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Find Disability Insurance Agents Near You in Kirkland, WA

Browse disability insurance agents serving Kirkland, Washington. Updated 2026-07-14.

The top-rated disability insurance agent in Kirkland, Washington is CEG Life Insurance Services, rated 5.0 stars across 121 reviews. Other highly rated options include Absolute Insurance Solutions, Ken Williams CHFC CLTC CLU CHRS INC, ALLSTAR Financial Insurance. This directory lists 15 disability insurance agents serving Kirkland.

Showing 15 disability insurance agents in Kirkland, WAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1CEG Life Insurance Services611 4th Ave. suite a(425) 947-5232
2Absolute Insurance Solutions733 7th Ave #204(425) 610-6909
3Ken Williams CHFC CLTC CLU CHRS INC11335 NE 122nd Way #105, Office 117(425) 539-2016
4ALLSTAR Financial Insurance9805 NE 116th St suite 206(425) 814-6378
5CHOICE Insurance1715 Market St # 100(425) 739-6565
6Best insurance Kirkland3951 Lake Washington Blvd NE(253) 518-3812
7Commercial Insurance Northwest959 6th St South(425) 600-9292
8Kirkland insurance co5710 Lake Washington Blvd NE(253) 242-9167
9Lee Insurance Services11410 98th Ave NE(425) 576-0464
10The Schultz Agency12014 NE 132nd Ct(206) 949-6002
CL
611 4th Ave. suite a
CEG Life Insurance Services
Disability Insurance Agent · Kirkland, WA

CEG Life Insurance Services serves residents of King County and the greater Kirkland area as a focused disability insurance agent. The firm assists individuals and professionals in protecting their income against unexpected illness or injury. It specializes in evaluating coverage options that replace lost wages during recovery periods. Its work includes helping local workers secure short-term disability plans for immediate income protection and long-term policies that provide extended financial stability following serious medical events.

AI
733 7th Ave #204
Absolute Insurance Solutions
Disability Insurance Agent · Kirkland, WA

Absolute Insurance Solutions in Kirkland, WA offers a range of disability insurance agent services, including evaluating individual needs and matching clients with appropriate income protection policies. The company provides annual plan reviews and assistance with filing claims for existing policies. Its service approach focuses on explaining policy terms and coverage options to ensure informed decisions. Absolute Insurance Solutions serves single-family homes, apartments, retail businesses, and restaurants in the Kirkland area.

KW
11335 NE 122nd Way #105, Office 117
Ken Williams CHFC CLTC CLU CHRS INC
Disability Insurance Agent · Kirkland, WA

Ken Williams CHFC CLTC CLU CHRS INC serves homeowners, business owners, and self-employed professionals in Kirkland seeking to protect their income from unexpected illness or injury. The agency guides clients through the process of selecting disability insurance policies that suit individual occupations and financial needs. Assistance includes evaluating benefit periods, elimination periods, and coverage riders. The company also serves clients throughout the broader Eastside area, including communities such as Redmond and Bellevue.

AF
9805 NE 116th St suite 206
ALLSTAR Financial Insurance
Disability Insurance Agent · Kirkland, WA

ALLSTAR Financial Insurance serves Kirkland, Washington and the surrounding Eastside communities, handling disability insurance needs for local residents and professionals. The company works with clients to secure coverage that replaces a portion of income if illness or injury prevents them from working. Its typical approach involves evaluating an individual’s occupation, current earnings, and existing benefits to recommend policies from different carriers that fit the client’s financial situation.

CI
1715 Market St # 100
CHOICE Insurance
Disability Insurance Agent · Kirkland, WA

Unlike financial planners who offer recurring annual reviews, a disability insurance agent typically assists with a single policy purchase while also addressing future coverage adjustments. CHOICE Insurance serves clients in Kirkland, Washington, and the surrounding region, helping individuals understand how disability coverage replaces lost income during an illness or injury. This agent works with policyholders to clarify benefit periods and elimination periods as part of standard practice. Their service operates strictly on an as-needed basis, triggered when a client requests a consultation or policy change.

BI
3951 Lake Washington Blvd NE
Best insurance Kirkland
Disability Insurance Agent · Kirkland, WA

Best Insurance in Kirkland offers disability insurance planning to help residents of Kirkland, Washington, protect their income against unforeseen medical conditions. The firm guides clients through policy options that can replace lost earnings when an injury or illness prevents them from working. Its services also include reviewing existing coverage and explaining how benefits coordinate with employer plans or state programs. This spring, as many Kirkland professionals begin new outdoor recreation or home improvement projects, the agency assists with understanding how a potential accident might affect financial stability.

