The top-rated disability insurance agent in Delaware, Ohio is HealthMarkets Insurance - Don Larson, rated 5.0 stars across 250 reviews. Other highly rated options include Bolton Insurance Agency, Tito Paul - State Farm Insurance Agency, Jessica Forman - State Farm Insurance Agent. This directory lists 19 disability insurance agents serving Delaware.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | HealthMarkets Insurance - Don Larson | 50 Coughlin Ln Suite G | (740) 472-8512 |
| 2 | Bolton Insurance Agency | 5 E Winter St # 300 | (614) 551-6469 |
| 3 | Tito Paul - State Farm Insurance Agency | 7 E Winter St | (740) 369-4537 |
| 4 | Jessica Forman - State Farm Insurance Agent | 377 E William St #36/37 | (740) 362-5500 |
| 5 | Trimble Insurance Agency, Inc. | 39 S Liberty St | (740) 369-6711 |
| 6 | Smudz Insurance Group LLC | 55 N Sandusky St | (614) 305-5191 |
| 7 | Converse & Associates, LLC American Family Insurance | 44 E Winter St | (740) 990-8208 |
| 8 | Creative Financial Insurance | 201 Pennsylvania Ave | (740) 363-5433 |
| 9 | Shelter Insurance - Toi Tucker | 560 Sunbury Rd | (740) 417-9391 |
| 10 | Affordable Insurance Agency Of Ohio, LLC | 831 N Houk Rd | (740) 369-1001 |
HealthMarkets Insurance - Don Larson serves Delaware and surrounding Delaware County, Ohio, offering disability insurance agent services. As a local provider, the agency helps individuals and families understand options for income protection against injury or illness. The agent works closely with clients to assess their needs for coverage that replaces a portion of lost wages during recovery. Policy guidance includes evaluating waiting periods and benefit amounts. The agency handles both short-term and long-term disability insurance policies for residents in this area.
Bolton Insurance Agency provides a range of disability insurance agent services for clients in Delaware, OH. The agency guides individuals and businesses through the process of securing income protection policies. Its ongoing service includes reviewing existing coverage to ensure it aligns with changing health or employment circumstances. The team also assists with navigating claims should a disability arise. This dedicated support helps protect financial stability during unexpected periods of lost income. The agency services single-family homes, apartments, retail spaces, and restaurants in the local area.
Tito Paul - State Farm Insurance Agency serves homeowners, renters, and small business owners in Delaware, Ohio, with disability insurance solutions. The agency helps clients protect their income by offering policies that provide financial support if an injury or illness prevents them from working. Customized plans are designed to meet individual coverage needs and budget considerations, ensuring long-term security. The agency guides customers through claim processes and policy renewals. Its coverage area also extends into the neighboring community of Powell within the greater Columbus metro region.
Jessica Forman - State Farm Insurance Agent serves Delaware, Ohio, and the surrounding communities, handling disability insurance plans for local residents. This agency works with individuals to understand their specific income protection needs and matches them to appropriate policy options. In a typical job, it assesses a client’s occupation, current coverage, and budget constraints to recommend a suitable plan that helps replace lost income if an injury or illness prevents them from working.
Disability insurance coverage typically involves either a distinct one-time policy purchase or a recurring, premium-based plan that continues as long as payments are made. Trimble Insurance Agency, Inc., located in Delaware, OH, assists clients in this area with understanding and selecting such protections for lost income due to injury or illness. Professional support includes evaluating needs and navigating carrier requirements. Service appointments and consultations are provided uniformly on an as-needed basis, without a fixed recurring schedule required.
Smudz Insurance Group LLC specializes in disability insurance agent services for clients in Delaware, Ohio. It helps individuals assess their need for income protection during illness or injury, guiding them through policy options from various carriers. The company works with local professionals to explain coverage structures and long-term financial safeguards. As the cold and flu season approaches, it assists clients in reviewing how short-term disability policies can cover recovery time away from work.
As winter approaches in Delaware, local workers often worry about how an unexpected injury might affect their income. Converse & Associates, LLC American Family Insurance helps by explaining how disability insurance can replace a portion of lost wages during recovery. The agent meets with each client to discuss individual work duties and financial obligations. An initial review of current coverage and personal budget follows, which determines the most appropriate policy structure based on each person’s situation.
Creative Financial Insurance provides guidance on disability coverage for individuals in Delaware, Ohio, helping clients protect their income from unforeseen medical issues. The company specializes in structuring disability insurance policies designed to replace a portion of lost earnings during periods of injury or illness. Agents assist with comparing plan options and explaining policy terms. For business clients, the firm emphasizes coverage continuity for offices, warehouses, and food service operations, ensuring different commercial environments can address employee income protection needs.
Shelter Insurance - Toi Tucker in Delaware, Ohio provides disability insurance agent services for residential clients in the local area. Commercial coverage is also available for businesses needing disability protection within the surrounding region. The agent helps individuals and business owners understand their options and secure appropriate policies. After filing a claim, follow-up service helps ensure benefits are received properly. Clients can request repeat service between regular visits to adjust coverage as their situations evolve throughout the year.
Affordable Insurance Agency Of Ohio, LLC, in Delaware, OH, is known for providing disability insurance agent services to local residents and professionals. The company helps clients navigate individual and group disability policies designed to protect income against unexpected illness or injury. Brokers typically assist with comparing coverage options from multiple carriers to find suitable terms. As a specialty service, the agency can also evaluate short-term disability plans for workers seeking temporary wage replacement.
What Does a a Disability Insurance Agent in Delaware Cost?
The cost of disability insurance in Ohio depends on age, occupation, health, and benefit amount. Typical monthly premiums range from 1% to 3% of your annual income. For example, a 35-year-old office worker might pay 50 to 150 per month for a policy covering 60% of income. Costs vary by case and carrier. This is general information and not insurance advice.
About disability insurance agents in Delaware
Disability insurance agents in Delaware, Ohio help individuals and business owners secure income protection policies. Ohio law requires agents to be licensed through the Ohio Department of Insurance. Local agents understand the needs of Delaware County residents and can explain state-specific policy features.
Frequently Asked Questions
What does a disability insurance agent in Delaware Ohio do?
A disability insurance agent helps you compare policies from different carriers. They explain benefit periods, elimination periods, and how Ohio state law affects coverage. They do not provide legal advice but can guide you on policy options.
Are disability insurance agents regulated in Ohio?
Yes, all disability insurance agents in Ohio must hold a valid license from the Ohio Department of Insurance. They must complete continuing education to maintain their license. You can verify an agents license on the Ohio Department of Insurance website.
How long does it take to get disability insurance in Ohio?
The application process typically takes 2 to 6 weeks. This includes underwriting and medical record review. Ohio does not have a specific waiting period for policy approval, but individual carrier timelines vary.
Disability Insurance Agents in Other Ohio Cities
Akron · Amelia · Avon Lake · Beavercreek · Bowling Green · Brunswick · Canton · Centerville · Cincinnati · Cleveland · Columbus · Cuyahoga Falls · Dayton · Dublin · Elyria