The top-rated disability insurance agent in Walla Walla, Washington is Mike Stensrude - State Farm Insurance Agent, rated 5.0 stars across 146 reviews. Other highly rated options include Nick Colby - COUNTRY Financial Representative, Todd Bauman - State Farm Insurance Agent, Derek Eck: Allstate Insurance. This directory lists 19 disability insurance agents serving Walla Walla.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mike Stensrude - State Farm Insurance Agent | 1616 Plaza Way | (509) 522-2555 |
| 2 | Nick Colby - COUNTRY Financial Representative | 1312 E Isaacs Ave | (509) 491-6060 |
| 3 | Todd Bauman - State Farm Insurance Agent | 1639 E Isaacs Ave | (509) 525-1600 |
| 4 | Derek Eck: Allstate Insurance | 425 W Tietan St | (509) 529-5548 |
| 5 | Lloyd's Insurance & Real Estate | 103 S 2nd Ave | (509) 525-4110 |
| 6 | McDonald Zaring Insurance | 22 E Main St | (509) 525-5730 |
| 7 | United Insurance | 23 W Alder St | (425) 629-8917 |
| 8 | Brett Turner American Family Insurance | 103 Donald St | (509) 876-2777 |
| 9 | Owsley Insurance | 525 N Wilbur Ave | (509) 525-5604 |
| 10 | Western Insurance Associates | 2 W Main St | (509) 529-0935 |
Mike Stensrude - State Farm Insurance Agent serves Walla Walla, Washington, and the surrounding metro area. It offers disability insurance services to help local residents protect their income if an illness or injury prevents them from working. The agency works with individuals and small business owners to locate suitable coverage options that fit their needs. It handles short-term disability policies and long-term disability insurance plans specific to this region.
Serving homeowners, renters, and small business owners in Walla Walla, Nick Colby - COUNTRY Financial Representative offers disability insurance services designed to protect personal income if a client cannot work. The agent helps clients understand policy options that provide financial stability during unexpected health events. Coverage is built around individual needs, ensuring income replacement supports daily obligations. This service also extends to clients in the surrounding communities of College Place and Milton-Freewater.
Todd Bauman, a State Farm Insurance Agent in Walla Walla, WA, provides a range of disability insurance services to help protect income in the event of illness or injury. The agency offers assistance with policy selection and maintenance, ensuring clients understand their coverage options and any necessary plan updates. Ongoing support is available for policy modifications and claims filing. The office serves local property owners, including those with single-family homes, apartments, retail spaces, and restaurants that may require disability protection for their operations.
For a one-time disability insurance policy, clients receive a single plan tailored to protect a portion of income from a disabling illness or injury, while recurring service options provide ongoing policy reviews and updates as coverage needs change. As a disability insurance agent serving the Walla Walla, Washington area, Derek Eck: Allstate Insurance offers representation during the application and claims processes for these protection plans. Service runs on a scheduled basis, with regular annual check-ins to adjust coverage as life circumstances evolve.
Located in Walla Walla, Washington, Lloyd's Insurance & Real Estate offers its services to Walla Walla and the surrounding communities of the Walla Walla Valley. The company handles disability insurance agent duties, focusing on helping local clients secure income protection for unexpected health events. It guides individuals and families through policy options designed to replace lost wages if illness or injury prevents work. The agent takes a consultative approach, assessing each client's specific employment situation and financial needs to recommend appropriate disability insurance coverage.
McDonald Zaring Insurance in Walla Walla, WA, specializes in disability insurance agent services, guiding individuals and families through the process of selecting income protection plans. It provides general agency support, helping clients understand policy options for long-term and short-term coverage. Many local workers initially discover the importance of such planning when preparing for a planned surgery, ensuring their household finances remain stable during recovery.
In Walla Walla, Washington, the changing seasons can bring unexpected health challenges that disrupt steady income. United Insurance helps local workers protect their earnings through disability insurance coverage. This agent serves individuals and small business owners by reviewing policies that replace a portion of salary during illness or injury. A common initial step is a free consultation to assess a client’s current financial risks and employment situation, followed by a detailed plan review to match the right benefit terms to their specific needs.
Brett Turner American Family Insurance in Walla Walla helps clients manage financial risk through various personal coverage options, with a specialty in disability insurance to protect income during illness or injury. This office assists individuals in obtaining policies that replace a portion of earnings when a medical condition prevents work. It also serves a range of local commercial operations, including offices, warehouses, and food service businesses.
Owsley Insurance serves residential clients in Walla Walla, providing disability insurance that helps protect personal income when illness or injury prevents work. The company also assists local businesses with commercial disability coverage, ensuring continuity for area employers and their employees. Coverage needs are assessed across Walla Walla and surrounding communities. Agents work closely with clients during the application process and are available for follow-up support between regular policy reviews to adjust coverage as circumstances change.
Western Insurance Associates in Walla Walla, Washington, is known for helping individuals and families select disability insurance policies to protect their income. The agency advises clients on coverage options, including short-term and long-term plans, tailored to various occupations and income levels in the local area. It assists with policy comparisons and application guidance for residents throughout the Walla Walla Valley. A specialty service the agency can add on is consultations for riders that provide partial disability benefits.
What Does a a Disability Insurance Agent in Walla Walla Cost?
Disability insurance premiums in Washington typically range from 1% to 3% of your annual income. For a 35-year-old earning $60,000 per year, a policy might cost $50 to $150 per month. Costs vary based on age, health, occupation, and benefit terms. This is general information and not insurance advice.
About disability insurance agents in Walla Walla
Disability insurance agents in Walla Walla help individuals and businesses secure income protection policies. Washington state law requires certain employers to provide paid family and medical leave through the WA Cares Fund but private disability insurance can supplement this coverage. Local agents can guide you through policy options tailored to your occupation and income needs.
Frequently Asked Questions
What does a disability insurance agent in Walla Walla do?
A disability insurance agent helps you compare and purchase short-term and long-term disability policies. They explain policy terms, waiting periods, and benefit amounts. They also assist with filing claims and understanding your coverage.
Is disability insurance required in Washington state?
Washington does not require individuals to carry private disability insurance. However, most employers with 50 or more workers must provide paid family and medical leave through the WA Cares Fund. Private policies can fill gaps in that coverage.
How do Washington laws affect disability insurance claims?
Washington follows the Employee Retirement Income Security Act for employer-provided plans. For individual policies, state contract law applies. Agents can explain how Washington's 3-year statute of limitations for breach of contract may impact claim disputes.