The top-rated disability insurance agent in Cincinnati, Ohio is Ohio Insurance Center Agency, rated 4.9 stars across 905 reviews. Other highly rated options include Camargo Insurance, DG Insurance Agency, Mindful Medicare Solutions. This directory lists 44 disability insurance agents serving Cincinnati.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ohio Insurance Center Agency | 7404 Hamilton Ave | (513) 522-6300 |
| 2 | Camargo Insurance | 615 Elsinore Pl #310 | (513) 561-5311 |
| 3 | DG Insurance Agency | 3825 Edwards Rd Suite 620 | (513) 818-1923 |
| 4 | Mindful Medicare Solutions | 7875 Montgomery Rd Suite 42 Office #108 | (859) 754-6371 |
| 5 | Ohio's Best Insurance Agency llc. | 10954 Hamilton Ave | (513) 851-9700 |
| 6 | ARC Benefit Solutions | 2101 Florence Ave | (833) 342-5272 |
| 7 | Lauber & Will Insurance | 7012 Harrison Ave #5 | (513) 661-8300 |
| 8 | Greater Choice Insurance | 10700 Montgomery Rd Suite 326 | (859) 838-4333 |
| 9 | Safari Insurance | 5879 Cheviot Rd | (513) 741-2100 |
| 10 | Hauser Insurance | 4009 Erie Ct | (513) 271-5070 |
Ohio Insurance Center Agency serves Cincinnati and Hamilton County, providing disability insurance agent services to local residents and businesses. The firm helps individuals secure coverage that replaces a portion of income if illness or injury prevents them from working. It also assists employers in setting up group disability plans to protect their workforce. Support is offered for short-term disability policies that bridge gaps during recovery and long-term disability plans that guard against extended income loss.
Camargo Insurance specializes in disability insurance, providing coverage that replaces lost income if illness or injury prevents work, primarily serving clients in Cincinnati, OH. It also offers general guidance on policy selection and claims navigation for local professionals and small business owners. This insurance agent helps assess individual coverage needs and plan for potential financial disruptions. During open enrollment or career transitions, it assists clients adjusting existing policies to maintain adequate protection against unexpected income gaps.
DG Insurance Agency provides disability insurance coverage to individuals and businesses throughout the Cincinnati area. This company focuses on helping clients protect their income through both short-term and long-term disability policies. It advises on plans that address specific needs for income replacement during illness or injury. The agency can serve a variety of commercial sectors, including offices, warehouses, and food service.
Mindful Medicare Solutions provides disability insurance guidance in Cincinnati, Ohio, helping clients understand and select appropriate income protection coverage. The agent assists with individual policy evaluations and application processes. Ongoing support includes reviewing existing plans and advising on adjustments after significant life events. The business serves a variety of properties, including single-family homes, apartments, retail spaces, and restaurants.
Ohio's Best Insurance Agency llc. serves the Cincinnati, Ohio metro area as a Disability Insurance Agent. The agency helps individuals and professionals secure income protection and manage risk through individual disability insurance policies. It also assists local businesses in setting up group disability coverage for their employees. The firm provides guidance on short-term disability plans and long-term disability insurance for clients in Cincinnati.
ARC Benefit Solutions serves individuals and families in the Cincinnati, Ohio area who seek financial protection from unexpected income loss due to illness or injury. As a disability insurance agent, the company helps clients understand policy options that replace a portion of their earnings during recovery. They provide guidance through the application and claims process, explaining how benefits coordinate with other coverage. Their services extend to residents in communities such as Covington, just across the Ohio River in northern Kentucky.
Lauber & Will Insurance serves clients in Cincinnati, Ohio, and its surrounding communities, handling all aspects of disability insurance coverage. It helps individuals and local businesses secure policies that protect income during illness or injury. The agency addresses both short-term and long-term disability needs, guiding clients through plan selection and policy details. Each typical job is approached with a focus on assessing individual risk factors and tailoring a coverage solution that aligns with the client's specific financial goals and employment situation.
Greater Choice Insurance in Cincinnati, Ohio distinguishes between one-time consultations for specific disability coverage questions and ongoing service relationships for clients who need periodic policy reviews. Their focus is on helping individuals secure income protection through disability insurance, ensuring that lost wages are partially replaced if illness or injury prevents work. The agent assesses personal financial situations to recommend suitable plans. This service operates on both a scheduled and as-needed basis, depending on the client’s preference for regular check-ins or single appointments.
As the Ohio River Valley moves through another unpredictable allergy season, many working residents in Cincinnati worry about lost income from sudden illness or injury. Safari Insurance addresses this concern directly as a dedicated disability insurance agent in the local market. The company helps clients understand how employer-sponsored benefits may leave gaps and explores private plans that can protect personal earnings during recovery. Initial consultations typically involve a review of current coverage and income sources to determine the most suitable protection strategy.
What Does a a Disability Insurance Agent in Cincinnati Cost?
Disability insurance premiums in Ohio typically range from 1% to 3% of your annual income. For a 40 year old earning 60000 per year a policy might cost 600 to 1800 annually. Costs vary based on age health occupation and benefit amount. This is general information not insurance advice.
About disability insurance agents in Cincinnati
Disability insurance agents in Cincinnati help individuals and businesses secure income protection. Ohio law does not require private disability insurance but it is a key part of financial planning. Agents can explain policy options and assist with claims under Ohio Revised Code Chapter 3923.
Frequently Asked Questions
What does a disability insurance agent in Cincinnati do?
A disability insurance agent helps you compare policies from different carriers. They explain coverage limits elimination periods and benefit durations. They also assist with filing claims and understanding policy exclusions.
Is disability insurance required by law in Ohio?
No Ohio does not require private disability insurance. However some employers must offer short term disability under Ohio workers compensation rules. A Cincinnati agent can help you decide if individual coverage is right for you.
How long do I have to file a disability claim in Ohio?
Ohio law does not set a universal deadline for private disability claims. Most policies require you to notify the insurer within 30 days of becoming disabled. Check your specific policy for time limits.
Disability Insurance Agents in Other Ohio Cities
Akron · Amelia · Avon Lake · Beavercreek · Bowling Green · Brunswick · Canton · Centerville · Cleveland · Columbus · Cuyahoga Falls · Dayton · Delaware · Dublin · Elyria