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HomeDisability Insurance AgentsWashington › Spokane Valley

Find Disability Insurance Agents Near You in Spokane Valley, WA

Browse disability insurance agents serving Spokane Valley, Washington. Updated 2026-07-14.

The top-rated disability insurance agent in Spokane Valley, Washington is Sannes Insurance, rated 5.0 stars across 146 reviews. Other highly rated options include Spokane Valley Insurance, Associated Agents Group, Empire Insurance Brokers. This directory lists 11 disability insurance agents serving Spokane Valley.

Showing 11 disability insurance agents in Spokane Valley, WAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Sannes Insurance100 N Mullan Rd STE #101(509) 993-9887
2Spokane Valley Insurance11017 E Sprague Ave Suite B(509) 928-1234
3Associated Agents Group626 N Mullan Rd(509) 295-2291
4Empire Insurance Brokers708 N Argonne Rd Suite 8bm(509) 922-4636
5All Lines Insurance10623 E Sprague Ave Suite C(509) 624-5110
6Starr & Brown11707 E Sprague Ave Ste 105(509) 928-2121
7Inland Northwest Insurance12319 E Broadway Ave(509) 892-6373
8Doty & Giles Insurance1213 N Pines Rd #100(509) 924-7755
9Farmers Insurance - Damon Netz - Netz Agency12904 E Nora Ave suite d(509) 535-3033
10Kiepe Healthcare Services200 N Mullan Rd #203(509) 934-7455
SI
100 N Mullan Rd STE #101
Sannes Insurance
Disability Insurance Agent · Spokane Valley, WA

Sannes Insurance offers a range of disability insurance agency services for individuals in Spokane Valley, Washington. Its standard service includes guiding clients through policy selection and supporting them with ongoing claims assistance. The company handles ongoing plan maintenance and periodic policy reviews to ensure coverage aligns with current needs. This local agency extends its disability insurance services to single-family homes, apartments, retail establishments, and restaurants in the area.

SV
11017 E Sprague Ave Suite B
Spokane Valley Insurance
Disability Insurance Agent · Spokane Valley, WA

Spokane Valley Insurance serves Spokane Valley and surrounding Spokane County areas as a disability insurance agent. The company guides individuals through the process of selecting coverage that replaces a portion of lost income during illness or injury. Policies are tailored to protect earnings from short-term interruptions or long-term disabilities that prevent a return to previous employment. Benefits typically cover monthly expenses and essential household obligations. The firm handles both employer-provided group plans and private individual disability insurance policies for local residents and self-employed professionals.

AA
626 N Mullan Rd
Associated Agents Group
Disability Insurance Agent · Spokane Valley, WA

Associated Agents Group serves homeowners, renters, and business owners in Spokane Valley, Washington, seeking individual disability income protection. The agency helps clients evaluate policy options that provide monthly benefits if an illness or injury prevents them from working. Agents take time to explain policy features, elimination periods, and benefit durations so customers choose suitable coverage based on their occupation and income needs. The agency also covers the greater Spokane metro area and neighboring communities such as Liberty Lake.

EI
708 N Argonne Rd Suite 8bm
Empire Insurance Brokers
Disability Insurance Agent · Spokane Valley, WA

Empire Insurance Brokers offers a full range of disability insurance agent services, including policy selection guidance and application assistance for individuals in Spokane Valley, Washington. The firm also provides ongoing policy review and claim support to help clients maintain appropriate coverage as their needs change. Because disability insurance safeguards income, the broker works with a wide variety of clients, including those living in single-family homes, apartments, retail spaces, and restaurants.

AL
10623 E Sprague Ave Suite C
All Lines Insurance
Disability Insurance Agent · Spokane Valley, WA

Serving Spokane Valley and surrounding communities, All Lines Insurance provides disability insurance agent services. It helps clients navigate the process of securing coverage to replace a portion of their income if they become unable to work due to illness or injury. The company works with area residents to assess their specific occupational and financial situations. For a typical assignment, it first reviews a client’s current income protection needs and then presents several policy options from different carriers for consideration.

