management.

HM
2626 Canal St #3
Hartwig Moss Insurance Agency
Flood Insurance Agent · New Orleans, LA

Hartwig Moss Insurance Agency in New Orleans, LA specializes in securing flood insurance policies for residential and commercial properties. It provides guidance through the complexities of National Flood Insurance Program requirements, helping clients understand coverage limits and exclusions. The agency works with property owners to assess flood zone risks and select appropriate deductibles. It assists with policy renewals and claims support. Before the start of each hurricane season, the agency helps property owners review their existing coverage to ensure adequate protection against potential storm surge and heavy rainfall.

KI
3239 Bienville St
KTS Insurance Agency
Flood Insurance Agent · New Orleans, LA

With New Orleans facing annual hurricane and flash flood threats, KTS Insurance Agency assists property owners in securing the necessary flood coverage. Their work focuses on matching clients with policies that address the specific risks of low-lying neighborhoods and storm-prone zones. Recognizing that rising water can destabilize foundations and damage personal property, the agency ensures clients understand coverage limits and deductibles. An initial consultation typically includes a review of the property’s location on local flood maps and an explanation of available endorsements before scheduling an on-site inspection.

CI
824 Elmwood Park Blvd Suite 145
Chabert Insurance The Ehrhardt Agency
Flood Insurance Agent · New Orleans, LA

Chabert Insurance The Ehrhardt Agency in New Orleans, Louisiana, provides flood insurance coverage for residential properties, helping homeowners protect their structures and belongings from water damage. The agency also offers commercial flood policies designed to safeguard business operations and assets during severe weather events throughout the greater New Orleans area. Clients can rely on the agency for timely policy renewals and adjustments, ensuring continuous protection between regular property visits.

PA
145 Allen Toussaint Blvd
Pappalardo Agency, Inc.
Flood Insurance Agent · New Orleans, LA
LU
4718 Paris Ave
Louisiana Underwriters, LLC
Flood Insurance Agent · New Orleans, LA

Louisiana Underwriters, LLC, based in New Orleans, assists property owners in navigating the complexities of flood insurance. The company specializes in securing flood policies, often as a supplemental coverage for those with high-risk exposure. Given the region’s coastal and low-lying geography, such protection is essential for assets vulnerable to storm surge and heavy rainfall. It serves a variety of commercial sectors including offices, warehouses, and food service establishments that require tailored coverage for their operational premises.

NA
725 Magazine St
NFP, an Aon company
Flood Insurance Agent · New Orleans, LA
(504) 528-9242
nfp.com/about-nfp/find-an-office/725-magazine-street-ste-e-new-orleans-la
MI
4700 Orleans Ave
Martin Insurance Agency, Inc
Flood Insurance Agent · New Orleans, LA
(504) 486-6133
martin-agency.com
VI
4111A Franklin Ave
Value Insurance Agency, LLC.
Flood Insurance Agent · New Orleans, LA
(504) 943-0512
NS
909 Poydras St #1170
Nicola Sr22 Insurance Agency
Flood Insurance Agent · New Orleans, LA
(504) 318-1813
LI
855 Baronne St #2a
Louisiana Insurance Service
Flood Insurance Agent · New Orleans, LA
(985) 652-2077
lainsuranceservice.com
FI
6420 Orleans Ave
Flood Insurance
Flood Insurance Agent · New Orleans, LA
(504) 620-5899
myfloodagent.com

What Does a a Flood Insurance Agent in New Orleans Cost?

Flood insurance costs in Louisiana vary widely based on flood zone, elevation, and building characteristics. An NFIP policy in New Orleans can range from about 700 to over 3,000 dollars per year for a standard home. Private flood insurance may offer different rates and higher coverage limits. This is general information and not insurance advice.

About flood insurance agents in New Orleans

Flood insurance agents in New Orleans help property owners secure coverage through the National Flood Insurance Program and private carriers. Louisiana law requires all agents selling flood insurance to hold a valid Louisiana property and casualty license. Due to the citys high flood risk, many lenders mandate flood insurance for properties in Special Flood Hazard Areas.

Frequently Asked Questions

Do I need flood insurance if I live outside a flood zone in New Orleans?

Even outside high risk zones, flooding can occur. Many lenders still require coverage for properties with federally backed mortgages. Louisiana law does not mandate flood insurance for all homeowners, but it is strongly recommended.

How do I find a flood insurance agent in New Orleans?

You can search the Louisiana Department of Insurance website for licensed agents. Local independent insurance agencies in New Orleans often offer flood policies. Ask if the agent is authorized to write NFIP policies.

What is the waiting period for flood insurance in Louisiana?

NFIP policies have a 30 day waiting period before coverage begins. Some private insurers may have shorter waiting periods. Plan ahead because you cannot get coverage the day before a storm.

Flood Insurance Agents in Other Louisiana Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.