The top-rated disability insurance agent in Puyallup, Washington is Health Insurance NW, rated 5.0 stars across 427 reviews. Other highly rated options include Vern Fonk Insurance, Gustafson Insurance, Christian McClung - State Farm Insurance Agent. This directory lists 26 disability insurance agents serving Puyallup.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Health Insurance NW | 2921 5th Ave NE Ste 150 | (253) 460-9444 |
| 2 | Vern Fonk Insurance | 12515 S Meridian Suite 104 | (253) 943-2211 |
| 3 | Gustafson Insurance | 437 29th St NE Suite G | (253) 848-2400 |
| 4 | Christian McClung - State Farm Insurance Agent | 10228 156th St E Suite 105 | (253) 200-2972 |
| 5 | Gerry Moody - State Farm Insurance Agent | 3906 9th St SW | (253) 841-3746 |
| 6 | PNW Insurance Group, LLC | On Site Appointment Only, 1115 W Pioneer Ave | (253) 527-6261 |
| 7 | Klinefelter Insurance Group | 702 S Hill Park Dr #203 | (253) 272-0515 |
| 8 | The Insurance Alliance LLC | 3911 9th St SW #204 | (253) 642-4010 |
| 9 | Sharee Whelihan: Allstate Insurance | 615 E Main Ave | (253) 435-1667 |
| 10 | Puget Sound Insurance, LLC | 11602 101st Ave E | (253) 446-1300 |
Health Insurance NW in Puyallup, WA differentiates between one-time policy consultations and recurring service arrangements for clients needing ongoing coverage adjustments. As a disability insurance agent, the company helps individuals secure income protection plans that replace a portion of earnings if illness or injury prevents work. Guidance typically includes comparing policy terms from multiple carriers. Service runs on a scheduled basis, with periodic reviews recommended to adapt coverage to changing health status or income levels.
As winter weather creates new hazards around Puyallup, residents often review their disability coverage to protect their income during recovery from slips or accidents. Vern Fonk Insurance assists local workers in finding disability insurance policies that provide financial support if an injury or illness prevents them from performing their job. The company operates as a disability insurance agent in Puyallup, Washington, helping clients assess their personal coverage gaps and compare available plan options. The process typically begins with a free initial consultation to review individual employment situations and income needs.
Gustafson Insurance, based in Puyallup, WA, is known for helping local residents navigate disability insurance options. The company serves individuals across the region, working to match clients with coverage that can protect their income during illnesses or injuries. A disability insurance agent provides essential guidance on policy terms, waiting periods, and benefit amounts. This firm assists with both short-term and long-term disability plans, explaining complex policy details in clear terms. The office can also help clients add a future purchase option, allowing coverage increases without additional medical underwriting.
As the winter months arrive in Puyallup, many local workers worry about how an injury might interrupt their income, a concern that matters to many in the area. Christian McClung’s State Farm agency provides disability insurance policies designed to help replace lost earnings during recovery from illness or accident. They focus on matching coverage to a resident’s profession and monthly budget. A thorough initial assessment, during which the agent reviews the client's current occupation and existing benefits, serves as the starting point for every new plan.
Gerry Moody - State Farm Insurance Agent in Puyallup, Washington, offers the usual insurance coverages provided by his agency. He and his staff include specialized Disability Insurance Agent services for those planning for income protection. These policies help replace a portion of lost wages if an individual cannot work due to illness or injury. The office can write coverage for a variety of commercial sectors, including local offices, warehouses, and food service operations.
PNW Insurance Group, LLC provides disability insurance agent services for residents in and around Puyallup, Washington. The firm also assists local commercial clients with coverage that protects their businesses from income loss due to employee disability. Serving both city and surrounding suburban communities, the company helps clients select appropriate individual or group policies. After an initial consultation and plan setup, PNW Insurance Group follows up with clients on benefit questions or policy updates between their regular annual reviews.
Klinefelter Insurance Group is known in Puyallup, Washington, as a dedicated provider of disability insurance coverage. The agency assists local professionals and individuals by explaining key policy features such as elimination periods, benefit duration, and own-occupation definitions. Guidance is offered for both short-term and long-term income protection plans. Klinefelter Insurance Group can further tailor protection by adding a residual or partial disability rider to a policy.
The Insurance Alliance LLC serves clients in the Puyallup, Washington, area, offering personalized guidance on disability insurance coverage. As a dedicated Disability Insurance Agent, the firm assists individuals and professionals in understanding how disability policies can replace lost income due to illness or injury. This includes evaluating short-term and long-term plans to match specific employment needs and budget considerations. The company also helps clients file claims and navigate policy benefits to ensure continuous financial security. Typical services handled include group disability plans for local businesses and individual policies for self-employed workers.
Sharee Whelihan: Allstate Insurance provides disability insurance services for clients in Puyallup, Washington, focusing on income protection plans that replace lost earnings due to illness or injury. The service includes evaluating individual coverage needs and reviewing existing policies to ensure adequate financial safeguards. Maintenance plans involve periodic consultations to adjust benefits as life circumstances change. This agent handles applications for both short-term and long-term disability policies. The company services single-family homes, apartments, retail businesses, and restaurants throughout the local area.
Puget Sound Insurance, LLC serves homeowners, renters, and local business owners in Puyallup, Washington, by helping them find disability insurance coverage that protects income during illness or injury. The agency guides clients through plan options tailored to their occupation and lifestyle. The company also assists self-employed professionals and small operations in the surrounding Pierce County area, including nearby communities such as Sumner and Bonney Lake.
What Does a a Disability Insurance Agent in Puyallup Cost?
Disability insurance agent services in Washington are typically free to you because agents earn commissions from insurance companies. Policy premiums vary widely based on age, health, occupation, and coverage amount. For a 35 year old in good health, a policy replacing 60 percent of income may cost 1 to 3 percent of annual income. Costs can be higher for high risk occupations or pre existing conditions. This is general information, not insurance advice.
About disability insurance agents in Puyallup
Disability insurance agents in Puyallup help residents and workers secure income protection policies. Washington state requires employers to provide Paid Family and Medical Leave but private disability insurance can supplement this coverage. Local agents can guide you through policy options that meet Washington specific regulations and your personal needs.
Frequently Asked Questions
What does a disability insurance agent in Puyallup do?
A disability insurance agent helps you compare and purchase private disability policies. They explain policy terms, coverage limits, and waiting periods. They also assist with filing claims and understanding Washington state disability benefits.
How does Washington Paid Family and Medical Leave affect private disability insurance?
Washington PFML provides partial wage replacement for up to 12 weeks. Private disability insurance can fill the gap by covering additional income or extending benefits beyond PFML limits. An agent can help coordinate both types of coverage.
What are the time limits for filing a disability claim in Washington?
Washington does not have a single statute of limitations for all disability claims. Private policy deadlines vary by contract, often 30 to 90 days after disability starts. For ERISA plans, you must file within 180 days. Always check your specific policy.