CI
959 6th St South
Commercial Insurance Northwest
Disability Insurance Agent · Kirkland, WA

Commercial Insurance Northwest helps clients in and around Kirkland secure income protection through disability insurance policies. This agency specializes in providing disability insurance coverage, which replaces a portion of income if an illness or injury prevents work. Businesses and individuals alike can turn to this agent for needs assessment and policy selection guidance. The company is well positioned to serve a variety of commercial sectors, including offices, warehouses, and food service operations.

KI
5710 Lake Washington Blvd NE
Kirkland insurance co
Disability Insurance Agent · Kirkland, WA

As Lake Washington workers face winter weather that makes commutes unpredictable, Kirkland insurance co helps local professionals in Kirkland, WA understand how short-term disability coverage can protect their income during an unexpected illness or injury. Their agents explain the key difference between employer-provided plans and individual policies, ensuring each client knows exactly what medical and financial scenarios are covered. An initial consultation begins with a review of the applicant's current occupation, existing benefits, and monthly expenses.

LI
11410 98th Ave NE
Lee Insurance Services
Disability Insurance Agent · Kirkland, WA

Lee Insurance Services of Kirkland, Washington, assists residents in securing disability insurance to protect their income during illness or injury. The firm also offers commercial disability coverage tailored for local business owners and self-employed professionals throughout the greater Seattle area. Agents in this region typically consult with clients to choose appropriate benefit periods and elimination riders. Regular follow-up appointments help policyholders adjust their coverage as financial situations evolve, ensuring continued protection between routine visits.

SA
12014 NE 132nd Ct
The Schultz Agency
Disability Insurance Agent · Kirkland, WA

The Schultz Agency in Kirkland, Washington, functions as a dedicated disability insurance agent, helping local professionals and small business owners protect their income against unexpected illness or injury. It guides clients through a range of disability policies designed for long-term financial security. The agency explains benefit periods, elimination periods, and partial disability definitions. For a specialty service add-on, it can evaluate an existing employer-provided group plan to identify gaps requiring an individual policy.

TA
10526 NE 68th St
Totem Agencies Inc
Disability Insurance Agent · Kirkland, WA
(425) 827-8774
totemagencies.com
TI
11811 NE 128th St
Top insurance agency
Disability Insurance Agent · Kirkland, WA
(253) 256-5842
BI
12509 130th Ln NE B132-C
Best Insurance Services
Disability Insurance Agent · Kirkland, WA
(206) 707-3373
bestinsuranceservicesllc.com
EI
520 Kirkland Way Suite 203
EVO INSURANCE SERVICES, LLC
Disability Insurance Agent · Kirkland, WA
(425) 250-8520
evoinsuranceservices.com
SI
11312 NE 124th St
Secured Insurance Kirkland
Disability Insurance Agent · Kirkland, WA
(509) 213-0549

What Does a a Disability Insurance Agent in Kirkland Cost?

Disability insurance agents in Washington typically charge an hourly fee ranging from $150 to $400, or a flat fee of $500 to $3,000 depending on the complexity of your case. Some agents offer free initial consultations. Costs vary by case and agent experience. This is general information and not insurance advice.

About disability insurance agents in Kirkland

Disability insurance agents in Kirkland, Washington assist residents with filing claims and navigating appeals for private and employer-sponsored policies. Washington state law requires insurers to respond to claims within 30 days, and agents can help ensure your application meets all deadlines. Local agents understand the unique needs of Kirkland professionals and can guide you through the process.

Frequently Asked Questions

What does a disability insurance agent in Kirkland do?

A disability insurance agent helps you file claims, gather medical evidence, and communicate with the insurance company. They can also assist with appeals if your claim is denied, ensuring you meet Washington state deadlines.

How long do I have to file a disability claim in Washington?

Washington state law generally requires insurers to make a decision within 30 days of receiving a claim. For ERISA-governed policies, you typically have 180 days to appeal a denied claim.

Do I need a disability insurance agent if I have a policy through my employer?

Yes, employer-sponsored plans are often governed by ERISA, which has strict deadlines and procedures. An agent can help you navigate these rules and avoid common mistakes that lead to denials.

Disability Insurance Agents in Other Washington Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each disability insurance agent's credentials and current standing with your state Department of Insurance.