The top-rated disability insurance agent in Shoreline, Washington is Bruce E. L. M. Strothers - State Farm Insurance Agent, rated 5.0 stars across 291 reviews. Other highly rated options include Wendi Valles - State Farm Insurance Agent, Tom Lusich - State Farm Insurance Agent, Erin Ison - State Farm Insurance Agent. This directory lists 11 disability insurance agents serving Shoreline.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Bruce E. L. M. Strothers - State Farm Insurance Agent | 17544 Midvale Ave N Ste 106 | (206) 801-7181 |
| 2 | Wendi Valles - State Farm Insurance Agent | 1501 N 200th St STE 201 | (206) 784-6560 |
| 3 | Tom Lusich - State Farm Insurance Agent | 1508 NE 179th St | (206) 708-1612 |
| 4 | Erin Ison - State Farm Insurance Agent | 14920 Westminster Way N #2b | (206) 364-4720 |
| 5 | Ryan Carlson American Family Insurance | 332 NW Richmond Beach Rd | (206) 525-0069 |
| 6 | Executive Home & Auto Insurance Brokerage | 838 Innis Arden Dr NW | (206) 751-0126 |
| 7 | Mavin Santamo: Allstate Insurance | 19524 Ballinger Way NE Ste B | (206) 367-1641 |
| 8 | Kris Hubbard American Family Insurance | 19940 Ballinger Way NE A1 | (206) 734-3534 |
| 9 | Surety United NTL Insurance | 15235 Aurora Ave N #201 | (206) 364-7560 |
| 10 | Bright Community Shield Insurance Agency | 14741 Aurora Ave N #103 | (206) 280-3480 |
Bruce E. L. M. Strothers - State Farm Insurance Agent serves the Shoreline, WA metro area and King County, specializing in disability insurance agent services. The agency helps clients understand how disability coverage can replace a portion of income if they become unable to work due to illness or injury. Policies are tailored to individual occupations and earnings. The office assists with both short-term and long-term disability insurance plans to protect financial stability.
Wendi Valles - State Farm Insurance Agent in Shoreline, WA, provides a range of disability insurance services, including individual income protection policies that help replace lost earnings during illness or injury. Ongoing service plans involve regular policy reviews to adjust coverage as clients' financial situations and career stages change. The agent assists residents by tailoring plans to local employment conditions and cost-of-living considerations in the Shoreline area. Property types serviced include single-family homes, apartments, retail spaces, and restaurants.
Homeowners, business owners, and renters in Shoreline, Washington, turn to Tom Lusich – State Farm Insurance Agent for disability income protection coverage. This agency helps clients plan for lost earnings due to illness or injury, customizing policies to suit individual financial situations. Guided by clear explanations of complex policy details, the agent supports customers through claims and adjustments. Serving the greater Seattle metro region, the agency also regularly assists residents of nearby Lake Forest Park with their disability insurance needs.
Serving Shoreline and the surrounding communities of north King County, Erin Ison - State Farm Insurance Agent handles disability insurance to help protect clients' income if illness or injury prevents them from working. This agency offers policies designed to replace a portion of lost earnings during a covered disability period. To determine the right coverage, the agent typically reviews a client's current income, occupation, and monthly expenses to tailor a suitable benefit plan for their financial needs.
Ryan Carlson American Family Insurance, a disability insurance agent in Shoreline, WA, helps clients understand the difference between short-term coverage for temporary conditions and long-term policies for lasting impairments, while also assisting with initial plan selection and future policy adjustments. Navigating the complexities of benefit tiers and elimination periods, this agent ensures each client’s specific needs in the area are addressed. Service offerings run strictly on an as-needed basis, with no recurring or scheduled appointments unless requested.
Executive Home & Auto Insurance Brokerage in Shoreline, WA, offers specialized services as a disability insurance agent, helping individuals protect their income if illness or injury prevents them from working. The company also handles general personal insurance needs for local residents. For those navigating the complexities of short-term or long-term disability coverage during life transitions such as a new job or pregnancy, the agent provides tailored policy reviews and enrollment support.
As the rainy season settles over Shoreline, many locals begin to think about protecting their income against unexpected illnesses or injuries. Mavin Santamo: Allstate Insurance offers disability insurance agent services tailored to these common concerns, helping residents navigate policies that provide financial support during recovery. Working with individuals and families, the agency explains how such coverage can replace lost wages when accidents or medical conditions prevent work. The initial step typically involves a thorough assessment of your current income, household expenses, and long-term financial needs.
Kris Hubbard American Family Insurance provides a range of insurance services to clients throughout Shoreline, WA. Within this general work, the agency specializes in disability insurance agent services to help individuals protect their income. The company creates policies that offer financial support in the event of an illness or injury that prevents work. Its disability insurance products are designed for employees in many commercial sectors, including offices, warehouses, and food service establishments.
Surety United NTL Insurance provides residential disability insurance services for individuals in Shoreline, Washington, and the surrounding areas. Their commercial coverage helps local businesses protect their operations from financial disruption due to employee illness or injury. They serve clients across Shoreline and nearby communities, offering guidance on policy options suited to different professional and personal needs. After an initial policy is in place, they follow up with clients before each renewal period, ensuring coverage remains appropriate without requiring the client to initiate every contact.
Bright Community Shield Insurance Agency in Shoreline, WA, is known for guiding local residents through the process of securing disability income protection. The agency serves individuals and families seeking coverage that replaces a portion of their earnings if an injury or illness prevents them from working. This disability insurance agent helps clients compare policies suited to different occupations and income levels in the Shoreline area. An additional specialty available is helping self-employed clients add a business overhead expense rider to their policy.
What Does a a Disability Insurance Agent in Shoreline Cost?
The cost of disability insurance in Washington typically ranges from 1% to 3% of your annual income for an individual policy. For example, a 35-year-old earning $60,000 per year might pay between $600 and $1,800 annually for a policy that replaces 60% of income. Group rates through an employer are often lower. Costs vary based on age, health, occupation, and benefit terms. This is general information, not insurance advice.
About disability insurance agents in Shoreline
Disability insurance agents in Shoreline, Washington help individuals and businesses find the right short-term and long-term disability coverage. Washington state law requires employers to provide paid family and medical leave, but private disability insurance can supplement that coverage. Agents can explain how policies interact with Washington's Paid Family and Medical Leave program.
Frequently Asked Questions
What does a disability insurance agent in Shoreline do?
A disability insurance agent helps you compare policies from different carriers to find coverage that fits your needs. They explain policy terms, exclusions, and how benefits coordinate with Washington state leave programs.
Do I need disability insurance if I have Washington PFML?
Washington Paid Family and Medical Leave provides partial wage replacement but may not cover all your income. A private disability insurance policy can fill the gap and offer longer benefit periods or higher benefit amounts.
How do Washington state laws affect disability insurance claims?
Washington law does not require employers to provide private disability insurance, but group policies are regulated by the state insurance commissioner. Policyholders have the right to appeal denied claims and request an external review.