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Find Disability Insurance Agents Near You in Lakewood, WA
Directory of disability insurance agents in Lakewood, Washington. Verify credentials with the state department of insurance before hiring.
15 agents listed
Updated May 2026
Lakewood, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Washington before hiring.
Showing 15 disability insurance agents in Lakewood, WA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Disability insurance agents in Lakewood, Washington help individuals and businesses navigate income protection policies. Washington state follows the Employee Retirement Income Security Act (ERISA) for group plans, which sets strict deadlines for claim appeals. Local agents understand the unique needs of Lakewood residents, including those working at Joint Base Lewis-McChord.
What Does a Disability Insurance Agent in Lakewood Cost?
Disability insurance agent services in Washington typically cost nothing upfront because agents earn commissions from insurance companies. Policy premiums vary widely: a 35-year-old non-smoker might pay 1% to 3% of their annual income for a policy. For example, a $5,000 monthly benefit could cost $100 to $300 per month. Costs depend on age, health, occupation, and benefit terms. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a disability insurance agent in Lakewood do?
A disability insurance agent helps you choose a policy, file claims, and appeal denials. They explain policy terms and guide you through Washington state requirements. They do not provide legal advice but can coordinate with your attorney.
How long do I have to appeal a denied claim in Washington?
Under ERISA, you have 180 days to appeal a denied group disability claim. For individual policies, Washington state law gives you up to 90 days to file an appeal. Check your policy for exact deadlines.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Washington.