The top-rated disability insurance agent in Kennewick, Washington is Mid-Columbia Insurance, rated 4.9 stars across 2,040 reviews. Other highly rated options include Vern Fonk Insurance, Rojas Insurance, Highstreet Insurance & Financial Services. This directory lists 19 disability insurance agents serving Kennewick.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mid-Columbia Insurance | 8601 W Clearwater Ave | (509) 783-5600 |
| 2 | Vern Fonk Insurance | 7520 W Clearwater Ave Suite C | (509) 281-7001 |
| 3 | Rojas Insurance | 3311 W Clearwater Ave Suite D102 | (509) 619-0936 |
| 4 | Highstreet Insurance & Financial Services | 6816 W Rio Grande Ave C | (509) 736-3599 |
| 5 | State Farm: Scott Smith | 2555 S Quillan Pl Suite 110 | (509) 783-0172 |
| 6 | Purple Tree Insurance | 8350 W Grandridge Blvd Ste 200 | (509) 866-5188 |
| 7 | Senior Benefits Solutions | 1407 N Young St # A9 | (509) 735-1011 |
| 8 | Legacy One Insurance | 8508 W Gage Blvd | (509) 204-8517 |
| 9 | DeLeon Insurance Services, LLC | 201 N Edison St #229 | (509) 735-5055 |
| 10 | Mulvihill Insurance Services | 11 N Morain St | (509) 783-8105 |
Mid-Columbia Insurance serves the Kennewick area in Benton County, offering services as a disability insurance agent. The company helps individuals and families secure coverage that provides income replacement if they become unable to work due to illness or injury. Policies are tailored to fit different occupations and health situations, ensuring clients understand their options before making decisions. The firm handles both short-term and long-term disability insurance plans, addressing local needs for financial protection during unexpected medical leaves or recovery periods.
Vern Fonk Insurance serves the Kennewick, Washington area and surrounding communities, handling disability insurance needs for local residents and workers. It helps clients navigate policies that provide income replacement if injury or illness prevents them from working. The agency assists with comparing plan options and submitting the necessary application paperwork. It generally approaches each job by gathering client-specific details to identify suitable coverage and guiding applicants through the underwriting process.
Rojas Insurance provides disability insurance services for individuals and businesses in Kennewick, Washington. It helps clients select policies that offer income protection in the event of illness or injury, and can review existing coverage to ensure it meets current needs. The agent assists with initial plan setup and provides ongoing support for policy adjustments or claims questions. These services are available to single-family home owners, apartment residents, retail workers, and restaurant employees.
Highstreet Insurance & Financial Services serves homeowners, businesses, and property managers in Kennewick, Washington, by helping them secure disability insurance coverage. The agency assists clients in understanding options that protect income if an injury or illness prevents work. Policies are designed to replace a portion of lost wages during recovery. The firm provides personalized guidance on plan selection and application processes. It also covers clients throughout the Tri-Cities area, including neighborhoods in nearby Richland and West Pasco.
State Farm agent Scott Smith serves Kennewick, Washington, and the surrounding Mid-Columbia communities. This office handles disability insurance policies designed to protect a client’s income if illness or injury prevents them from working. They also address related coverage needs common to local residents, such as coordinating benefits with existing employer plans. When assisting a client, the agency typically begins by reviewing the individual’s current income and occupation, then matches policy options to their specific risk exposure and budget.
Purple Tree Insurance in Kennewick, WA assists clients in distinguishing between short-term and long-term disability policies, where a one-time plan provides a specific benefit period while a recurring option offers ongoing income replacement. Coverage typically protects a portion of the policyholder’s pre-disability earnings in the event of illness or injury. This agent schedules client consultations on an as-needed basis to address new coverage needs, policy reviews, or benefit claims.
Senior Benefits Solutions offers disability insurance services focused on income protection for individuals in Kennewick, Washington. The agency assists clients in evaluating policies that replace a portion of earnings if illness or injury prevents them from working. It guides residents through plan selection and application processes, ensuring coverage aligns with personal financial needs. This includes helping local professionals understand waiting periods and benefit durations. As the colder months approach, the company helps workers address potential coverage gaps that might arise from seasonal employment fluctuations or winter-related injuries affecting job duties.
Legacy One Insurance provides disability insurance solutions to individuals and businesses throughout the Kennewick, Washington area. The agency focuses on helping clients secure income protection plans that offer financial stability during periods of illness or injury. They additionally serve as a resource for understanding coverage options that supplement employer-sponsored benefits or self-employment needs. Their services can support the workforce in commercial settings such as professional offices, warehouse operations, and food service establishments.
DeLeon Insurance Services, LLC provides disability insurance to residents in Kennewick and the surrounding local area. The firm also assists commercial clients in evaluating coverage needs for their workforce. Serving the broader Mid-Columbia region, the agency reviews policy options to protect income against illness or injury. Clients benefit from straightforward consultations focused on individual circumstances. Follow-up appointments are scheduled as needed to adjust coverage between regular claim reviews.
With open enrollment behind them, many Kennewick residents reassess their coverage gaps in early spring. Mulvihill Insurance Services provides focused guidance on disability insurance to protect local workers’ income. An agent explains key policy details, including elimination periods and benefit durations tailored to individual occupations. The process begins with a free initial consultation to review current earnings and personal risk factors. No medical exam is required for basic qualification. A licensed professional then completes a thorough coverage needs analysis to determine suitable options before scheduling the follow-up appointment.
What Does a a Disability Insurance Agent in Kennewick Cost?
The cost of disability insurance in Washington typically ranges from 1% to 3% of your annual income for a policy. For example, a policy with a 90-day waiting period and a benefit of $2,000 per month might cost between $30 and $60 per month. Costs vary based on age, health, occupation, and policy terms. This is general information, not insurance advice.
About disability insurance agents in Kennewick
Disability insurance agents in Kennewick, Washington help individuals and businesses find coverage that meets their needs. Washington state law requires certain disability benefits for workers under the Paid Family and Medical Leave program. A local agent can explain how private policies work alongside state benefits.
Frequently Asked Questions
What does a disability insurance agent in Kennewick do?
A disability insurance agent helps you find and apply for short-term or long-term disability policies. They explain policy terms and assist with claims. Agents in Washington must be licensed by the state Office of the Insurance Commissioner.
How does Washington state law affect disability insurance?
Washington has its own Paid Family and Medical Leave program that provides partial wage replacement. Private disability insurance can supplement this coverage. An agent can help you understand how these benefits interact.
How do I choose a disability insurance agent in Kennewick?
Look for an agent who is licensed in Washington and has experience with disability policies. Ask about their knowledge of local employers and Washington-specific regulations. You can verify a license through the Washington State Office of the Insurance Commissioner.
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