ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Disability Insurance Agents Near You in Bothell, WA

Browse disability insurance agents serving Bothell, Washington. Updated 2026-07-14.

The top-rated disability insurance agent in Bothell, Washington is Lorenzo Valdivia Jr - State Farm Insurance Agent, rated 4.9 stars across 383 reviews. Other highly rated options include Rocio Luna-Culotti - State Farm Insurance Agent, ProStar Insurance, Farmers Insurance - Rares Boghez. This directory lists 13 disability insurance agents serving Bothell.

Showing 13 disability insurance agents in Bothell, WAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Lorenzo Valdivia Jr - State Farm Insurance Agent17901 Bothell Everett Hwy Ste F-105(425) 408-0576
2Rocio Luna-Culotti - State Farm Insurance Agent22020 17th Ave SE #220(425) 318-4143
3ProStar Insurance10308 NE 183rd St(425) 881-2400
4Farmers Insurance - Rares Boghez22232 17th Ave SE Ste 212(425) 214-4436
5Ilana Yagudayev American Family Insurance22910 Bothell Everett Hwy Ste 101(425) 485-9020
6English Insurance Group11830 NE 195th St(425) 673-7948
7Ordinary Insurance Agency WA19201 120th Ave NE(509) 584-5169
8The Stenmoe Agency Inc.: Allstate Insurance18223 102nd Ave NE suite a(425) 486-8135
9Phillips InsuranceBy Appointment Only, 18920 Bothell Way NE # 203(425) 485-8660
10Capital Coverage Insurance18323 Bothell Everett Hwy #320(206) 905-8431
LV
17901 Bothell Everett Hwy Ste F-105
Lorenzo Valdivia Jr - State Farm Insurance Agent
Disability Insurance Agent · Bothell, WA

Lorenzo Valdivia Jr - State Farm Insurance Agent serves Bothell and surrounding areas of King and Snohomish counties as a provider of disability insurance solutions. The agency works with local residents and business owners to help protect their income if illness or injury prevents them from working. They guide clients through the process of selecting appropriate coverage options that align with individual needs. The agency also assists with short-term disability policies and long-term disability insurance plans for those planning ahead.

RL
22020 17th Ave SE #220
Rocio Luna-Culotti - State Farm Insurance Agent
Disability Insurance Agent · Bothell, WA

Rocio Luna-Culotti - State Farm Insurance Agent in Bothell, WA provides disability insurance coverage designed to replace a portion of income if an injury or illness prevents work. The agency offers policy reviews to help clients understand their options and addresses changes in coverage needs through ongoing support. Services are available for individuals securing personal income protection as well as for small business owners. This agency serves local single-family homes, apartments, retail, and restaurants.

PI
10308 NE 183rd St
ProStar Insurance
Disability Insurance Agent · Bothell, WA

ProStar Insurance assists homeowners, business owners, and professionals across Bothell, WA, with securing disability income protection. The agency helps clients evaluate policy options that replace a portion of lost earnings if an illness or injury prevents them from working. Navigating the complexities of disability coverage requires careful attention to benefit periods, elimination periods, and occupation-specific definitions. Serving the greater Bothell community, ProStar Insurance also extends its services to clients living and working in nearby Kirkland.

FI
22232 17th Ave SE Ste 212
Farmers Insurance - Rares Boghez
Disability Insurance Agent · Bothell, WA

Farmers Insurance - Rares Boghez in Bothell, WA offers both one-time policy purchases and ongoing service plans for disability insurance. Coverage helps replace a portion of lost income if injury or illness prevents work. The agent guides clients in matching policy terms such as benefit amount, elimination period, and benefit duration to personal budgets and occupation risk. Monthly premium structures, rider options, and renewal schedules are reviewed to ensure suitability. Service runs on either a one-time policy setup or a scheduled annual review basis.

IY
22910 Bothell Everett Hwy Ste 101
Ilana Yagudayev American Family Insurance
Disability Insurance Agent · Bothell, WA

Ilana Yagudayev American Family Insurance serves Bothell, Washington and the surrounding communities of Snohomish and King Counties. The agency handles disability insurance policies. These policies help replace a portion of income if an illness or injury prevents a person from working. The agency assists clients in understanding policy details and coverage options. It works with individuals to evaluate their personal circumstances and financial needs. To handle a typical job, it reviews a client's current occupation, income level, and existing benefits before presenting suitable coverage choices.

