The top-rated disability insurance agent in Lake Stevens, Washington is Denton Atkinson - State Farm Insurance Agent, rated 4.9 stars across 267 reviews. Other highly rated options include Keith Partington: Allstate Insurance, Keith Akins - State Farm Insurance Agent, Lechtenberg Agency, LLC American Family Insurance. This directory lists 15 disability insurance agents serving Lake Stevens.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Denton Atkinson - State Farm Insurance Agent | 7304 10th St SE Ste B101 | (425) 374-1171 |
| 2 | Keith Partington: Allstate Insurance | 7315 10th St SE Unit 102 | (425) 322-3642 |
| 3 | Keith Akins - State Farm Insurance Agent | 512 91st Ave NE Suite A | (425) 334-9454 |
| 4 | Lechtenberg Agency, LLC American Family Insurance | 430 91st Ave NE #9d | (425) 474-8061 |
| 5 | Kelly Cooley - COUNTRY Financial Agent | 9623 32nd St SE Ste 118 | (360) 825-5112 |
| 6 | COVER | 1803 Main St | (425) 319-5110 |
| 7 | WA Property Insurance | 12106 20th St NE | (425) 374-3269 |
| 8 | The Tidal Group | 12106 20th St NE | (855) 818-4325 |
| 9 | Lake stevens insurance Group | 208 91st Ave NE | (253) 367-4116 |
| 10 | Farmers Insurance - Bruce Hauglie | 9433 4th St NE #102 | (425) 334-5023 |
Denton Atkinson - State Farm Insurance Agent serves the Lake Stevens area of Snohomish County, providing disability insurance services to local residents and workers. A disability insurance agent helps clients secure coverage that replaces a portion of income if an illness or injury prevents them from working. The agency guides individuals and families through policy options tailored to their occupation and financial needs. This includes short-term policies covering temporary disabilities and long-term plans for extended recovery periods.
Keith Partington: Allstate Insurance provides disability insurance agent services tailored to the Lake Stevens, Washington area. The office helps individuals and business owners secure coverage designed to replace lost income during illness or injury. Ongoing service includes policy reviews to adjust benefits as personal circumstances change, supporting long-term financial stability. The agency also assists with claims filing and benefit coordination to simplify the recovery process. Its services are available for clients living in single-family homes, apartments, retail spaces, and restaurants.
Keith Akins - State Farm Insurance Agent serves local homeowners, renters, and business owners in the Lake Stevens, Washington, area seeking disability income protection. The agency helps clients explore coverage options that can replace a portion of lost earnings if an illness or injury prevents them from working. They focus on understanding each customer’s occupation and income level to guide policy selection. Their services extend to neighboring communities within Snohomish County, including Marysville and the suburban areas north of Everett.
Lechtenberg Agency, LLC American Family Insurance serves clients in Lake Stevens and the surrounding communities of Snohomish County, focusing on disability insurance needs. This practice handles applications for income protection policies designed to replace a portion of wages if an illness or injury prevents work. The agency typically begins by reviewing a client's occupation and income requirements to match them with suitable coverage options that align with their financial situation and daily responsibilities.
Kelly Cooley, a COUNTRY Financial agent in Lake Stevens, WA, specializes in providing disability insurance policies that protect income during illness or injury. She works with local clients to design tailored coverage for individual and professional needs. This involves assessing specific work and lifestyle risks to help maintain financial stability. Agents also coordinate with other types of insurance to build a well-rounded plan. When the extended rainy season increases accident risks, many seek guidance on filing claims or adjusting their current protection.
COVER in Lake Stevens offers both one-time consultations for specific disability insurance needs and ongoing service for clients seeking long-term income protection. Coverage helps replace a portion of earnings if illness or injury prevents work, providing financial stability during recovery. The company guides individuals through policy options suited to their occupation and budget. Service at COVER operates on an as-needed basis, allowing clients to schedule appointments for policy reviews, claims assistance, or plan adjustments without mandatory recurring commitments.
In the Pacific Northwest, unexpected illnesses or injuries can quickly disrupt a household’s financial stability, which is where WA Property Insurance in Lake Stevens steps in. The agency helps local workers understand how disability insurance protects a portion of their income during recovery. While focusing on individual needs, the agent guides clients through the selection of appropriate policy structures for short- or long-term gaps. An initial consultation is scheduled to review each person’s current coverage, occupation, and earning patterns.
The Tidal Group provides disability insurance agent services to residents throughout Lake Stevens, Washington. For commercial clients in the area, the team also offers coverage solutions tailored to business needs. These services are available to those living or working across Snohomish County and the wider Puget Sound region. A professional consultation is typically scheduled to begin the process, with the agent subsequently reaching out before each policy renewal to discuss any necessary adjustments following the initial visit.
Lake Stevens Insurance Group in Lake Stevens, Washington, is known for helping local residents secure disability insurance coverage to protect their income against unexpected illness or injury. Its service range includes guiding clients through policy options tailored to various occupations and budgets. The company explains how disability insurance can replace a portion of lost earnings during recovery periods. It also offers assistance comparing long-term and short-term coverage plans, and can add on a rider for partial disability benefits.
Farmers Insurance - Bruce Hauglie in Lake Stevens, WA provides comprehensive insurance solutions with a specific focus on disability insurance agent services. This agency helps individuals and businesses protect their income through coverage that replaces wages if illness or injury prevents work. The agent works with clients to evaluate their financial risks and select appropriate disability policies tailored to their needs. Various commercial sectors, including offices, warehouses, and food service operations, can benefit from these income protection plans for their employees.
What Does a a Disability Insurance Agent in Lake Stevens Cost?
Disability insurance agent fees in Washington typically range from 100 to 300 dollars per hour for consultation. Some agents charge a flat fee of 500 to 2,000 dollars for claim assistance or appeal work. Costs vary based on the complexity of your case and the agents experience. This is general information and not insurance advice.
About disability insurance agents in Lake Stevens
Disability insurance agents in Lake Stevens help residents navigate long-term and short-term disability claims. Washington state law requires insurers to follow strict deadlines for claim decisions under RCW 48.18.550. Working with a local agent can simplify the process and ensure you understand your policy benefits.
Frequently Asked Questions
What does a disability insurance agent in Lake Stevens do?
A disability insurance agent helps you file claims, gather medical evidence, and communicate with the insurance company. They can also assist with appeals if your claim is denied. Agents are licensed in Washington and understand state regulations.
How long does Washington law give an insurer to decide a disability claim?
Under Washington law RCW 48.18.550, insurers must decide on a disability claim within 45 days of receiving it. They may extend this by 30 days for special circumstances. If the claim is denied, you have 180 days to file an appeal.
Can a disability insurance agent help with an appeal in Lake Stevens?
Yes. Agents can review the denial letter, help you gather additional medical records, and submit a formal appeal. They know the common reasons for denial in Washington and can guide you through the process.