The top-rated disability insurance agent in University Place, Washington is Heather McCloskey - State Farm Insurance Agent, rated 5.0 stars across 203 reviews. Other highly rated options include Brian Seth: Allstate Insurance, Old Town Insurance Group, LLC, C Tran Insurance Group, LLC. This directory lists 13 disability insurance agents serving University Place.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Heather McCloskey - State Farm Insurance Agent | 4115 Bridgeport Way W suite e | (253) 564-8886 |
| 2 | Brian Seth: Allstate Insurance | 1905 Bridgeport Way W APT 106 | (206) 824-4110 |
| 3 | Old Town Insurance Group, LLC | 3318 Bridgeport Way W Suite C5 | (206) 207-1660 |
| 4 | C Tran Insurance Group, LLC | 4009 Bridgeport Way W # E1 | (253) 565-2525 |
| 5 | Leavitt Group Northwest | 2121 70th Ave W Suite B | (253) 565-3500 |
| 6 | David Collins - Chambers Bay Insurance | 7017 27th St W #1 | (347) 439-8556 |
| 7 | Farmers Insurance - The Linton Agency | 7409 27th St W | (253) 564-6416 |
| 8 | Bankers Life | 3560 Bridgeport Way W Ste 3E | (253) 564-8521 |
| 9 | Farmers Insurance - John Hayes | 6720 Regents Blvd W Ste 103 | (253) 200-5811 |
| 10 | Farmers Insurance - Elisa Linton | 7409 27th St W | (253) 564-6416 |
Heather McCloskey - State Farm Insurance Agent serves the University Place, Washington area as a disability insurance agent. This agency helps local residents understand options for income protection when illness or injury prevents them from working. Policies are tailored to replace a portion of lost earnings during recovery periods. The agency guides clients through short-term disability benefits for temporary conditions. It also assists with long-term disability coverage for more extended absences from employment.
Brian Seth: Allstate Insurance provides disability insurance agent services to clients in and around University Place, Washington. The agency helps individuals and business owners understand income protection options available in the local area, assisting with plan selection and the application process. Ongoing support includes policy reviews and claim filing guidance to ensure proper coverage remains in place. The firm serves a range of property types including single-family homes, apartment complexes, retail establishments, and full-service restaurants.
Homeowners and businesses in University Place seeking to protect their income from unexpected disabilities turn to Old Town Insurance Group, LLC for professional guidance. The agency helps clients navigate complex policy options, ensuring coverage aligns with individual financial needs and occupational risks. Services focus on evaluating benefit amounts, elimination periods, and policy riders tailored to local professionals. Neighboring communities such as Fircrest also benefit from the agency’s dedicated assistance in securing appropriate disability insurance solutions.
C Tran Insurance Group, LLC serves University Place and the surrounding communities in Pierce County, handling disability insurance as a specialized agent in that area. An agent in this role typically helps individuals navigate the process of securing coverage that replaces a portion of income if an injury or illness prevents them from working. The general approach it uses to handle a typical job involves evaluating a client’s occupation and personal financial situation before presenting suitable policy options from a selection of carriers.
Leavitt Group Northwest works with individuals and businesses in University Place to address financial risks tied to income loss from illness or injury. As a Disability Insurance Agent, the firm focuses on policies that replace wages when a client cannot work, offering tailored coverage options. These can include short-term or long-term plans designed for various workplace environments, such as professional offices, retail warehouses, and food service operations.
For clients requiring one-time assistance, this disability insurance agent offers a single assessment and policy placement; for those needing ongoing support, recurring service includes annual policy reviews and claim assistance. Coverage is selected from available disability insurance products that replace a portion of lost income during illness or injury, tailored to local professionals in University Place. Service runs on either a one-time or as-needed basis, depending on the client’s preference.
In the rainy Pacific Northwest, disability is a frequent concern for those whose work involves physical labor or outdoor activities. Farmers Insurance - The Linton Agency in University Place, WA assists local residents by explaining how income-replacement policies address this common risk. They review policy details that cover temporary or permanent injuries, offering guidance on exclusions and benefit periods. A typical first step is inviting clients to a focused conversation about their current coverage gaps and financial priorities, which forms the initial assessment.
Specializing in disability insurance coverage, Bankers Life in University Place, Washington, assists clients with protecting their income against unforeseen medical setbacks. The agent works directly with individuals and local professionals to evaluate policies that replace lost wages following illness or injury. This includes guiding residents through plan options suited for their financial circumstances. During the holiday season or early months of the year, the agency helps those recovering from unexpected surgeries or chronic conditions ensure their benefits remain active and claims are properly filed.
Farmers Insurance - John Hayes provides disability insurance solutions for residents and businesses in University Place, Washington. This agency specializes in crafting coverage that replaces a portion of income if illness or injury prevents the policyholder from working. Their services help individuals and employers protect financial stability during unexpected medical leaves. The firm serves a range of commercial sectors, including local offices, warehouses, and food service operations.
Farmers Insurance - Elisa Linton serves the University Place area with residential disability insurance, helping individuals protect their income if illness or injury prevents work. Commercial disability coverage is also available for local businesses needing to safeguard employees and operations. The agency provides services to clients throughout Pierce County and the broader Puget Sound region. Ongoing support ensures policyholders can revisit their coverage during regular visits and adjust plans as personal or business circumstances evolve over time.
What Does a a Disability Insurance Agent in University Place Cost?
Disability insurance agent services in Washington typically cost nothing upfront as agents earn commissions from insurers. Policy premiums range from 1% to 3% of your annual income for individual coverage. Group policies through employers may cost less. Costs vary by age, health, occupation, and benefit amount. This is general information and not insurance advice.
About disability insurance agents in University Place
A disability insurance agent in University Place, Washington can help you understand your policy options and file claims. Washington state law requires insurers to respond to claims within 30 days. Local agents know the specific regulations that apply to disability coverage in Pierce County.
Frequently Asked Questions
What does a disability insurance agent in University Place do?
A disability insurance agent helps you find and apply for disability insurance policies. They can also assist with claim filing and understanding policy terms under Washington state insurance laws.
How do I choose a disability insurance agent in University Place?
Look for an agent licensed in Washington with experience in disability coverage. Check their credentials and ask about their knowledge of Washington insurance regulations and claim time limits.
What Washington laws affect disability insurance claims?
Washington law gives you 90 days to file a claim after a disability begins. Insurers must respond to your claim within 30 days. If denied, you have 180 days to appeal.