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Find Disability Insurance Agents Near You in Mountlake Terrace, WA

Directory of disability insurance agents in Mountlake Terrace, Washington. Verify credentials with the state department of insurance before hiring.

10 agents listed
Updated May 2026
Mountlake Terrace, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Washington before hiring.
Showing 10 disability insurance agents in Mountlake Terrace, WA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Josh Culotti - State Farm Insurance Agent
5720 220th St SW B, Mountlake Terrace, WA 98043
(425) 771-2929 mltcarinsurance.com
PALTA INSURANCE GROUP
22725 44th Ave W #207, Mountlake Terrace, WA 98043
(206) 724-3973 paltainsurance.com
Farmers Insurance - Yvonne Spitzenberg
6100 219th St SW Ste. 480, Mountlake Terrace, WA 98043
(425) 329-4011 agents.farmers.com
MIIA Insurance
6100 219th St SW Ste 480-370, Mountlake Terrace, WA 98043
(425) 477-9292 miiainsurance.com
Dave Keen: Allstate Insurance
6603 220th St SW Ste 101, Mountlake Terrace, WA 98043
(425) 686-7801 agents.allstate.com
Jones-Taylor Insurance Group, LLC
6100 219th St SW Ste. 480, Mountlake Terrace, WA 98043
(425) 390-4035
Plaza Insurance Agency
5505 230th St SW, Mountlake Terrace, WA 98043
(425) 778-2134 plazainsurancenw.com
James Richard Insurance Services
Mountlake Terrace, WA 98043
(425) 771-6234
Helfrich Insurance
22905 56th Ave W #102, Mountlake Terrace, WA 98043
(425) 776-0447
Coram Insurance
6912 220th St SW #113, Mountlake Terrace, WA 98043
(206) 214-7805 coramins.com

Disability insurance agents in Mountlake Terrace help individuals and businesses secure income protection policies. Washington state law requires agents to be licensed by the Office of the Insurance Commissioner. Local agents understand the specific needs of workers in Snohomish County and can guide you through policy options tailored to Washington regulations.

What Does a Disability Insurance Agent in Mountlake Terrace Cost?

The cost of disability insurance in Washington varies by age, health, occupation, and benefit amount. Typical premiums range from 1% to 3% of your annual income. For a 40-year-old office worker, a policy covering 60% of income may cost $100 to $300 per month. Higher risk occupations or longer benefit periods increase premiums. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a disability insurance agent in Mountlake Terrace do?
A disability insurance agent helps you find and purchase a policy that replaces a portion of your income if you become unable to work due to illness or injury. They explain policy terms, exclusions, and waiting periods. Agents also assist with filing claims and understanding Washington state insurance rules.
How long do I have to file a disability claim in Washington?
Washington state does not set a single deadline for all disability insurance claims. The time limit depends on your specific policy contract. Most policies require you to notify the insurer within 30 days of becoming disabled and to file a formal claim within 90 days. Check your policy for exact deadlines.