SB
11707 E Sprague Ave Ste 105
Starr & Brown
Disability Insurance Agent · Spokane Valley, WA

Individuals seeking financial protection often choose between one-time disability insurance policies, which cover a single medical event, and recurring plans that provide ongoing income replacement for long-term conditions. In Spokane Valley, Starr & Brown assists clients in evaluating these options to find suitable coverage for their specific situations. As a disability insurance agent, the company helps clients understand policy terms and filing procedures. Service appointments for discussing personal insurance needs are available on an as-needed basis.

IN
12319 E Broadway Ave
Inland Northwest Insurance
Disability Insurance Agent · Spokane Valley, WA

Inland Northwest Insurance specializes in disability insurance agent services, helping individuals protect their income against unexpected illnesses or injuries. The company serves clients in Spokane Valley, Washington, by evaluating coverage options that replace a portion of earnings when a person cannot work. It assists with both short-term and long-term disability policies tailored to specific occupational needs. During the spring allergy season, the firm helps local workers prepare policies in case allergic reactions or related complications force them to take extended medical leave.

DG
1213 N Pines Rd #100
Doty & Giles Insurance
Disability Insurance Agent · Spokane Valley, WA

When seasonal changes in Spokane Valley increase the risk of slips or other accidents, Doty & Giles Insurance helps local workers secure disability coverage to replace income during recovery. This agency advises clients across the Inland Northwest on private disability plans that supplement employer benefits or provide individual protection. The initial step involves a personal needs assessment, during which an agent reviews current coverage and potential gaps.

FI
12904 E Nora Ave suite d
Farmers Insurance - Damon Netz - Netz Agency
Disability Insurance Agent · Spokane Valley, WA

Farmers Insurance - Damon Netz - Netz Agency in Spokane Valley, WA, focuses on helping individuals and businesses secure disability insurance coverage. This field protects a portion of income if illness or injury prevents work. The agency can tailor these plans to supplement existing employer offerings or create standalone policies. Specializing in disability insurance adds targeted financial protection to a broader portfolio of personal coverage. In the commercial sector, the agency serves a variety of workplaces needing such safeguards, including offices, warehouses, and food service establishments.

KH
200 N Mullan Rd #203
Kiepe Healthcare Services
Disability Insurance Agent · Spokane Valley, WA

Located in Spokane Valley, Kiepe Healthcare Services offers disability insurance planning for residential clients, helping individuals protect their income during unexpected health challenges. Commercial coverage is also available for local businesses seeking to support their employees. Service extends throughout the Spokane Valley area. The agent provides clear guidance on selecting appropriate policy options tailored to each client’s situation. Follow-up consultations are arranged between regular visits to adjust coverage as life circumstances change, ensuring continued alignment with personal and professional needs.

RS
505 N Argonne Rd Ste A205
Russell Spellman - Mutual of Omaha Advisor
Disability Insurance Agent · Spokane Valley, WA
(509) 893-2300
agents.mutualofomaha.com/agents/wa/spokane-valley/russell-spellman

What Does a a Disability Insurance Agent in Spokane Valley Cost?

Disability insurance agents in Washington typically earn commissions paid by the insurance company, so there is no direct cost to you for their services. Policy premiums vary widely based on age, health, occupation, and benefit amount. For example, a 40-year-old office worker might pay between 1% and 3% of their annual income for a policy. Costs can be higher for high-risk occupations or pre-existing conditions. This is general information and not insurance advice.

About disability insurance agents in Spokane Valley

Disability insurance agents in Spokane Valley help residents protect their income with individual or group disability policies. Washington state law requires insurers to make timely decisions on claims under RCW 48.18.550. Local agents can guide you through policy options and the claims process specific to Washington regulations.

Frequently Asked Questions

What does a disability insurance agent in Spokane Valley do?

A disability insurance agent helps you compare policies from multiple carriers to find coverage that fits your needs. They explain policy terms, exclusions, and benefit periods. Agents also assist with filing claims and understanding your rights under Washington insurance law.

How long do I have to file a disability claim in Washington?

Washington does not have a single statutory deadline for all disability claims. Most policies require you to notify the insurer within 20 to 30 days of becoming disabled. You should check your specific policy for exact time limits.

Can a disability insurance agent help with an existing claim denial?

Yes, an agent can review your denial letter and help you understand the reason. They may assist with gathering additional medical evidence or filing an appeal. For complex denials, you may also need to consult an attorney who specializes in insurance law.

Disability Insurance Agents in Other Washington Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each disability insurance agent's credentials and current standing with your state Department of Insurance.