The top-rated disability insurance agent in Federal Way, Washington is Brian Harris - State Farm Insurance Agent, rated 4.9 stars across 761 reviews. Other highly rated options include Julia Johnson - State Farm Insurance Agent, Federal Way Ace Insurance & Retirement Services, Kyle Van Santen - State Farm Insurance Agent. This directory lists 20 disability insurance agents serving Federal Way.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Brian Harris - State Farm Insurance Agent | 34004 16th Ave S | (253) 838-4902 |
| 2 | Julia Johnson - State Farm Insurance Agent | 3450 S 344th Way Suite 110 | (253) 927-2886 |
| 3 | Federal Way Ace Insurance & Retirement Services | 33100 Pacific Hwy S #1 | (253) 442-6222 |
| 4 | Kyle Van Santen - State Farm Insurance Agent | 1400 S 312th St #2 | (253) 838-0422 |
| 5 | Greg Green Insurance Agency | 33720 9th Ave S Ste 2 | (253) 216-2378 |
| 6 | Bill Love: Allstate Insurance | 29918 Pacific Hwy S | (253) 568-0036 |
| 7 | Inszone Insurance Services | 33301 1st Way S Suite C130 | (253) 838-1301 |
| 8 | Progressive Insurance - Claims Office | 33820 Weyerhaeuser Way S | (800) 274-4499 |
| 9 | Farmers Insurance - Michelle Morales | 202 S 348th St # 3 | (206) 575-1111 |
| 10 | Davis Agency LLC American Family Insurance | 33919 9th Ave S Ste 204 | (253) 733-3099 |
Brian Harris, operating as a State Farm Insurance Agent in Federal Way, Washington, provides disability income protection to residents in their homes and to commercial clients throughout the local service area. These policies help replace a portion of lost earnings should an illness or injury prevent the policyholder from working. The agent works closely with clients to explain policy terms and coverage options during an initial consultation. A follow-up or repeat service is often scheduled between regular visits to address any changes in the client’s financial situation or employment.
Julia Johnson - State Farm Insurance Agent serves Federal Way and the surrounding King County area as a local disability insurance agent. The agency helps individuals and small business owners explore coverage options designed to replace a portion of lost income due to illness or injury. Clients can review policy terms for short-term and long-term disability plans that align with personal financial protection needs in this region.
Federal Way Ace Insurance & Retirement Services serves local homeowners, renters, and small business owners in Federal Way, Washington, by helping them select disability insurance policies that replace a portion of income if an illness or injury prevents them from working. The agents guide clients through options for short-term and long-term coverage, explaining how benefits can protect savings and monthly expenses. They also assist families in comparing policy terms to find suitable protection. Their service area additionally covers the neighboring communities of Auburn and Kent.
Kyle Van Santen - State Farm Insurance Agent serves Federal Way, Washington, and the surrounding South King County communities. As a disability insurance agent, this office handles the evaluation of individual and group disability policies for local residents and workers. It reviews clients’ current coverage to identify gaps and recommends plans that provide income replacement if illness or injury prevents employment. The office generally begins each case with a thorough consultation to understand the client’s occupation and financial obligations before searching for suitable policy options.
As a disability insurance agent in Federal Way, WA, Greg Green Insurance Agency offers specialized services focused on income protection for when medical conditions prevent work. It guides clients through the process of securing coverage tailored to individual needs and employment situations. The agency addresses common concerns about replacing lost wages during recovery from illness or injury. With the changing seasons increasing the risk of slips on icy sidewalks or falls from ladder work during holiday preparations, the agency provides timely guidance on safeguarding one’s financial stability.
Bill Love: Allstate Insurance in Federal Way, WA offers disability insurance clients the choice between a single, one-time policy purchase and recurring service options for ongoing policy reviews or modifications. Coverage through this agency is designed to protect a portion of an individual’s income should they become unable to work due to illness or injury. These policies help replace lost earnings during the disability period, providing financial stability. Service runs on an as-needed basis, allowing clients to request adjustments or consultations whenever their circumstances change.
When Federal Way residents face an unexpected illness or injury, securing income protection becomes a pressing concern. Inszone Insurance Services assists local workers by evaluating individual coverage needs for disability insurance. The agent reviews each client’s occupation, existing employer benefits, and monthly budget to explain policy options from various carriers. After this discussion, the company schedules a personal consultation to complete a detailed initial assessment of the applicant’s health and financial situation.
Progressive Insurance - Claims Office in Federal Way, WA, provides disability insurance agent services, including policy guidance and claim filing assistance. Its service plans involve helping clients understand coverage terms and navigating the claims process to secure benefits. Supporting individuals and businesses, the office offers consultations on policy options and claim documentation. It also provides ongoing support for policy maintenance and updates as circumstances change. The office services single-family homes, apartments, retail, and restaurants.
Farmers Insurance - Michelle Morales provides disability insurance services in Federal Way, Washington, helping clients protect their income through tailored coverage options. As a disability insurance agent, the company focuses on policies that replace lost earnings if an injury or illness prevents work. These plans can supplement other benefits or stand alone for self-employed individuals. The agency serves a range of commercial sectors, including local offices, warehouses, and food service operations, where employee financial security is a key concern.
What Does a a Disability Insurance Agent in Federal Way Cost?
Disability insurance agent services in Washington are typically commission-based, meaning you do not pay a direct fee for their help. The cost of the policy itself varies widely based on age, health, occupation, and benefit amount. Monthly premiums for a standard individual policy in Washington can range from 1% to 3% of your income. This is general information, not insurance advice.
About disability insurance agents in Federal Way
Disability insurance agents in Federal Way, Washington help individuals and businesses secure income protection policies. Washington state law requires agents to be licensed through the Office of the Insurance Commissioner. Agents can guide you through group or individual disability plans tailored to your needs.
Frequently Asked Questions
What does a disability insurance agent in Federal Way do?
A disability insurance agent helps you compare policies from different carriers. They explain coverage options, waiting periods, and benefit amounts. Agents also assist with policy changes and claims questions.
How do Washington state laws affect disability insurance?
Washington follows the Washington Insurance Code which governs policy standards and agent conduct. The state does not mandate private disability insurance but regulates how policies are sold and claims are handled. Agents must follow strict disclosure rules.
Can a Federal Way agent help with an existing disability claim?
Yes, many agents can review your current policy and help you understand your benefits. They can also connect you with resources for filing a claim. However, agents cannot provide legal advice for denied claims.