The top-rated disability insurance agent in Seattle, Washington is Vern Fonk Insurance, rated 4.9 stars across 330 reviews. Other highly rated options include Magnolia Insurance Agency, Inc., Sav-On Insurance, Orca Insurance. This directory lists 19 disability insurance agents serving Seattle.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Vern Fonk Insurance | 10237 16th Ave SW | (206) 408-5084 |
| 2 | Magnolia Insurance Agency, Inc. | 3424 W McGraw St | (206) 284-4886 |
| 3 | Sav-On Insurance | 9614 17th Ave SW | (253) 617-3784 |
| 4 | Orca Insurance | 506 2nd Ave #1400 | (206) 818-4133 |
| 5 | Connexion Insurance Solutions | 9725 3rd Ave NE #110 | (800) 228-5798 |
| 6 | Belltown Insurance Group Inc | 1100 Dexter Ave N STE 100 | (206) 443-7744 |
| 7 | Nate Root Agency | 7508 35th Ave NE | (206) 219-5306 |
| 8 | Moreland Insurance Agency | 1151 Fairview Ave N Suite 105 | (206) 594-1126 |
| 9 | Disability Underwriters | 1420 5th Ave #2200 | (206) 673-2219 |
| 10 | Bright Insurance Agency | 4252 S 166th St | (425) 365-4104 |
As the rainy season in Seattle increases the risk of slips and falls, many workers seek coverage for potential time away from their jobs. Vern Fonk Insurance offers disability insurance options tailored to help replace lost income during recovery periods. Common policies in this area address short-term needs after surgery or long-term assistance for chronic conditions. The initial assessment step involves a thorough review of the applicant’s current employment duties and desired benefit duration to match an appropriate plan.
Magnolia Insurance Agency, Inc. serves the Seattle, Washington metro and King County area as a disability insurance agent. The company assists individuals in protecting their income by helping clients navigate disability coverage options. They work to explain how long-term and short-term disability policies can provide financial security in the event of an illness or injury that prevents work. Their services include evaluating client needs and comparing policy benefits for short-term disability plans available in the region.
As a disability insurance agent in Seattle, Washington, Sav-On Insurance assists individuals in securing income protection policies that replace a portion of their earnings if illness or injury prevents them from working. The company guides clients through the selection of coverage levels, benefit periods, and elimination periods. They help with policy enrollment and can assist with claims filing or policy reviews if needed. Their services are offered to a range of clients, including single-family homeowners, apartment residents, retail business owners, and restaurant operators.
Orca Insurance serves homeowners, businesses, and property managers in Seattle, Washington, providing disability insurance agent services to help clients protect their income against unexpected illness or injury. The company assists individuals and organizations in understanding policy options that replace lost earnings during recovery periods. Working within the local insurance market, it supports customers with claims guidance and coverage choices tailored to their specific financial needs and employment situations. Orca Insurance also extends its services to residents and businesses in the broader King County metro area, including the neighboring community of Bellevue.
Connexion Insurance Solutions serves the Seattle area and surrounding communities in Washington, handling individual and group disability insurance policies for local professionals and small businesses. It helps clients understand the complexities of short-term and long-term coverage to protect their income against illness or injury. The agency focuses on matching policy options to specific occupations and personal financial situations. To handle a typical case, it first reviews a client’s current coverage needs and then compares available plans from multiple carriers.
Belltown Insurance Group Inc specializes in disability insurance policies designed to replace a portion of lost income due to illness or injury. As a dedicated Seattle agent, it guides clients through plan selection, policy details, and the application process to help secure financial protection. This work is important throughout the year but becomes especially relevant during open enrollment periods or when a job transition leaves workers without existing coverage.
Based in Seattle, the Nate Root Agency helps individuals and families navigate the complexities of disability insurance. Specializing in income protection, the agency assists clients in selecting policies that provide financial security if they cannot work due to illness or injury. The agents focus on tailoring coverage to one’s specific occupation, income, and lifestyle to ensure appropriate benefit periods and elimination periods. Their services are available to professionals in commercial settings ranging from offices and warehouses to food service establishments.
In the rainy Seattle season, many local workers worry about disability interrupting their income and savings. Moreland Insurance Agency responds by explaining how individual policies can protect a portion of wages if injury or illness prevents working. The agents review each client’s occupation, current coverage, and financial needs to find suitable policy options from different carriers. They do not sell group plans but focus solely on personal disability protection. The initial step involves a free consultation so the agent can conduct a detailed needs assessment and policy comparison.
Bright Insurance Agency serves residents of Seattle, Washington, helping them secure disability insurance to protect their income in case of illness or injury. The agency also provides commercial disability coverage for local businesses seeking to safeguard their operations and key employees. Serving clients throughout the Seattle area, Bright Insurance Agency assists with policy selection tailored to individual or business needs. During regular visits, agents review existing plans and adjust coverage as circumstances change, ensuring clients receive continued support until their next scheduled appointment.
What Does a a Disability Insurance Agent in Seattle Cost?
Costs for disability insurance in Washington vary by age, health, occupation, and benefit amount. Typical premiums range from 1% to 3% of your annual income. For example, a 35-year-old office worker might pay $50 to $150 per month for a policy covering 60% of income. High-risk occupations or pre-existing conditions can increase rates. This is general information and not insurance advice.
About disability insurance agents in Seattle
Disability insurance agents in Seattle help individuals and businesses secure income protection policies. Washington State does not require employers to provide short term disability insurance, but many workers choose private coverage. Agents guide clients through policy options tailored to Washington residents and local industries like tech and healthcare.
Frequently Asked Questions
What does a disability insurance agent in Seattle do?
A disability insurance agent helps you compare policies from different carriers. They explain benefit periods, elimination periods, and occupation-specific definitions. They do not provide legal advice but can help you choose a plan that fits your needs.
How is Washington different for disability insurance?
Washington does not have a state-mandated short term disability program like some states. However, the state offers Paid Family and Medical Leave (PFML) which provides partial wage replacement. Private disability insurance can supplement PFML or cover conditions that PFML does not.
What should I look for in a Seattle disability insurance policy?
Key features include the definition of disability (own occupation vs any occupation), the elimination period, and the benefit amount. Washington residents should also check if the policy coordinates with PFML benefits. An agent can explain how these factors affect your coverage.