The top-rated disability insurance agent in Dublin, Ohio is ProtectALL Insurance, rated 4.8 stars across 113 reviews. Other highly rated options include Adam Deel - State Farm Insurance Agent, McGlothin Insurance & Financial Services, Andy Ottney - State Farm Insurance Agent. This directory lists 19 disability insurance agents serving Dublin.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | ProtectALL Insurance | 545 Metro Pl S # 250 | (833) 377-6832 |
| 2 | Adam Deel - State Farm Insurance Agent | 6235 Emerald Pkwy | (614) 891-5033 |
| 3 | McGlothin Insurance & Financial Services | 6059 Frantz Rd Suite 106 | (614) 274-0112 |
| 4 | Andy Ottney - State Farm Insurance Agent | 6731 Dublin Center Dr | (614) 362-8000 |
| 5 | Griffin-Lantz Insurance Agency | 6047 Frantz Rd #206 | (614) 799-1217 |
| 6 | Impact Insurance Agency - Dublin Office | 5935 Wilcox Pl Suite F | (614) 324-2641 |
| 7 | The Keenan Agency | 6805 Avery-Muirfield Dr STE 200 | (614) 764-7000 |
| 8 | Haughn Insurance | 6050 Tain Dr | (877) 802-2298 |
| 9 | John Ren Insurance Agency | 6457 Reflections Dr #270 | (614) 923-7783 |
| 10 | Insuredly | 55 S High St #206 | (888) 977-1274 |
ProtectALL Insurance serves the wider Dublin, Ohio area as a disability insurance agent. It assists individuals and professionals in securing financial protection against income loss due to illness or injury. The company helps clients navigate the differences between short-term and long-term disability policies. It also provides guidance on employer-sponsored coverage gaps and individual replacement plans. Specific services include group disability plan evaluations and private policy comparisons for local professionals and small business owners.
Serving Dublin, Ohio, and the surrounding communities of Columbus and central Ohio, Adam Deel - State Farm Insurance Agent handles disability income insurance for local professionals and self-employed individuals. Its work covers policies designed to replace a portion of lost wages due to illness or injury. The agency generally meets with each client to discuss their specific financial obligations and then presents coverage options that aim to protect their ongoing earnings while they are unable to work.
McGlothin Insurance & Financial Services provides a range of disability insurance options designed to protect income against unexpected illness or injury. Their service includes guiding clients through policy selection and application for coverage in the Dublin area. They assist with plan maintenance by helping clients update policies as life circumstances change. The company services needs for individuals and families as well as small business owners. They serve clients who own single-family homes, apartments, retail stores, and restaurants.
Andy Ottney serves homeowners, renters, families, and small business owners in the Dublin, Ohio area who need protection against loss of income due to illness or injury. As a disability insurance agent, the office helps clients understand policy options that replace a portion of their earnings when they are unable to work. Personalized consultations allow customers to compare waiting periods, benefit durations, and coverage levels suited to their budgets and occupations. The agency also assists clients in the neighboring communities of Powell and greater northwest Columbus with the same planning services.
Griffin-Lantz Insurance Agency in Dublin, OH helps clients navigate the choice between a one-time policy purchase for temporary needs and recurring premium payments for long-term disability coverage. The available plans replace a portion of income if an illness or injury prevents work, with benefits tailored to local employment and cost-of-living considerations. This agent provides guidance through the application and claim process, ensuring protection for professionals and self-employed individuals in the region. Services run on a scheduled appointment basis.
Impact Insurance Agency - Dublin Office provides disability insurance planning, focusing on income protection strategies for local professionals and small business owners. It guides clients through individual and group disability policies, ensuring coverage aligns with their careers and financial obligations. The agency assists with medical documentation and policy comparisons tailored to Ohio’s employment landscape. During open enrollment periods or when a career transition or health concern arises, it helps clients navigate waiting periods and benefit structures to maintain financial stability.
Disability insurance agents assist individuals and businesses in securing income protection plans. The Keenan Agency, based in Dublin, Ohio, focuses specifically on this field by helping clients navigate policy options for long-term and short-term disability coverage. These policies provide essential financial safeguards if injury or illness prevents someone from working. The agency works with local professionals, serving clients from corporate offices and industrial warehouses to retail food service operations.
As local professionals in Dublin balance their careers with family responsibilities and seasonal demands, sudden illness or injury can threaten financial stability. Haughn Insurance acts by helping area workers find disability coverage to replace lost income during recovery. The agency evaluates each client’s occupation, monthly obligations, and existing benefits to recommend appropriate policies from available insurers. An initial consultation assesses individual needs and explains key coverage features, such as waiting periods and benefit durations. This first step involves a straightforward discussion to identify options before any formal application begins.
John Ren Insurance Agency in Dublin, OH is known for helping individuals and families secure disability income protection. The agency serves local professionals, self-employed workers, and small business owners by assessing their financial risks and tailoring coverage to their specific income needs. Disability insurance agents in this area work to safeguard clients against the financial impact of an unexpected illness or injury. A key specialty the agency can add is providing short-term disability plans to bridge gaps until long-term benefits take effect.
What Does a a Disability Insurance Agent in Dublin Cost?
Disability insurance premiums in Ohio vary based on age, health, occupation, and benefit amount. Typical individual policies cost between 1% and 3% of your annual income. For a 40 year old earning 60000 per year a policy might cost 600 to 1800 annually. Group plans through employers are often cheaper. This is general information not insurance advice.
About disability insurance agents in Dublin
Disability insurance agents in Dublin Ohio help individuals and businesses secure income protection. These agents guide clients through Ohio specific regulations including the 180 day notice requirement for disability claims under Ohio Revised Code 3923.38. Working with a local agent ensures you understand policy options that fit your needs in the Columbus metro area.
Frequently Asked Questions
What does a disability insurance agent in Dublin Ohio do?
A disability insurance agent helps you find and purchase disability coverage. They explain policy terms, compare plans from different carriers, and assist with claim filing. Agents in Dublin are familiar with Ohio insurance laws and can advise on state specific requirements.
How long do I have to file a disability claim in Ohio?
Under Ohio Revised Code 3923.38 you must notify your insurer within 180 days of the disability start. After notice you typically have 90 days to submit proof of loss. An agent can help you meet these deadlines and gather necessary documentation.
Does Ohio require employers to provide disability insurance?
Ohio does not require private employers to offer disability insurance. However employers with 25 or more workers must provide temporary disability coverage under the Ohio Workers Compensation system for work related injuries. A Dublin agent can help you find voluntary group or individual plans.
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