The top-rated disability insurance agent in Wenatchee, Washington is The Suzie @ Wenatchee Insurance Agency, rated 5.0 stars across 295 reviews. Other highly rated options include Wenatchee Insurance Agency, Montgomery Insurance Agency, LLC, CPW-Northwest Premier Insurance. This directory lists 18 disability insurance agents serving Wenatchee.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | The Suzie @ Wenatchee Insurance Agency | 413 N Mission St | (509) 295-9055 |
| 2 | Wenatchee Insurance Agency | 413 N Mission St Suite B | (509) 295-9055 |
| 3 | Montgomery Insurance Agency, LLC | 31 N Chelan Ave | (509) 663-0169 |
| 4 | CPW-Northwest Premier Insurance | 118 N Chelan Ave | (509) 664-2929 |
| 5 | Blue Horizon Insurance and Financial Services LLC | 12 S Wenatchee Ave | (509) 293-7500 |
| 6 | Mitchell, Reed & Schmitten Insurance - Wenatchee | 124 E Penny Rd | (509) 665-0500 |
| 7 | Heidi Huddle: Allstate Insurance | 235 N Mission St | (509) 664-4000 |
| 8 | Noyd & Noyd Insurance Agency | 149 Noyd Ave #300 | (509) 662-2194 |
| 9 | Jake Davison Agency, Inc American Family Insurance | 606 N Chelan Ave | (509) 888-9007 |
| 10 | Davis Insurance Services | 118 N Chelan Ave | (509) 264-1138 |
The Suzie @ Wenatchee Insurance Agency serves Wenatchee and Chelan County, providing services as a disability insurance agent. It guides clients in selecting individual disability income policies that protect earnings if they cannot work due to illness or injury. The agency also helps employers understand group long-term disability plans to ensure workforce financial security. Social Security Disability Insurance applications are another area it assists with, explaining benefits and eligibility for local residents.
Wenatchee Insurance Agency serves homeowners, businesses, and property managers in Wenatchee, Washington, providing disability insurance coverage designed to replace income when injury or illness prevents work. The agency guides clients through policy options suited to individual occupations and local employment conditions. Services include assessing coverage gaps and presenting protection plans for sole proprietors and small teams. The agency also extends these services to East Wenatchee and the surrounding Douglas County area.
Montgomery Insurance Agency, LLC in Wenatchee, WA, provides disability insurance agent services, assisting clients with securing income protection policies tailored to their individual needs. The agency offers ongoing policy reviews and support to help maintain coverage that aligns with changing circumstances. Service plans include guidance through the application process and claims assistance to ensure clients understand their benefits. The agency services the disability insurance needs of individuals associated with single-family homes, apartments, retail establishments, and restaurants.
Serving Wenatchee and the surrounding communities of the Columbia River Valley, CPW-Northwest Premier Insurance handles disability insurance policies designed to replace a portion of lost income if a client cannot work due to illness or injury. The agency works with individuals and small business professionals in the region, explaining the differences between short-term and long-term coverage options. It typically begins each case by reviewing a client’s current occupation and personal financial obligations to determine an appropriate benefit structure.
Blue Horizon Insurance and Financial Services LLC in Wenatchee, WA, helps clients distinguish between one-time disability income policies, covering a single post-injury period, and recurring disability protection that renews to provide extended income replacement. The agency guides individuals through policy options tailored to shield a portion of earnings should illness or injury prevent work. Service is structured on a one-time, scheduled, or as-needed basis to accommodate client preferences.
As winter weather arrives in Wenatchee, residents increasingly consider how an injury or illness might impact their income. Mitchell, Reed & Schmitten Insurance helps local workers understand disability insurance options tailored to their specific careers and financial obligations. The agency explains how short-term and long-term policies can replace lost earnings when medical issues prevent employment. A careful financial review can help determine appropriate benefit levels, waiting periods, and premium structures. The process begins with an initial conversation to assess current coverage gaps and personal priorities.
Heidi Huddle: Allstate Insurance provides disability insurance agent services in Wenatchee, Washington. The agency helps local residents understand and secure coverage that replaces lost income when illness or injury prevents work. General services include policy comparisons, application assistance, and claim guidance. The agency supports clients across a range of occupations, addressing specific risks from common regional activities. It can be especially helpful when ski season injuries or orchard work mishaps create sudden, unexpected periods of lost wages.
Noyd & Noyd Insurance Agency assists individuals with securing financial protection against lost income due to illness or injury, focusing specifically on disability insurance plans tailored to meet unique needs. The agency serves the Wenatchee area and surrounding communities, helping clients understand policy options that maintain stability during unexpected health setbacks. Their services cater to workers from various commercial sectors, including offices, warehouses, and food service.
The Jake Davison Agency, Inc., American Family Insurance, handles disability insurance for residents in the Wenatchee area. Commercial disability coverage for local businesses is also available throughout the surrounding Wenatchee region. This agency assists clients by evaluating individual needs for income protection policies, coordinating the application process, and addressing claims. During the initial consultation, providers explain how specific policy benefits apply to various disability scenarios. Following each regular policy review or claim adjustment, the office schedules follow-up contact to confirm continued coverage adjustments or renewal needs between standard annual visits.
Davis Insurance Services in Wenatchee, Washington is known for helping local professionals navigate the complexities of disability income protection. It serves individuals and small business owners across the region by offering tailored coverage options for short-term and long-term disability needs. The agency works closely with clients to assess their income risks and match them with appropriate policy structures. A specialty service it can add on is residual disability benefits for physicians and other high-income earners.
What Does a a Disability Insurance Agent in Wenatchee Cost?
The cost of disability insurance in Washington typically ranges from 1% to 3% of your annual income. For a 35 year old in Wenatchee earning 50000 per year, a policy may cost between 500 and 1500 annually. Premiums vary based on age, health, occupation, and benefit amount. This is general information, not insurance advice.
About disability insurance agents in Wenatchee
Disability insurance agents in Wenatchee Washington help individuals and businesses find coverage that protects income if injury or illness prevents work. Washington state law requires certain policies to include specific provisions like a 30-day grace period and a 60-day notice of nonrenewal. Agents can explain these rules and guide you to plans that meet your needs.
Frequently Asked Questions
What does a disability insurance agent in Wenatchee do?
A disability insurance agent helps you compare policies from different carriers. They explain coverage options, benefit periods, and elimination periods. They also assist with filing claims and understanding Washington state insurance regulations.
Is disability insurance required in Washington state?
No state law requires individuals to have disability insurance. However, Washington employers with more than 50 employees must provide paid family and medical leave through the state program. Private disability insurance can supplement this coverage.
How long do I have to file a disability claim in Washington?
Most private disability policies require you to file a claim within 30 to 90 days of becoming disabled. Washington law also gives you up to one year to file a claim under the state paid family and medical leave program. Check your policy for exact deadlines.