The top-rated disability insurance agent in Youngstown, Ohio is Uptown Insurance Agency, rated 4.8 stars across 131 reviews. Other highly rated options include Mang Family Insurance, LLC, Gaetano & All Drivers Insurance Agency, Suburban Insurance Agency. This directory lists 17 disability insurance agents serving Youngstown.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Uptown Insurance Agency | 5405 Market St | (330) 782-1199 |
| 2 | Mang Family Insurance, LLC | 1570 S Canfield-Niles Rd Suite B101 | (330) 953-2990 |
| 3 | Gaetano & All Drivers Insurance Agency | 4489 Market St | (330) 788-7283 |
| 4 | Suburban Insurance Agency | 1416 S Raccoon Rd | (330) 799-9739 |
| 5 | Reliable Consulting Group, LLC | 6810 Market St #101 | (330) 729-5062 |
| 6 | Top Quality Insurance Youngstown | 4521 Market St | (220) 203-0927 |
| 7 | Prime Insurance Youngstown | 4055 Belmont Ave | (330) 227-4964 |
| 8 | R Kashmiry & Associates, Inc. | 7641 Market St Suite 4 | (330) 758-4163 |
| 9 | Insure With Amy | 888 Boardman-Canfield Rd Suite H | (330) 272-9190 |
| 10 | Goulish-Kosco Insurance | 7617 Market St | (330) 758-8700 |
Uptown Insurance Agency serves the Youngstown, Ohio metro area as a disability insurance agent. This agency assists local clients in obtaining coverage that provides income protection when illness or injury prevents them from working. Understanding the specific needs of workers in Youngstown helps the agency guide individuals through the complex enrollment process for these important policies. It also helps members of the local workforce explore short-term and long-term disability insurance options tailored to their specific employment situations.
Homeowners and small business owners in Youngstown, Ohio seek Mang Family Insurance, LLC for their disability insurance agent needs. The agency assists clients in selecting policies that provide income protection during illness or injury, ensuring financial stability when they cannot work. Services include explaining policy options and coordinating applications tailored to individual circumstances. Mang Family Insurance, LLC also serves clients in the surrounding Mahoning Valley communities, including Boardman and Austintown.
Gaetano & All Drivers Insurance Agency in Youngstown, OH provides a range of disability insurance agent services, including assistance with policy selection and claims guidance. It offers ongoing service plans to help clients review coverage needs and manage policy renewals over time. These plans ensure individuals can adapt their disability protection as personal circumstances change. The agency services a variety of residential and commercial properties, such as single-family homes, apartments, retail spaces, and restaurants.
Serving Youngstown, Ohio, and the surrounding communities of Mahoning County, Suburban Insurance Agency handles disability insurance for local residents and professionals. The agency assists clients in selecting policies that replace income if an illness or injury prevents them from working. Its typical process involves reviewing a client’s occupation and financial needs, then comparing coverage options from different carriers to find a suitable plan.
Clients of Reliable Consulting Group, LLC in Youngstown, OH may choose between one-time policy reviews or recurring service options for ongoing coverage adjustments. Assistance focuses on securing disability insurance that replaces a portion of income if the policyholder cannot work due to illness or injury. Local agents work to match clients with plans that fit typical employment scenarios in the region. Services for this firm are available on either a scheduled or as-needed basis depending on individual client preferences.
As tax season approaches in Youngstown, many local professionals seek ways to protect their income with long-term coverage. Top Quality Insurance Youngstown offers personalized disability insurance agent services designed to safeguard earnings against unexpected illness or injury. Agents meet individually with clients to review existing benefits and identify gaps in work-based policies. They explain key differences between short-term and long-term plans for comprehensive protection. The process begins with a thorough coverage assessment to determine appropriate disability benefits for each client’s specific circumstances.
Prime Insurance Youngstown provides individual disability coverage for residents in the Youngstown, OH area, assisting clients who need to protect their income from unexpected illness or injury. The agency also offers commercial disability insurance for local businesses seeking to safeguard their operations and key employees. Serving the broader Youngstown region, they focus on matching policy options to each client’s specific employment and financial situation. New clients can expect a detailed initial consultation, followed by scheduled check-ins to adjust coverage as needs change and to address questions between regular visits.
R Kashmiry & Associates, Inc. handles a range of insurance needs in Youngstown, OH, with a specialized focus on disability insurance agent services for individuals and businesses. This firm assists clients in securing income protection policies that replace lost wages due to injury or illness. Local professionals and small business owners often seek such coverage to safeguard personal finances and operational stability. The agency regularly works with office environments, warehouses, and food service operations to tailor suitable disability plans.
Goulish-Kosco Insurance is known for helping individuals and families in Youngstown, OH, navigate disability coverage to protect their income. Its service range includes evaluating clients' specific needs to recommend policies that replace a portion of earnings if an injury or illness prevents them from working. The company works with area residents who are self-employed or employed by local businesses. A specialty service it can add on is assisting with long-term disability claims from existing policies.
What Does a a Disability Insurance Agent in Youngstown Cost?
The cost of disability insurance in Ohio typically ranges from 1% to 3% of your annual income. For a 40-year-old earning $50,000 per year, a policy might cost between $500 and $1,500 annually. Premiums depend on age, health, occupation, and the benefit amount and waiting period you choose. This is general information and not insurance advice.
About disability insurance agents in Youngstown
Disability insurance agents in Youngstown, Ohio help individuals and businesses find coverage that protects income if illness or injury prevents work. Ohio law does not require private disability insurance, but many employers offer it as a benefit. Agents can explain the difference between short-term and long-term policies and help you compare options from major carriers serving the Mahoning Valley.
Frequently Asked Questions
What does a disability insurance agent in Youngstown do?
A disability insurance agent helps you choose a policy that fits your budget and occupation. They explain policy terms, waiting periods, and benefit amounts. Agents also assist with filing claims and understanding Ohio insurance regulations.
How do Ohio laws affect disability insurance?
Ohio does not mandate private disability insurance, but the Ohio Department of Insurance regulates all policies sold in the state. Agents must be licensed in Ohio. Group disability plans through employers are governed by federal ERISA law, while individual policies follow Ohio contract law.
Can I get disability insurance if I work in a factory or trade in Youngstown?
Yes. Many agents in Youngstown work with clients in manufacturing, construction, and other physical occupations. Some policies have occupation-specific definitions of disability. An agent can help find a policy that covers your specific job duties.
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