EI
11830 NE 195th St
English Insurance Group
Disability Insurance Agent · Bothell, WA

Specializing in tailored disability insurance solutions, English Insurance Group also provides comprehensive guidance on all forms of income protection coverage for professionals in Bothell, Washington. The agency works with residents to build plans that replace lost earnings during an illness or injury, ensuring financial stability through periods of medical recovery. Every client receives a detailed policy review to align coverage with their unique career risks and household expenses. The firm also supports those transitioning between jobs, helping them avoid gaps in protection when employer-sponsored benefits expire.

OI
19201 120th Ave NE
Ordinary Insurance Agency WA
Disability Insurance Agent · Bothell, WA

Ordinary Insurance Agency WA provides disability insurance agent services to residential clients in Bothell, Washington. Commercial coverage is also available for local businesses needing protection for employee benefits. The agency serves all surrounding areas within Snohomish and King Counties. Agents work with individuals and employers to understand policy options that replace lost income due to illness or injury. Follow-up service is provided between regular annual visits to adjust policies as personal or business circumstances change throughout the year.

SA
18223 102nd Ave NE suite a
The Stenmoe Agency Inc.: Allstate Insurance
Disability Insurance Agent · Bothell, WA

Residents of Bothell often wonder how to protect their income after an unexpected illness or injury keeps them from working. The Stenmoe Agency Inc.: Allstate Insurance provides one-on-one consultations to help individuals evaluate short-term and long-term disability coverage that fits their personal financial situation. Their process begins with a thorough review of the client’s current employment benefits and monthly obligations. An initial in-person assessment then identifies any gaps in existing protection and outlines the available policy options.

PI
By Appointment Only, 18920 Bothell Way NE # 203
Phillips Insurance
Disability Insurance Agent · Bothell, WA

Phillips Insurance, based in Bothell, WA, is known for helping local residents understand and select disability insurance policies. The company guides clients through coverage options that protect income during illness or injury. It evaluates individual employment situations and financial needs to recommend suitable plans. Phillips Insurance advises on short-term and long-term disability benefits, ensuring clients grasp policy terms and exclusions. A specialty service it can add on is assisting with the development of group disability plans for small businesses.

CC
18323 Bothell Everett Hwy #320
Capital Coverage Insurance
Disability Insurance Agent · Bothell, WA
KI
1729 208th St SE
Kallberg Insurance
Disability Insurance Agent · Bothell, WA
(425) 746-1885
kallberginsurance.com
HI
12100 NE 195th St Suite 200
HUB International
Disability Insurance Agent · Bothell, WA
(425) 489-4500
hubinternational.com/offices/us/washington/bothell
YI
19125 North Creek Pkwy STE 120 PMB#309
YLS Insurance Group LLC
Disability Insurance Agent · Bothell, WA
(206) 653-9505
ylsinsurance.com

What Does a a Disability Insurance Agent in Bothell Cost?

Disability insurance premiums in Washington typically range from 1% to 3% of your annual income, depending on your age, health, occupation, and benefit amount. For example, a 40-year-old office worker might pay $50 to $150 per month for a policy replacing 60% of income. Costs vary by case and carrier. This is general information, not insurance advice.

About disability insurance agents in Bothell

Disability insurance agents in Bothell, Washington help individuals and businesses secure income protection policies. Washington state law requires certain disability benefits to be provided under the state paid family and medical leave program, but private agents can assist with supplemental coverage. Agents also guide clients through the claims process and policy selection tailored to local needs.

Frequently Asked Questions

What does a disability insurance agent in Bothell do?

A disability insurance agent helps you find and purchase a policy that replaces part of your income if you become unable to work. They explain policy terms, compare options from different carriers, and assist with filing claims. In Washington, agents must be licensed by the Office of the Insurance Commissioner.

How does Washington state paid leave affect private disability insurance?

Washington offers paid family and medical leave through the Employment Security Department, but it covers only a portion of your wages up to a cap. Private disability insurance can supplement this benefit to provide higher income replacement. An agent can help you coordinate both types of coverage.

Are there time limits for filing a disability claim in Washington?

Yes, most private disability policies require you to file a claim within 30 to 90 days of becoming disabled. Washington state paid leave claims must be filed within 30 days of the start of leave. An agent can help you understand the deadlines in your specific policy.

Disability Insurance Agents in Other Washington Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each disability insurance agent's credentials and current standing with your state Department of Insurance.