ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Disability Insurance Agents Near You in Dayton, OH

Browse disability insurance agents serving Dayton, Ohio. Updated 2026-07-14.

The top-rated disability insurance agent in Dayton, Ohio is Meridian Capstone Insurance, rated 5.0 stars across 1,793 reviews. Other highly rated options include Health Insurance Strategies, Universal Insurance Agency, Sanderson Insurance Agency. This directory lists 25 disability insurance agents serving Dayton.

Showing 25 disability insurance agents in Dayton, OHListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Meridian Capstone Insurance7601 Paragon Rd Suite 303(800) 207-7079
2Health Insurance Strategies7021 Old Troy Pike Suite 7(937) 623-3246
3Universal Insurance Agency8393 N Main St(937) 867-2368
4Sanderson Insurance Agency3320 Office Park Dr(937) 878-3787
5Richard Keller - State Farm Insurance Agent7825 N Dixie Dr a(937) 890-2880
6Wagner Insurance Agency1050 S Main St(937) 223-2232
7Ohio Medicare Plan92 W Franklin St(937) 241-5544
8Buckner Insurance2217 Miamisburg Centerville Rd(937) 434-6800
9Comparion Insurance Agency31 S Main St(937) 438-1966
10State Farm Insurance8281 McEwen Rd(937) 434-2654
MC
7601 Paragon Rd Suite 303
Meridian Capstone Insurance
Disability Insurance Agent · Dayton, OH

Meridian Capstone Insurance serves the Dayton, Ohio, metro area as a disability insurance agent. The company helps individuals and employers navigate the complexities of income protection coverage. It assists clients in understanding policy structures, elimination periods, and benefit durations to secure financial stability during illness or injury. By evaluating occupational duties and income levels, the firm tailors plans to specific needs. Meridian Capstone Insurance handles both short-term disability policies for temporary recovery periods and long-term disability insurance for extended income replacement needs.

HI
7021 Old Troy Pike Suite 7
Health Insurance Strategies
Disability Insurance Agent · Dayton, OH

Health Insurance Strategies serves clients in Dayton, Ohio, and the surrounding communities. The agency specializes in disability insurance, helping individuals secure coverage that replaces a portion of income if illness or injury prevents them from working. The company understands the financial risks employees in the region face and assists with policy selection tailored to specific professions. This is accomplished by first evaluating a client’s current coverage and then presenting suitable options from various carriers for clear comparison.

UI
8393 N Main St
Universal Insurance Agency
Disability Insurance Agent · Dayton, OH

Universal Insurance Agency in Dayton, Ohio, connects residents with disability income protection plans designed to replace lost earnings during injury or illness. The agency guides clients through policy options, including short-term and long-term disability coverage, and assists with claims navigation and policy adjustments as needs change. Services also include periodic reviews to ensure adequate coverage remains in place. The agents serve individuals across single-family homes, apartment complexes, retail businesses, and restaurants, addressing the distinct financial risks each group faces.

SI
3320 Office Park Dr
Sanderson Insurance Agency
Disability Insurance Agent · Dayton, OH

Sanderson Insurance Agency in Dayton, OH provides disability insurance as a one-time policy purchase or as a recurring service for clients who wish to adjust coverage over time. Coverage options help replace lost income if a disabling injury or illness prevents work, offering financial protection tailored to local professionals. Customers may choose between a single policy setup or scheduled reviews to update benefits as their needs change. Service runs on a one-time, scheduled, or as-needed basis depending on the selected arrangement.

RK
7825 N Dixie Dr a
Richard Keller - State Farm Insurance Agent
Disability Insurance Agent · Dayton, OH

Richard Keller - State Farm Insurance Agent in Dayton, OH, specializes in disability insurance policies designed to replace income if a client becomes unable to work due to illness or injury. The agency also assists local residents with their broader insurance needs, helping them evaluate personal coverage across different life stages. Whether for a sudden medical recovery period or a long-term condition, the agent guides clients through the process of protecting their earnings during times of financial uncertainty.

WI
1050 S Main St
Wagner Insurance Agency
Disability Insurance Agent · Dayton, OH

As tax season approaches in Dayton, many local workers realize gaps in their financial protection. Wagner Insurance Agency responds by guiding individuals through the process of securing income support through disability insurance coverage. The agency helps clients understand how a policy can replace a portion of income during extended illness or injury. An initial assessment to review current coverage levels and personal budget considerations precedes any formal application work. This evaluation includes identifying specific waiting periods and benefit amounts that match each policyholder’s unique employment situation and family expenses.

OM
92 W Franklin St
Ohio Medicare Plan
Disability Insurance Agent · Dayton, OH

Ohio Medicare Plan serves residents of Dayton, helping individuals secure disability insurance to protect their income. Beyond residential coverage, the company also structures commercial policies for local small businesses requiring disability benefits for employees. Situated in the Dayton area, the agency works directly with clients throughout Ohio’s Miami Valley region. Each policy is reviewed carefully for fit, and clients often schedule follow-up service between regular policy reviews to adjust coverage after life changes or claim events.

