The top-rated disability insurance agent in Moses Lake, Washington is Basin Pacific Insurance & Benefits, rated 4.9 stars across 109 reviews. Other highly rated options include Chandler Insurance Solutions, Greg Schlagel: Allstate Insurance, Christopher Arnberg American Family Insurance. This directory lists 20 disability insurance agents serving Moses Lake.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Basin Pacific Insurance & Benefits | 1025 S Pioneer Way | (509) 765-4785 |
| 2 | Chandler Insurance Solutions | 1426 E Hunter Pl Unit B | (509) 762-3055 |
| 3 | Greg Schlagel: Allstate Insurance | 1101 S Pioneer Way Ste A | (509) 764-8110 |
| 4 | Christopher Arnberg American Family Insurance | 821 E Broadway Ave #18 | (509) 764-5144 |
| 5 | Morgan Insurance & Financial Services | 419 S Division St | (509) 766-1877 |
| 6 | Farmers Insurance - Mario Lopez Agency | 103 E Broadway Ave | (509) 765-0731 |
| 7 | AIC Insurance - Moses Lake | 310 S Cedar St # C | (509) 764-4447 |
| 8 | Save More Insurance | 1047 W Broadway Ave | (509) 765-7444 |
| 9 | Springwater Insurance Group (Formerly Senior Insurance) | 529 E Broadway Ave | (509) 707-1770 |
| 10 | Farmers Insurance - Angelete Friedbauer | 511 S Division St | (509) 855-4091 |
Basin Pacific Insurance & Benefits serves the Moses Lake area, providing disability insurance agent services to local residents and businesses. The company helps clients understand the complexities of income protection and long-term care planning. It assists individuals in securing policies that replace a portion of their wages if an injury or illness prevents them from working. Basin Pacific Insurance & Benefits also guides employers in setting up group disability plans to offer their workforce financial security during extended health-related absences. The firm handles both short-term and long-term disability insurance applications.
Serving Moses Lake and the surrounding communities throughout Grant County, Chandler Insurance Solutions handles disability insurance policies designed to provide income protection for local workers. The company assists clients in understanding coverage options that replace a portion of their salary if an illness or injury prevents them from working. Evaluations focus on personal employment situations and health factors to recommend suitable policy terms. The agency typically works through a straightforward consultation process, reviewing existing benefits and calculating necessary coverage amounts to secure a tailored plan.
Greg Schlagel: Allstate Insurance in Moses Lake, WA, provides disability insurance agent services including income protection planning and policy guidance for local residents. The company offers ongoing support to help clients understand policy terms and manage claims when needed. Their focus is on securing financial stability against illness or injury. They service single-family homes, apartments, retail establishments, and restaurants throughout the Moses Lake area.
Christopher Arnberg American Family Insurance serves homeowners, small businesses, and property managers in Moses Lake seeking disability insurance coverage. The agency helps local clients understand how disability income protection can replace wages if illness or injury prevents them from working. It also assists with policy options tailored to individual financial needs and career demands. In addition to serving Moses Lake clients, the agency covers nearby communities such as Ephrata and the surrounding Grant County area.
Morgan Insurance & Financial Services in Moses Lake, WA assists clients in distinguishing between one-time policy purchases and recurring coverage adjustments under a disability insurance plan. Disability insurance provides income protection if an illness or injury prevents work. The agent reviews each individual’s occupation and benefits need, then presents suitable policy options from various carriers in the region. Ongoing plan modifications, such as updating income levels or benefit riders, are handled as needed. Service runs on a one-time, scheduled, or as-needed basis depending on the client’s current coverage stage.
Winter weather in Moses Lake can bring unexpected slips and health setbacks, making reliable income protection a pressing concern. Farmers Insurance - Mario Lopez Agency addresses this local need as a disability insurance agent, helping residents secure coverage that maintains financial stability during recovery from illness or injury. They guide clients through policy selection tailored to different occupations and lifestyles. An initial assessment of current coverage and personal risk factors is completed during your first consultation to determine suitable options.
AIC Insurance - Moses Lake provides residential disability insurance services to homeowners and renters in the area, helping protect their income during illness or injury. Commercial coverage is also available for local business owners seeking to safeguard their operations. Serving Moses Lake and the surrounding communities, the agency works with clients to explain policy options tailored to individual needs. After an initial consultation, the office contacts policyholders for follow-up coverage reviews or updates between regular visits, ensuring ongoing protection as circumstances change.
Save More Insurance works in the Moses Lake area to help clients obtain income protection through disability coverage. The agency specializes in offering supplemental plans that can be tailored to individual needs. A disability insurance agent in this region commonly assists with policies that replace a portion of lost earnings during illness or injury. This company can serve a variety of local commercial operations, including offices, warehouses, and food service establishments.
Farmers Insurance - Angelete Friedbauer in Moses Lake, WA, is known for helping individuals protect their income when illness or injury prevents them from working. The agency guides clients through short-term and long-term disability policies that replace lost wages during recovery. They explain policy terms, waiting periods, and benefit amounts so clients make informed choices. Many professionals in Grant County visit this agency to explore coverage customized to different occupations and risk levels. A specialty service add-on includes offering riders for cost-of-living adjustments that protect benefits against inflation.
What Does a a Disability Insurance Agent in Moses Lake Cost?
Disability insurance agent fees in Washington typically range from 50 to 200 dollars per hour, or a flat fee of 500 to 2,000 dollars depending on the complexity of your claim. Some agents work on a contingency basis, taking a percentage of your benefit amount, usually 10 to 25 percent. Costs vary by case and the specific services provided. This is general information and not insurance advice.
About disability insurance agents in Moses Lake
A disability insurance agent in Moses Lake, Washington can help you navigate the claims process for short-term or long-term disability benefits. Washington state law requires insurers to follow specific timelines for claim decisions and appeals. Local agents understand the unique needs of Grant County residents and can assist with both private policies and employer-provided plans.
Frequently Asked Questions
What does a disability insurance agent in Moses Lake do?
A disability insurance agent helps you file claims, gather medical evidence, and communicate with the insurance company. They can also guide you through the appeals process if your claim is denied. In Washington, agents must be licensed by the state Office of the Insurance Commissioner.
How long does a disability insurance claim take in Washington?
Washington law requires insurers to decide on a claim within 45 days after receiving all necessary information. Extensions are allowed in some cases but must be communicated in writing. A local agent can help ensure your claim is processed on time.
Can a disability insurance agent help with an appeal in Moses Lake?
Yes, agents can assist with the appeals process, which in Washington must be completed within 180 days of a denial. They can help you submit additional evidence and meet all deadlines. Agents do not provide legal advice but can coordinate with an attorney if needed.