The top-rated disability insurance agent in Everett, Washington is Vern Fonk Insurance, rated 4.9 stars across 817 reviews. Other highly rated options include McClain Insurance Services, Benefits NW, The Miller Insurance Agency of Washington. This directory lists 20 disability insurance agents serving Everett.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Vern Fonk Insurance | 3531 Rucker Ave Suite A | (425) 434-4036 |
| 2 | McClain Insurance Services | 10410 19th Ave SE STE 100 | (425) 379-9200 |
| 3 | Benefits NW | 8620 Holly Dr Ste 220 | (425) 353-9763 |
| 4 | The Miller Insurance Agency of Washington | 3301 Hoyt Ave | (425) 212-3505 |
| 5 | Calrose Insurance | 2231 Broadway | (425) 252-5188 |
| 6 | Westphal Insurance Agency | 2911 1/2 Hewitt Ave Ste 6 | (425) 354-5988 |
| 7 | SimpliMedicare | 8620 Holly Dr Suite 220-B | (206) 566-5060 |
| 8 | Leavitt Group Northwest | 1010 SE Everett Mall Way Ste 204 | (425) 258-2300 |
| 9 | Progressive Insurance - Claims Office | 808 134th St SW UNIT 203 | (800) 274-4499 |
| 10 | American Insure-All | 3211 Broadway a | (425) 303-9300 |
Serving as a disability insurance agent in Everett, Washington, this firm specializes in helping individuals select private disability coverage. The company guides clients through the process of evaluating income protection policies that can replace a portion of their earnings if sickness or injury prevents them from working. These services assist local professionals, business owners, and hourly workers in understanding their coverage options. The agent particularly helps those nearing open enrollment periods or facing a major life change such as a new job or a recent medical diagnosis.
McClain Insurance Services serves the Everett, Washington metro area as a disability insurance agent. The company assists clients in understanding and securing coverage that replaces a portion of income if an illness or injury prevents them from working. Navigating the various policy options and benefit terms available in Washington State can be complex, and the agency provides guidance on these choices. Its work includes helping individuals evaluate short-term disability policies and long-term disability income protection plans for their specific needs.
Benefits NW offers a comprehensive range of services as a disability insurance agent in Everett, WA, helping clients secure income protection. It provides ongoing support and plan maintenance to ensure policies remain aligned with changing needs throughout the claims process. The company guides individuals and small business owners through coverage options for replacing lost wages due to illness or injury. Benefits NW services clients seeking protection for various property-related risks, including single-family homes, apartments, retail, and restaurants.
The Miller Insurance Agency of Washington in Everett serves homeowners, business owners, and property managers seeking income protection plans. Its agents guide clients through disability insurance options that replace lost wages during illness or injury. They explain policy terms, waiting periods, and benefit durations clearly. Policies can be tailored to cover partial or total disabilities. This agency also provides services to individuals and families in Mill Creek, Mukilteo, and the surrounding Snohomish County metro area.
Calrose Insurance serves clients in Everett, Washington, and the surrounding communities of Snohomish County. The company handles disability insurance agent work, helping individuals secure income protection policies for short-term and long-term needs. It assists residents with understanding policy options that replace lost wages due to illness or injury. To handle a typical job, it reviews each client’s financial situation and employment details to match them with suitable coverage from available providers.
Westphal Insurance Agency in Everett, WA helps clients distinguish between one-time disability policies for short-term needs and recurring coverage options that provide ongoing income protection. The agency guides local individuals through the process of selecting and applying for disability insurance that fits their specific employment and financial circumstances. Services are available on a one-time, scheduled, or as-needed basis depending on the level of support a client requires for initial enrollment or future policy adjustments.
SimpliMedicare specializes in helping individuals navigate disability insurance options, connecting clients with policies that provide income protection during illness or injury. Located in Everett, WA, the agency serves the broader Snohomish County area by evaluating coverage needs and identifying suitable plans from multiple carriers. Its work addresses common local concerns, such as how to maintain financial stability when a medical condition prevents employment. The agency particularly assists those preparing for open enrollment periods or facing a sudden change in health status that requires immediate income replacement planning.
Leavitt Group Northwest operates as a disability insurance agent in Everett, Washington, assisting individuals with income protection strategies. The agency focuses specifically on disability insurance planning, which helps replace a portion of earnings if a client becomes unable to work due to illness or injury. Its services are designed to cover various commercial sectors, including offices, warehouses, and food service operations, each with distinct coverage needs for employees at different risk levels.
As the winter months bring increased risk of slips and falls in Everett, residents often seek reliable income protection. Progressive Insurance - Claims Office serves as a Disability Insurance Agent, helping local workers navigate claims and coverage options. They focus on replacing lost wages during illness or injury, ensuring financial stability for families. Each initial consultation begins with a thorough review of the client’s existing policy and specific needs, followed by scheduling an in-person assessment of their current coverage gaps.
In the Pacific Northwest, seasonal weather shifts often bring unexpected injuries or illnesses that can temporarily halt a paycheck. American Insure-All, located in Everett, WA, helps local workers manage this risk by offering tailored disability insurance policies through a straightforward consultation process. Their agents assess each individual’s occupation and income needs to recommend appropriate short-term or long-term coverage. The initial assessment begins with a free, no-obligation review of current benefits and personal financial exposure, scheduling a phone call or in-person visit to map out a customized plan.
What Does a a Disability Insurance Agent in Everett Cost?
Disability insurance premiums in Washington typically range from 1% to 3% of your annual income, depending on age, health, occupation, and policy features. For a 40-year-old office worker, a policy covering 60% of income may cost $50 to $150 per month. Costs vary significantly by case, and this is general information, not insurance advice.
About disability insurance agents in Everett
Disability insurance agents in Everett, Washington help individuals and businesses secure income protection policies. Washington state law requires insurers to act in good faith under RCW 48.01.030, and agents can guide you through policy options for short-term or long-term disability. Local agents understand the specific needs of Everett workers in industries like aerospace, healthcare, and maritime.
Frequently Asked Questions
What does a disability insurance agent in Everett do?
A disability insurance agent helps you compare policies from multiple carriers, explains coverage limits and elimination periods, and assists with the application process. They do not provide legal advice but can clarify policy terms and state requirements.
How is Washington disability insurance different from other states?
Washington does not have a state-mandated short-term disability program, so private coverage is essential. The state also has a Paid Family and Medical Leave program, but it is separate from private disability insurance. Agents can explain how private policies coordinate with state benefits.
How do I choose a disability insurance agent in Everett?
Look for an agent licensed in Washington with experience in disability coverage. Ask about their carrier relationships and whether they offer both individual and group policies. Check their standing with the Washington State Office of the Insurance Commissioner.
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