The top-rated disability insurance agent in Tacoma, Washington is Vern Fonk Insurance, rated 4.9 stars across 1,378 reviews. Other highly rated options include Alliance West Insurance, Sound Pacific Insurance, Freeway Insurance. This directory lists 22 disability insurance agents serving Tacoma.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Vern Fonk Insurance | 7018 Tacoma Mall Blvd | (253) 943-2210 |
| 2 | Alliance West Insurance | 6919 Lakewood Dr W Ste. D-1 | (253) 314-5371 |
| 3 | Sound Pacific Insurance | 3518 6th Ave Ste 202 | (253) 237-9009 |
| 4 | Freeway Insurance | 6433 S Tacoma Way | (253) 432-7181 |
| 5 | Pfarr Insurance Agency: Allstate Insurance | 4961 Main St Ste B | (253) 201-1500 |
| 6 | Rob Scarpaci: Allstate Insurance | 10909 Portland Ave E Ste P | (253) 531-5703 |
| 7 | Ozanich Insurance Brokers | 3925 S Orchard St | (253) 564-2622 |
| 8 | American Underwriters Insurance Agency | 6429 S Tacoma Way | (253) 473-1415 |
| 9 | Pilkey Hopping & Ekberg Inc | 2102 N Pearl St | (253) 756-2000 |
| 10 | Moorehead Insurance Agency | 1302 N I St | (253) 272-1843 |
Vern Fonk Insurance serves the Tacoma, Washington metro area as a Disability Insurance Agent. It helps local workers and self-employed individuals understand their coverage options for income protection. The agency guides clients through the process of securing policies that replace a portion of lost wages if an injury or illness prevents them from working. It assists with both short-term and long-term disability insurance plans to meet different financial needs and policy durations.
Alliance West Insurance serves the Tacoma, Washington metro area as a disability insurance agent. The firm helps clients secure disability coverage to replace income if an injury or illness prevents them from working. Policies available through the agency are designed to protect households from financial strain during recovery periods. Assistance is offered with employer-provided plans, which often require supplemental policies to fill gaps in coverage. The agency also handles individual disability income plans for self-employed professionals in Pierce County.
Sound Pacific Insurance provides individuals and businesses with assistance in securing disability income protection. Its service approach focuses on helping clients evaluate policy options to maintain financial stability during periods of illness or injury. The agency guides applicants through the underwriting process and offers ongoing support for policy management and claim filing. Services are available for a range of properties, including single-family homes, apartments, retail locations, and restaurants.
Freeway Insurance serves homeowners, renters, and small business owners in Tacoma, Washington, seeking disability income protection. The agents guide clients through policy options that replace a portion of lost wages due to illness or injury. They help evaluate waiting periods, benefit amounts, and plan durations to match individual needs and budgets. Coverage options also include riders for partial disability or cost-of-living adjustments. In addition to serving Tacoma, the agency assists customers throughout Pierce County and the nearby communities of Lakewood and Puyallup.
Pfarr Insurance Agency: Allstate Insurance serves Tacoma, Washington, and the surrounding communities of the greater Puget Sound region. The agency handles disability insurance, helping local residents secure income protection for times when illness or injury prevents them from working. It navigates clients through policy options to find coverage that fits their specific needs and budgets. To handle a typical job, the agency begins by assessing a client’s current income and occupation before explaining how different benefit terms address various risk scenarios.
As a disability insurance agent, Rob Scarpaci: Allstate Insurance in Tacoma, WA, specializes in helping clients secure income protection policies that replace a portion of their earnings if an injury or illness prevents them from working. The agency also assists with related coverage options, guiding local residents through policy selection tailored to their professional and financial circumstances. Policyholders often rely on these services during life transitions such as returning from a medical leave, pregnancy, or recovering from surgery to ensure continued financial stability.
Ozanich Insurance Brokers in Tacoma, WA assists clients in deciding between a single disability policy for immediate needs and a recurring service plan for ongoing income protection adjustments. Coverage options typically address short-term or long-term disabilities through employer, individual, or supplemental policies. The agent evaluates local employment demographics and medical underwriting trends to recommend suitable benefit amounts and waiting periods. Consultation, policy comparison, and claims guidance are provided. This service operates on both a one-time basis for individual policy purchases and an as-needed schedule for existing clients requiring plan reviews or modifications.
As the rainy season in Tacoma brings increased slip-and-fall risks, residents often seek protection against income loss from unexpected injuries. American Underwriters Insurance Agency serves as a disability insurance agent offering policies that replace a portion of earned wages during recovery periods. Such coverage helps local workers manage household expenses while unable to perform their regular job duties. To begin evaluating personal risk factors and income needs, the agency schedules a complementary one-on-one consultation with each prospective client.
Pilkey Hopping & Ekberg Inc assists individuals and businesses with securing income protection through disability insurance coverage in the Tacoma, Washington area. The firm specializes in designing policies that replace a portion of lost earnings if a client becomes unable to work due to illness or injury. It can serve a variety of commercial sectors, including local offices, warehouses, and food service operations.
What Does a a Disability Insurance Agent in Tacoma Cost?
Disability insurance costs in Washington vary based on age, health, occupation, and benefit amount. Typical premiums range from 1% to 3% of your annual income for a policy that replaces 60% of your salary. For example, a 40-year-old earning $60,000 per year might pay $50 to $150 per month. Costs also depend on the elimination period and benefit duration. This is general information, not insurance advice.
About disability insurance agents in Tacoma
Disability insurance agents in Tacoma help residents and businesses secure income protection policies. Washington state law requires certain disability benefits for workers injured on the job through the Department of Labor and Industries. An agent can guide you through private disability plans and explain how state regulations affect your coverage.
Frequently Asked Questions
What does a disability insurance agent in Tacoma do?
A disability insurance agent helps you find and purchase disability insurance policies. They explain policy terms, compare options from different carriers, and assist with claims or appeals under Washington state law.
How is Washington state law different for disability insurance?
Washington has a unique workers compensation system managed by the Department of Labor and Industries. Private disability insurance agents can help you understand how state benefits interact with individual or group disability policies.
Can a disability insurance agent help with an ERISA claim?
Yes, many disability policies are governed by ERISA federal law. An experienced agent can explain the claims process and time limits for appeals under ERISA, which often require action within 180 days.