BI
2217 Miamisburg Centerville Rd
Buckner Insurance
Disability Insurance Agent · Dayton, OH

Buckner Insurance works with clients in Dayton, Ohio to secure income replacement through disability coverage. The agency specializes in both short-term and long-term disability insurance, helping individuals protect their earnings if they cannot work due to illness or injury. Policies can cover lost wages and provide ongoing support during recovery. Commercial services are available for various workplaces, including offices, warehouses, and food service environments.

CI
31 S Main St
Comparion Insurance Agency
Disability Insurance Agent · Dayton, OH

Comparion Insurance Agency serves homeowners, businesses, and property managers in Dayton, Ohio, by helping them secure disability insurance coverage that replaces income if illness or injury prevents work. The agency works with individuals to find policies tailored to different professions and budgets, providing guidance through application and policy selection. It also assists business owners in structuring group disability plans for employees. Its service area extends to surrounding communities such as Beavercreek and Kettering within the greater Dayton metro region.

SF
8281 McEwen Rd
State Farm Insurance
Disability Insurance Agent · Dayton, OH

State Farm Insurance in Dayton, Ohio is known for providing personalized disability insurance options to residents. This agency helps local workers secure income replacement plans that protect against lost wages due to illness or injury. It advises clients on policy details such as benefit periods and elimination periods according to individual needs. The agency also coordinates disability coverage with existing employer benefits. For those requiring short-term protection, it offers specialty short-term disability insurance policies as an add-on service.

BI
7041 Corporate Way
Brush Insurance
Disability Insurance Agent · Dayton, OH
(937) 435-0345
brushinsurance.com
AD
31 S Main St
Alexis Dillon at Comparion Insurance Agency
Disability Insurance Agent · Dayton, OH
(937) 986-3504
comparioninsurance.com/insurance-agent/ohio/dayton-0851/alexis-dillon
FI
5540 Far Hills Ave
Ferneding Insurance
Disability Insurance Agent · Dayton, OH
(937) 294-1755
fernedinginsurance.com
LI
8141 N Main St suite c
LFL Insurance Agency, LLC
Disability Insurance Agent · Dayton, OH
(937) 222-5884
lflinsurance.com
DS
7227 Taylorsville Rd
Daymont-Souders Insurance Agency
Disability Insurance Agent · Dayton, OH
(937) 461-5563
daymontsouders.com
UA
7755 Paragon Rd
The Uhl Agency
Disability Insurance Agent · Dayton, OH
(937) 434-9090
uhlagency.com
WI
3481 Office Park Dr #202
Ward Insurance Inc
Disability Insurance Agent · Dayton, OH
(937) 299-8321
HH
4704 Fishburg Rd
Huber Heights Insurance Services
Disability Insurance Agent · Dayton, OH
(937) 236-1234
OG
Great Miami River Recreational Trail, 2
Ohio Guard Insurance Agency
Disability Insurance Agent · Dayton, OH
(937) 249-0465
BI
1525 W Stroop Rd
Best Insurance Dayton OH
Disability Insurance Agent · Dayton, OH
(937) 249-1203
KI
3010 Dayton Xenia Rd
Kaiser Insurance
Disability Insurance Agent · Dayton, OH
(937) 458-0014
kaiserinsuranceagencies.com
SI
51 Park Ave
Stephens Insurance Agency
Disability Insurance Agent · Dayton, OH
(937) 293-6760
stephensinsuranceagency.com
OA
4760 Fishburg Rd ste i
Otto & Associates
Disability Insurance Agent · Dayton, OH
(937) 610-0088
DI
29 Iron Gate Park Dr
Dayton insurance Quotes
Disability Insurance Agent · Dayton, OH
(937) 507-3810
rebekkadelling9727.wixsite.com/dayton-insurance-quo
SB
8535 N Dixie Dr A
Superior Benefit Specialists
Disability Insurance Agent · Dayton, OH
(937) 387-0661
superiorbenefitspecialists.com

What Does a a Disability Insurance Agent in Dayton Cost?

The cost of disability insurance in Ohio typically ranges from 1% to 3% of your annual income. For example a 40-year-old in Dayton might pay $30 to $100 per month for a policy covering 60% of their salary. Costs depend on age health occupation and benefit amount. This is general information not insurance advice.

About disability insurance agents in Dayton

Disability insurance agents in Dayton Ohio help individuals and businesses find coverage that protects income if you cannot work. Ohio law does not require private disability insurance but many employers offer group plans. A local agent can explain policy options and guide you through the claims process in the Dayton area.

Frequently Asked Questions

What does a disability insurance agent in Dayton do?

A disability insurance agent helps you compare policies from different carriers and choose coverage that fits your needs. They can also assist with filing claims and understanding policy terms. Agents in Dayton are familiar with Ohio insurance regulations and local market options.

How long do I have to file a disability claim in Ohio?

Ohio does not have a specific statute of limitations for private disability claims but most policies require you to file within 30 to 90 days of becoming disabled. Check your policy for exact deadlines. An agent can help you gather necessary documents and submit on time.

Can a disability insurance agent help with an existing claim denial?

Yes an agent can review your denial letter and explain your policy language. They may help you file an appeal or gather supporting medical records. For complex denials you may also need a lawyer but an agent is a good first step.

Disability Insurance Agents in Other Ohio Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each disability insurance agent's credentials and current standing with your state Department of Insurance.