The top-rated disability insurance agent in Bowling Green, Ohio is Lance Wood - State Farm Insurance Agent, rated 4.9 stars across 154 reviews. Other highly rated options include Evans Home Loans & Insurance, Kathrens Insurance Agency, McClure Insurance Group LLC. This directory lists 17 disability insurance agents serving Bowling Green.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Lance Wood - State Farm Insurance Agent | 1180 N Main St #4 | (419) 352-9476 |
| 2 | Evans Home Loans & Insurance | 519 W Wooster St #1 | (419) 353-3223 |
| 3 | Kathrens Insurance Agency | 605 N Main St | (419) 354-3517 |
| 4 | McClure Insurance Group LLC | 124 W Washington St | (419) 352-2584 |
| 5 | James D Eckert Agency Inc American Family Insurance | 839 Haskins Rd | (419) 354-6024 |
| 6 | All Risk Insurance Katie Soldwish LLC | 347 N Main St Suite 2 | (419) 352-2641 |
| 7 | Wood County Insurance Agency Inc. | 1050 W Wooster St | (419) 352-1594 |
| 8 | OH Insurance Quotes | 1218 W Wooster St | (216) 232-6592 |
| 9 | Nationwide Insurance: Robert M Stout | 1045 N Main St Ste 4 | (419) 353-3000 |
| 10 | Risk Strategies | 414 E Wooster St | (419) 353-8611 |
Lance Wood - State Farm Insurance Agent serves the Bowling Green, Ohio, area as a disability insurance agent. The office provides guidance on income protection policies designed to replace a portion of lost earnings if a client cannot work due to illness or injury. They work with both individuals and local small business owners to assess coverage needs for short-term or long-term disabilities. The firm specifically handles helping clients understand policy elimination periods and benefit durations for their situation.
Evans Home Loans & Insurance in Bowling Green, OH provides disability insurance agent services, helping individuals secure income protection coverage. The company assists clients through the application and policy selection process, offering ongoing support for plan adjustments and claims guidance. Serving the local area, Evans Home Loans & Insurance works with single-family homeowners, tenants in apartments, operators of retail spaces, and owners of full-service restaurants or casual dining establishments.
Homeowners, local business owners, and professionals in Bowling Green, OH can turn to Kathrens Insurance Agency for disability insurance agent services. The agency helps clients obtain income protection policies to replace a portion of earnings if illness or injury prevents them from working. They guide individuals through comparing plan options and filing claims. The agency also provides these same services to residents and employers in the neighboring community of Perrysburg.
McClure Insurance Group LLC serves Bowling Green, Ohio and the surrounding communities, handling disability insurance policies that provide income protection for local workers. It assists clients in understanding how disability coverage can replace a portion of lost earnings due to illness or injury. The agency typically reviews an individual’s occupation, current benefits, and financial needs to recommend suitable policy options. To handle a typical job, it gathers relevant medical and employment information, then presents a tailored comparison of available plans for the client’s consideration.
The James D Eckert Agency Inc American Family Insurance specializes in disability insurance agent services, helping clients secure income protection for long-term illnesses or injuries. It also provides general insurance guidance for individuals and families in the Bowling Green, OH area. The agency assists with navigating coverage needs to safeguard financial stability. As winter approaches, it can address concerns about how temporary seasonal job disruptions might affect disability policy eligibility.
All Risk Insurance Katie Soldwish LLC offers both one-time policy reviews for those seeking immediate coverage and recurring service options for ongoing risk management. Each appointment examines a client’s specific income protection needs against unexpected illness or injury. In Bowling Green, OH, the agency focuses on matching individuals or groups with suitable disability insurance products. These services are available on a one-time, scheduled, or as-needed basis, allowing clients to adjust the frequency of consultations based on changing life circumstances.
Bowling Green residents often seek to protect their income during unexpected health events. Wood County Insurance Agency Inc. addresses this need by offering disability insurance agent services focused on securing financial stability for local professionals and families. The agency guides clients through plan comparisons that align with individual coverage requirements. An initial assessment is scheduled with the agent to evaluate current protection and explore suitable policy options.
OH Insurance Quotes connects individuals and families in Bowling Green, Ohio, with disability insurance plans that offer income protection when a medical condition prevents work. This agency also provides specialized short-term and long-term disability insurance solutions tailored to different personal circumstances. By addressing the specific financial risks of unexpected injuries or illnesses, the agents work to help clients maintain their financial stability. These services effectively support professionals in local offices, workers in distribution warehouses, and employees in the food service industry.
Nationwide Insurance: Robert M Stout provides disability insurance agent services to residential clients in the Bowling Green area. Commercial coverage is also available for local businesses seeking income protection for their employees. The agency serves customers throughout Wood County and beyond. Policies are designed to replace a portion of personal earnings if injury or illness prevents work. Appointments offer a thorough review of individual needs. Follow-up is handled promptly between regular scheduled visits to adjust coverage as circumstances change.
Risk Strategies is a disability insurance agent company based in Bowling Green, OH, known for helping individuals and businesses secure income protection against illness or injury. The agency guides clients through the complexities of short-term and long-term disability policies, tailoring coverage to fit specific occupational and financial needs. Common services include plan comparisons, claims assistance, and policy reviews for local professionals and employers. For specialty needs, Risk Strategies can also offer personalized buy-sell disability insurance for business partners.
What Does a a Disability Insurance Agent in Bowling Green Cost?
Disability insurance agent services in Ohio typically involve no direct fee to you because agents earn commissions from insurance carriers. Premiums for individual policies range from 1% to 3% of your annual income. For example a 50,000 dollar annual income might cost 500 to 1,500 per year for a policy. Group plans through employers often cost less. Costs vary by age health occupation and benefit terms. This is general information not insurance advice.
About disability insurance agents in Bowling Green
Disability insurance agents in Bowling Green Ohio help individuals and businesses find coverage that protects income if injury or illness prevents work. Ohio law does not require private disability insurance but many employers offer group plans. A local agent can explain how policies interact with Ohio workers compensation and Social Security Disability Insurance.
Frequently Asked Questions
What does a disability insurance agent in Bowling Green do?
A disability insurance agent helps you compare policies from different carriers to find coverage that fits your budget and needs. They explain policy terms like elimination periods and benefit durations. They also assist with filing claims and understanding Ohio specific rules.
How do Ohio laws affect disability insurance policies?
Ohio does not mandate private disability insurance but it regulates how insurers handle claims. Ohio Revised Code Chapter 3923 sets standards for policy provisions and claim procedures. An agent can help you understand these rules and ensure your policy meets state requirements.
Can a Bowling Green agent help with existing disability claims?
Yes many agents assist with managing ongoing claims and appeals. They can review your policy to confirm you receive correct benefits. They also coordinate with your employer and the insurance company to resolve issues.
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